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HOUSE AFFAIRS

Active
Private limited company (pre-2019)founded 2009active for 16 yearsXavier De Cocklaan 91, 9831 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0821.183.786
Summary

HOUSE AFFAIRS has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€40,716) and a net result of €5,944. Equity is growing by about 7.1% per year across the filed financial years. Its solvency ranks better than 5% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€20,695total assets 2025
Equity
-€40,716
Profit
€5,944
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts on time7 deeds in the Belgian Official Gazette
Why 55raises riskCapped at 59: negative equityNegative equity -€40,7161 of the last 3 latelowers riskSize: total assets €20,695Founded in 2009Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 68, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -196.7% of total assets
Liquidity 35=
short-term debt 296.7% · cash 28.3%
Profitability 100=
return on assets 28.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.3%▲ +0.1 percentage points vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024highest value 02-2025: 0.5%▼ -0.8 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%▼ -0.2 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025lowest value 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.25, compared with 0.22 in 2024, below 1; short-term debt: 296.7% and cash: 28.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 28% on liquidity, 95% on profitability and 69% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €20,695
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€40,716
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 17021 sector peers (2025).
NBB · sector comparison
Position among 17021 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
19 days late
2023
66 days late
2022
1 day late
2021
1 day early
2020
14 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end24-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€40,716 View
  • Caution: Among the weakest 5% on solvencysector median 29.0% · 17,021 companies -196.7% View
  • Total assets 20256 financial years filed €20,695 View

By topic

Financials

Financial year
2025
Total assets
€20,695
Profit
€5,944
Solvency
-196.7%
Total assets▲ 0.4%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2013
Next accounts
by 30-04-2027
  1. 01-05-2023Annual accounts filed
  2. 30-09-2022Back to profit
  3. 29-04-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Real estate agency activitiesNACE 68310
Founded
07-12-2009
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Key facts about HOUSE AFFAIRS

What is the company number of HOUSE AFFAIRS?
0821.183.786. In Belgium the VAT number is the company number with BE in front: BE 0821.183.786.
Where is HOUSE AFFAIRS based?
The registered office is at Xavier De Cocklaan 91, 9831 Sint-Martens-Latem.Company details
What does HOUSE AFFAIRS do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of HOUSE AFFAIRS?
Private limited company (pre-2019) (BVBA).
When was HOUSE AFFAIRS founded?
On 07-12-2009.
Is HOUSE AFFAIRS still active?
Yes, HOUSE AFFAIRS is an active enterprise in the KBO register.
What is the turnover of HOUSE AFFAIRS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HOUSE AFFAIRS profitable?
In financial year 2025, HOUSE AFFAIRS made a profit of €5,944.
Where can I find the annual accounts of HOUSE AFFAIRS?
HOUSE AFFAIRS filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOUSE AFFAIRS due?
By 30-04-2027, for financial year 2026.Timeline

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