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HOUSE

Active
Private limited companyfounded 200520 yrs activeLange Lozanastraat 142, 2018 Antwerpen, BelgiumKBO/BCE: BE 0877.478.529

The file of HOUSE contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 1.2% (low). The 2025 annual accounts show equity of €18,509 and a net result of -€10,049. Equity is shrinking by ~18.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency70▼-18
Growth58=
Track record85
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.07 against 0.02 in 2024; short-term debt: 55.5% and cash: 3.9% of total assets), and 55.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.5%
Return on assets
-24.2%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€10,049
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
1 d early
2023
2 d early
2022
58 d early
2021
80 d early
2020
60 d early
2019
60 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HOUSE was incorporated on 24 November 2005.1 Total assets fell from EUR 119,363 in 2019 to EUR 41,592 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,509▼ 35.2%
2024 · €28,558
Total assets
€41,592▼ 8.2%
2024 · €45,319
Net result
-€10,049▲ 9.8%
2024 · -€11,146
Working capital
-€21,466▼ 31.2%
2024 · -€16,367
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€8,906▼ 24.2%-€7,993▲ 10.2%-€9,599▼ 20.1%-€11,088▼ 15.5%-€10,002▲ 9.8%
Net result-€8,951▼ 24.1%-€8,038▲ 10.2%-€9,644▼ 20.0%-€11,146▼ 15.6%-€10,049▲ 9.8%
Equity€57,386▼ 13.5%€49,348▼ 14.0%€39,704▼ 19.5%€28,558▼ 28.1%€18,509▼ 35.2%
Total assets€70,147▼ 11.5%€62,110▼ 11.5%€52,465▼ 15.5%€45,319▼ 13.6%€41,592▼ 8.2%
Debt€12,761▼ 1.0%€12,761=€12,761=€16,761▲ 31.3%€23,083▲ 37.7%
Working capital-€2,389-€5,477▼ 129%-€10,171▼ 85.7%-€16,367▼ 60.9%-€21,466▼ 31.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€8,906-€8,906Net result 2021: -€8,951-€8,951Operating result 2022: -€7,993-€7,993Net result 2022: -€8,038-€8,038Operating result 2023: -€9,599-€9,599Net result 2023: -€9,644-€9,644Operating result 2024: -€11,088-€11,088Net result 2024: -€11,146-€11,146Operating result 2025: -€10,002-€10,002Net result 2025: -€10,049-€10,04920212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€9,599-€9,600Net result 2023: -€9,644-€9,640Operating result 2024: -€11,088-€11,100Net result 2024: -€11,146-€11,100Operating result 2025: -€10,002-€10,000Net result 2025: -€10,049-€10,000202320242025
The operating result stays negative: a loss of €10,002 in 2025 against €11,088 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,592
Fixed assets €39,975 ▼ 11.0%
Current assets €1,617 ▲ 310%
Equity and liabilities €41,592
Equity €18,509 ▼ 35.2%
Debt €23,083 ▲ 37.7%
Debt's share of the balance-sheet total rises from 37.0% to 55.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€5,052▲
2024 · -€6,138
Cash flow
-€5,099▲
2024 · -€6,196
Current ratio
0.07▲
2024 · 0.02
Debt to equity
1.25▲
2024 · 0.59
ROE
-54.3%▼
2024 · -39.0%
ROA
-24.2%▲
2024 · -24.6%
Interest coverage
-108.75▼
2024 · -106.37
Debt ≤ 1 year
€23,083▲
2024 · €16,761
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.5% went bankrupt
13% stopped otherwise
84% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€45,319€41,592▼
Fixed assets21/28€44,925€39,975▼
Tangible fixed assets22/27€44,925€39,975▼
Land and buildings22€44,925€39,975▼
Current assets29/58€394€1,617▲
Cash at bank and in hand54/58€394€1,617▲
Equity and liabilities
Total equity and liabilities10/49€45,319€41,592▼
Equity10/15€28,558€18,509▼
Contributions10/11€18,600€18,600=
Reserves13€90,877€90,877=
Non-distributable reserves130/1€1,501€1,501=
Reserves not available under the articles1311€1,501€1,501=
Distributable reserves133€89,377€89,377=
Profit (loss) carried forward14-€80,920-€90,969▼
Amounts payable17/49€16,761€23,083▲
Amounts payable within one year42/48€16,761€23,083▲
Trade debts44€178€0▼
Suppliers440/4€178€0▼
Other amounts payable47/48€16,583€23,083▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,950€4,950=
Other operating charges640/8€502€507▲
Gross operating margin9900-€5,636-€4,545▲
Operating profit (loss)9901-€11,088-€10,002▲
Financial charges65/66B€58€46▼
Recurring financial charges65€58€46▼
Profit (loss) for the period before taxes9903-€11,146-€10,049▲
Profit (loss) for the period9904-€11,146-€10,049▲
Profit (loss) for the period to be appropriated9905-€11,146-€10,049▲
Appropriation of the result
Profit (loss) to be appropriated9906-€80,920-€90,969▼
Profit (loss) brought forward from the previous period14P-€69,774-€80,920▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,950€4,950€4,950€4,950€4,950=
Other operating charges640/8--€2,061€502€507▲ 1.0%
Gross operating margin9900-€3,787-€3,043-€2,588-€5,636-€4,545▲ 19.4%
Operating profit (loss)9901-€8,906-€7,993-€9,599-€11,088-€10,002▲ 9.8%
Financial charges65/66B-€45€46€58€46▼ 19.5%
Recurring financial charges65€45€45€46€58€46▼ 19.5%
Profit (loss) for the period before taxes9903-€8,951-€8,038-€9,644-€11,146-€10,049▲ 9.8%
Profit (loss) for the period9904-€8,951-€8,038-€9,644-€11,146-€10,049▲ 9.8%
Profit (loss) for the period to be appropriated9905-€8,951-€8,038-€9,644-€11,146-€10,049▲ 9.8%
Line20212022202320242025Change
Assets
Total assets20/58€70,147€62,110€52,465€45,319€41,592▼ 8.2%
Fixed assets21/28€59,775€54,825€49,875€44,925€39,975▼ 11.0%
Tangible fixed assets22/27€59,775€54,825€49,875€44,925€39,975▼ 11.0%
Land and buildings22-€54,825€49,875€44,925€39,975▼ 11.0%
Current assets29/58€10,372€7,285€2,590€394€1,617▲ 310%
Cash at bank and in hand54/58€10,372€7,285€2,590€394€1,617▲ 310%
Equity and liabilities
Total equity and liabilities10/49€70,147€62,110€52,465€45,319€41,592▼ 8.2%
Equity10/15€57,386€49,348€39,704€28,558€18,509▼ 35.2%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€90,877€90,877€90,877€90,877€90,877=
Non-distributable reserves130/1-€1,860€1,501€1,501€1,501=
Reserves not available under the articles1311-€1,860€1,501€1,501€1,501=
Distributable reserves133-€89,017€89,377€89,377€89,377=
Profit (loss) carried forward14-€52,091-€60,129-€69,774-€80,920-€90,969▼ 12.4%
Amounts payable17/49€12,761€12,761€12,761€16,761€23,083▲ 37.7%
Amounts payable within one year42/48€12,761€12,761€12,761€16,761€23,083▲ 37.7%
Trade debts44€178€178€178€178€0▼ 100%
Suppliers440/4-€178€178€178€0▼ 100%
Other amounts payable47/48-€12,583€12,583€16,583€23,083▲ 39.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€8,951-€8,038-€9,644-€11,146-€10,049▲ 9.8%
+ Depreciation and write-downs630€4,950€4,950€4,950€4,950€4,950=
Operating cash flow (approximation)-€4,001-€3,088-€4,694-€6,196-€5,099▲ 17.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€3,087-€4,694-€2,196€1,223▲ 156%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
04-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
12-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
02-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
02-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
10-04
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 04-04-2019
2018
05-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
07-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalNBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
949 m²
Building footprint
948 m²
Volume, LiDAR
11,726 m³
Parcel 11810K1626/00B004, Flanders · tallest building 20.4 m, ±5 floors. Linked by address, not a title deed.
166 companies at this address See who is registered here
1 establishment unit
HOUSE
Lange Lozanastraat 142, 2018 AntwerpenNACE 51410
since 20052.150.512.863
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1626/00B004 Flanders 949 m² 1 · 948 m² 20.4 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded24-11-2005
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:0877478529
Also 9925:BE0877478529

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.