HOUSE CAFE
ActiveSummary
The computed 12-month bankruptcy probability of HOUSE CAFE is 14.7% (high). The 2024 annual accounts show negative equity (€-52k) and a net result of €-75k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 18936 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability12▼-20
Solvency15▼-17
Growth55▼-13
Track record100
Bankruptcy probability, 12 months
14.7%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.42 against 0.55 in 2023; short-term debt: 77.7% and cash: 31.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-10.3%
Return on assets
-14.8%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-52k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
307 d late
2022
12 d late
2021
28 d late
2020
2 d early
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€678k▲ 40.1%
2021 · €484k
2020: €235klowest in 3 years
2021: €484k▲ +106% vs 2020
2022: €678k▲ +40.1% vs 2021highest in 3 years
2020 → 2022
EBIT margin
3.1%▼ 5.7pp
2021 · 8.8%
2020: 7.3%
2021: 8.8%▲ +19.4% vs 2020highest in 3 years
2022: 3.1%▼ -64.7% vs 2021lowest in 3 years
2020 → 2022
Net result
€-75k▼ 134%
2023 · €-32k
2019: €-28k
2020: €15k▲ +155% vs 2019
2021: €33k▲ +118% vs 2020highest in 6 years
2022: €7k▼ -80.1% vs 2021
2023: €-32k▼ -582% vs 2022
2024: €-75k▼ -134% vs 2023lowest in 6 years
2019 → 2024
Working capital
€-228k▼ 68.2%
2023 · €-135k
2019: €-63k
2020: €-79k▼ -26.1% vs 2019
2021: €-91k▼ -14.4% vs 2020
2022: €-41k▲ +55.3% vs 2021highest in 6 years
2023: €-135k▼ -233% vs 2022
2024: €-228k▼ -68.2% vs 2023lowest in 6 years
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€235k-€484k▲ 106%€678k▲ 40.1%
2020: €235klowest in 3 years
2021: €484k▲ +106% vs 2020
2022: €678k▲ +40.1% vs 2021highest in 3 years
Equity€6k-€39k▲ 566%€57k▲ 44.9%€25k▼ 56.2%€-52k
2020: €6k
2021: €39k▲ +566% vs 2020
2022: €57k▲ +44.9% vs 2021highest in 5 years
2023: €25k▼ -56.2% vs 2022
2024: €-52k▼ -310% vs 2023lowest in 5 years
Operating result€17k-€42k▲ 146%€21k▼ 50.6%€-26k€-58k▼ 124%
2020: €17k
2021: €42k▲ +146% vs 2020highest in 5 years
2022: €21k▼ -50.6% vs 2021
2023: €-26k▼ -223% vs 2022
2024: €-58k▼ -124% vs 2023lowest in 5 years
Net result€15k-€33k▲ 118%€7k▼ 80.1%€-32k€-75k▼ 134%
2020: €15k
2021: €33k▲ +118% vs 2020highest in 5 years
2022: €7k▼ -80.1% vs 2021
2023: €-32k▼ -582% vs 2022
2024: €-75k▼ -134% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €58k in 2024 against €26k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €507k
Fixed assets
€341k ▲ 72.7%
Current assets
€166k ▼ 0.3%
Key figures and ratios
EBITDA
€26k▲
2023 · €20k
Cash flow
€9k▼
2023 · €14k
Solvency
-10.3%▼
2023 · 6.8%
Current ratio
0.42▼
2023 · 0.55
Debt to equity
-10.71▼
2023 · 13.62
ROA
-14.8%▼
2023 · -8.8%
Interest coverage
1.39▼
2023 · 2.86
Debt
€559k▲
2023 · €339k
Debt ≤ 1 year
€394k▲
2023 · €302k
Debt > 1 year
€165k▲
2023 · €37k
Income taxes
€320▲
2023 · €-623
Staff costs
€384k▲
2023 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€364k€507k▲
Fixed assets21/28€197k€341k▲
Intangible fixed assets21€13k€139k▲
Tangible fixed assets22/27€170k€137k▼
Land and buildings22€108k€66k▼
Plant, machinery and equipment23€17k€11k▼
Furniture and vehicles24€35k€26k▼
Other tangible fixed assets26€10k€34k▲
Financial fixed assets28€14k€64k▲
Current assets29/58€167k€166k▼
Amounts receivable within one year40/41€159k€9k▼
Trade receivables40€137k€4k▼
Other amounts receivable41€21k€5k▼
Cash at bank and in hand54/58€5k€158k▲
Deferred charges and accrued income490/1€3k€230▼
Equity and liabilities
Total equity and liabilities10/49€364k€507k▲
Equity10/15€25k€-52k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-5k€-80k▼
Investment grants15€11k€9k▼
Amounts payable17/49€339k€559k▲
Amounts payable after more than one year17€37k€165k▲
Financial debts170/4€37k€165k▲
Amounts payable within one year42/48€302k€394k▲
Current portion of amounts payable after more than one year42€14k€49k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€212k€148k▼
Suppliers440/4€212k€148k▼
Taxes, remuneration and social security45€37k€137k▲
Taxes450/3€17k€57k▲
Remuneration and social security454/9€21k€80k▲
Other amounts payable47/48€37k€60k▲
Accrued charges and deferred income492/3€28€41▲
Income statement
Code20232024
Remuneration, social security and pensions62€164k€384k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€84k▲
Other operating charges640/8€9k€13k▲
Gross operating margin9900€193k€424k▲
Operating profit (loss)9901€-26k€-58k▼
Financial income75/76B€336€2k▲
Recurring financial income75€336€2k▲
Financial charges65/66B€7k€19k▲
Recurring financial charges65€7k€19k▲
Profit (loss) for the period before taxes9903€-33k€-75k▼
Income taxes67/77€-623€320▲
Profit (loss) for the period9904€-32k€-75k▼
Profit (loss) for the period to be appropriated9905€-32k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-80k▼
Profit (loss) brought forward from the previous period14P€271€-5k▼
Transfer from equity791/2€27k-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €235k | €484k | €678k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €357k | €513k | - | - | - |
| Remuneration, social security and pensions62 | - | €54k | €88k | €164k | €384k | ▲ 135% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €26k | €54k | €46k | €84k | ▲ 83.5% |
| Other operating charges640/8 | - | €5k | €5k | €9k | €13k | ▲ 46.7% |
| Gross operating margin9900 | €56k | €128k | €168k | €193k | €424k | ▲ 120% |
| Operating profit (loss)9901 | €17k | €42k | €21k | €-26k | €-58k | ▼ 124% |
| Financial income75/76B | - | €2 | €470 | €336 | €2k | ▲ 617% |
| Recurring financial income75 | €0 | €2 | €470 | €336 | €2k | ▲ 617% |
| Financial charges65/66B | - | €6k | €8k | €7k | €19k | ▲ 170% |
| Recurring financial charges65 | €2k | €6k | €8k | €7k | €19k | ▲ 170% |
| Profit (loss) for the period before taxes9903 | €15k | €36k | €14k | €-33k | €-75k | ▼ 129% |
| Income taxes67/77 | - | €3k | €7k | €-623 | €320 | ▲ 151% |
| Profit (loss) for the period9904 | €15k | €33k | €7k | €-32k | €-75k | ▼ 134% |
| Profit (loss) for the period to be appropriated9905 | €15k | €33k | €7k | €-32k | €-75k | ▼ 134% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €125k | €184k | €248k | €364k | €507k | ▲ 39.3% |
| Fixed assets21/28 | €104k | €147k | €145k | €197k | €341k | ▲ 72.7% |
| Intangible fixed assets21 | - | - | €1k | €13k | €139k | ▲ 976% |
| Tangible fixed assets22/27 | €91k | €133k | €130k | €170k | €137k | ▼ 19.2% |
| Land and buildings22 | - | €100k | €83k | €108k | €66k | ▼ 39.1% |
| Plant, machinery and equipment23 | - | €21k | €25k | €17k | €11k | ▼ 36.4% |
| Furniture and vehicles24 | - | €13k | €22k | €35k | €26k | ▼ 24.2% |
| Other tangible fixed assets26 | - | - | - | €10k | €34k | ▲ 245% |
| Financial fixed assets28 | €14k | €14k | €14k | €14k | €64k | ▲ 354% |
| Current assets29/58 | €21k | €37k | €103k | €167k | €166k | ▼ 0.3% |
| Stocks and contracts in progress3 | €5k | €5k | €7k | - | - | - |
| Stocks30/36 | - | €5k | €7k | - | - | - |
| Amounts receivable within one year40/41 | €14k | €24k | €88k | €159k | €9k | ▼ 94.6% |
| Trade receivables40 | - | €5k | €12k | €137k | €4k | ▼ 97.4% |
| Other amounts receivable41 | - | €19k | €76k | €21k | €5k | ▼ 76.7% |
| Cash at bank and in hand54/58 | €2k | €4k | €8k | €5k | €158k | ▲ 2,836% |
| Deferred charges and accrued income490/1 | - | €3k | - | €3k | €230 | ▼ 91.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €125k | €184k | €248k | €364k | €507k | ▲ 39.3% |
| Equity10/15 | €6k | €39k | €57k | €25k | €-52k | ▼ 310% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | - | - | - |
| Issued capital100 | - | €19k | €19k | - | - | - |
| Reserves13 | - | €27k | €27k | - | - | - |
| Distributable reserves133 | - | €27k | €27k | - | - | - |
| Profit (loss) carried forward14 | €-13k | €-6k | €271 | €-5k | €-80k | ▼ 1,599% |
| Investment grants15 | - | - | €11k | €11k | €9k | ▼ 20.0% |
| Amounts payable17/49 | €119k | €144k | €191k | €339k | €559k | ▲ 64.9% |
| Amounts payable after more than one year17 | €19k | €17k | €48k | €37k | €165k | ▲ 347% |
| Financial debts170/4 | - | €17k | €48k | €37k | €165k | ▲ 347% |
| Amounts payable within one year42/48 | €100k | €127k | €143k | €302k | €394k | ▲ 30.4% |
| Current portion of amounts payable after more than one year42 | - | €16k | €34k | €14k | €49k | ▲ 251% |
| Financial debts43 | - | - | - | €2k | - | - |
| Credit institutions430/8 | - | - | - | €2k | - | - |
| Trade debts44 | €18k | €53k | €27k | €212k | €148k | ▼ 30.3% |
| Suppliers440/4 | - | €53k | €27k | €212k | €148k | ▼ 30.3% |
| Taxes, remuneration and social security45 | - | €18k | €60k | €37k | €137k | ▲ 266% |
| Taxes450/3 | - | €10k | €43k | €17k | €57k | ▲ 239% |
| Remuneration and social security454/9 | - | €8k | €18k | €21k | €80k | ▲ 288% |
| Other amounts payable47/48 | - | €41k | €23k | €37k | €60k | ▲ 63.6% |
| Accrued charges and deferred income492/3 | - | - | - | €28 | €41 | ▲ 48.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €33k | €7k | €-32k | €-75k | ▼ 134% |
| + Depreciation and write-downs630 | €20k | €26k | €54k | €46k | €84k | ▲ 83.5% |
| Operating cash flow (approximation) | €36k | €59k | €61k | €14k | €9k | ▼ 32.6% |
| Investment in fixed assets (approximation) | - | €-68k | €-52k | €-98k | €-228k | ▼ 133% |
| Change in cash | - | €2k | €3k | €-2k | €152k | ▲ 6,580% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 307 days late
2024
31-12
Financial
Weakest financial yearnet €-75k
Net result drops to €-75k, the lowest in the series.
2023
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Highest result since 2019net €33k ▲118%
Operating result €42k, net result €33k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 3 establishment units since 2018
Ground area
3,844 m²
Building footprint
414 m²
Volume, LiDAR
4,038 m³
3 parcels, Brussels, Flanders · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
Brunch Corner
since 20182.293.991.305
Brunch Corner
since 20222.330.386.101
brunchcorner
since 20242.366.018.357
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0254/00C000 | Flanders | 3,669 m² | 1 · 235 m² | 7.7 m · 2 fl. |
| 21906D0270/00X000 ProtectedSite or landscapeLouis Bertrandlaan |
Brussels | 113 m² | 1 · 112 m² | 20.0 m · 6 fl. |
| 21906D0270/00Y000 ProtectedSite or landscapeLouis Bertrandlaan |
Brussels | 62 m² | 1 · 67 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesDilbeek2.366.018.357
Schaarbeek2.293.991.305
Schaarbeek2.330.386.101
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Of 14,009 companies in sector 56301 we hold annual accounts for 4,892. 4,054 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56309Food and beverage service activities
Scores and ratios are computed by Checked and are not a credit decision.