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HOUMA

Active
Private limited company (pre-2019)founded 199035 yrs activeAdam-Thomas-Straße, Aldringen 99, 4790 Burg-Reuland, BelgiumKBO/BCE: BE 0441.991.089
Summary

HOUMA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25,186 and a net result of -€2,418. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability13▼-21
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
cash: 91.1% of total assets, and 0% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
100%
Return on assets
-9.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
56 d late
2023
69 d late
2022
73 d late
2021
122 d late
2020
146 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 98 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HOUMA was incorporated on 13 November 1990.1 Total assets rose from EUR 9,335 in 2018 to EUR 25,186 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, unclassified schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2,418▼ 511%
2023 · -€396
Working capital
€28,507▼ 1.3%
2020 · €28,883
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€234-€235▼ 0.4%-€320▼ 36.2%-€396▼ 23.8%-€2,180▼ 451%
Net result-€234-€376▼ 60.7%-€507▼ 34.8%-€396▲ 21.9%-€2,418▼ 511%
Equity€28,883▼ 0.8%€28,507▼ 1.3%€28,000▼ 1.8%€27,604▼ 1.4%€25,186▼ 8.8%
Total assets€29,230▼ 0.8%€28,854▼ 1.3%€28,000▼ 3.0%€27,604▼ 1.4%€25,186▼ 8.8%
Debt€347=€347=
Working capital€28,883▼ 0.8%€28,507▼ 1.3%
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2020: -€234-€234Net result 2020: -€234-€234Operating result 2021: -€235-€235Net result 2021: -€376-€376Operating result 2022: -€320-€320Net result 2022: -€507-€507Operating result 2023: -€396-€396Net result 2023: -€396-€396Operating result 2024: -€2,180-€2,180Net result 2024: -€2,418-€2,41820202021202220232024-€3,000-€2,000-€1,000€0Operating result 2022: -€320-€320Net result 2022: -€507-€507Operating result 2023: -€396-€396Net result 2023: -€396-€396Operating result 2024: -€2,180-€2,180Net result 2024: -€2,418-€2,420202220232024
The operating result stays negative: a loss of €2,180 in 2024 against €396 in 2023; the loss grows and 2024 has the lowest result in the available series.
Key figures and ratios
2024 value · change against 2023
Solvency
100.0%=
2023 · 100.0%
ROE
-9.6%▼
2023 · -1.4%
ROA
-9.6%▼
2023 · -1.4%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 18 lines
Balance sheet Code20232024
Assets
Total assets20/58€27,604€25,186▼
Current assets29/58€27,604€25,186▼
Cash at bank and in hand54/58€25,354€22,936▼
Deferred charges and accrued income490/1€2,250€2,250=
Equity and liabilities
Total equity and liabilities10/49€27,604€25,186▼
Equity10/15€27,604€25,186▼
Contributions10/11€49,579€49,579=
Profit (loss) carried forward14-€21,975-€24,393▼
Income statement Code20232024
Other operating charges640/8€153-
Gross operating margin9900-€243-€2,180▼
Operating profit (loss)9901-€396-€2,180▼
Financial charges65/66B-€238
Recurring financial charges65-€238
Profit (loss) for the period before taxes9903-€396-€2,418▼
Profit (loss) for the period9904-€396-€2,418▼
Profit (loss) for the period to be appropriated9905-€396-€2,418▼
Appropriation of the result
Profit (loss) to be appropriated9906-€21,975-€24,393▼
Profit (loss) brought forward from the previous period14P-€21,579-€21,975▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8--€83€153--
Gross operating margin9900-€234-€235-€237-€243-€2,180▼ 797%
Operating profit (loss)9901-€234-€235-€320-€396-€2,180▼ 451%
Financial charges65/66B-€141€187-€238-
Recurring financial charges65-€141€187-€238-
Profit (loss) for the period before taxes9903-€234-€376-€507-€396-€2,418▼ 511%
Profit (loss) for the period9904-€234-€376-€507-€396-€2,418▼ 511%
Profit (loss) for the period to be appropriated9905-€234-€376-€507-€396-€2,418▼ 511%
Line20202021202220232024Change
Assets
Total assets20/58€29,230€28,854€28,000€27,604€25,186▼ 8.8%
Current assets29/58€29,230€28,854€28,000€27,604€25,186▼ 8.8%
Cash at bank and in hand54/58€26,980€26,604€25,750€25,354€22,936▼ 9.5%
Deferred charges and accrued income490/1-€2,250€2,250€2,250€2,250=
Equity and liabilities
Total equity and liabilities10/49€29,230€28,854€28,000€27,604€25,186▼ 8.8%
Equity10/15€28,883€28,507€28,000€27,604€25,186▼ 8.8%
Contributions10/11€49,579€49,579€49,579€49,579€49,579=
Profit (loss) carried forward14-€20,696-€21,072-€21,579-€21,975-€24,393▼ 11.0%
Amounts payable17/49€347€347----
Amounts payable within one year42/48€347€347----
Trade debts44€347€347----
Suppliers440/4-€347----
Line20202021202220232024Change
Profit (loss) for the period9904-€234-€376-€507-€396-€2,418▼ 511%
Operating cash flow (approximation)-€234-€376-€507-€396-€2,418▼ 511%
Change in cash--€376-€854-€396-€2,418▼ 511%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-09
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema · 56 days late
2024
31-12
Financial Weakest financial yearnet -€2,418
Net result drops to -€2,418, the lowest in the series.
08-10
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 69 days late
2023
12-10
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema · 73 days late
2022
30-11
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema · 122 days late
2021
24-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 146 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial Back to profitnet €55,965
Net result €55,965 after one loss-making year.
31-12
Financial Liquidity times 666current ratio 84.91
Current ratio from 0.13 to 84.91; short-term debt falls from €36,183 to €347.
10-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 71 days late
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 57 days late
2016
22-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Burg-Reuland · 1 establishment unit since 1990
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Adam-Thomas-Straße, Aldringen 994790 Burg-Reuland
1 establishment unit
Maldingen sn, 4791 Burg-Reuland
Air transport
since 19902.050.594.351

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded13-11-1990
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.