HOUCK
ActiveHOUCK has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €100k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.96 against 3.79 in 2024; short-term debt: 13.1% and cash: 72.1% of total assets), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
82.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
147 d early
2024
44 d early
2023
47 d early
2022
46 d early
2021
45 d early
2020
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▼ 12.3%
2024 · €117k
2020: €47k
2021: €92k
2022: €129k
2023: €53k
2024: €117k
2020 → 2025
Total assets
€120k▼ 26.0%
2024 · €163k
2020: €81k
2021: €141k
2022: €168k
2023: €185k
2024: €163k
2020 → 2025
Net result
€100k▲ 58.1%
2024 · €63k
2020: €44k
2021: €45k
2022: €37k
2023: €51k
2024: €63k
2020 → 2025
Working capital
€94k▼ 12.1%
2024 · €107k
2020: €42k
2021: €87k
2022: €126k
2023: €41k
2024: €107k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€129k▲ 40.6%€53k▼ 58.6%€117k▲ 118%€102k▼ 12.3%
Operating result€60k-€50k▼ 16.6%€70k▲ 38.6%€87k▲ 24.6%€136k▲ 55.8%
Net result€45k-€37k▼ 16.7%€51k▲ 36.8%€63k▲ 23.8%€100k▲ 58.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€11k▼ 38.8%
Current assets
€109k▼ 24.4%
Equity and liabilities €120k
Equity
€102k▼ 12.3%
Debt
€18k▼ 60.7%
The debt ratio falls from 28.4% to 15.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€143k▲
2024 · €95k
Cash flow
€107k▲
2024 · €71k
Solvency
84.9%▲
2024 · 71.6%
Current ratio
6.96▲
2024 · 3.79
Quick ratio
6.96▲
2024 · 3.79
Debt / equity
0.18▼
2024 · 0.40
ROE
97.6%▲
2024 · 54.1%
ROA
82.8%▲
2024 · 38.8%
Interest coverage
249.96▲
2024 · 122.93
Debt
€18k▼
2024 · €46k
Debt ≤ 1 year
€16k▼
2024 · €38k
Debt > 1 year
€2k▼
2024 · €8k
Income taxes
€35k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€120k▼
Fixed assets21/28€18k€11k▼
Tangible fixed assets22/27€18k€11k▼
Plant, machinery and equipment23€252-
Furniture and vehicles24€15k€9k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€145k€109k▼
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€19k€16k▼
Other amounts receivable41€814€6k▲
Cash at bank and in hand54/58€125k€87k▼
Deferred charges and accrued income490/1€250€257▲
Equity and liabilities
Total equity and liabilities10/49€163k€120k▼
Equity10/15€117k€102k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€114k€100k▼
Amounts payable17/49€46k€18k▼
Amounts payable after more than one year17€8k€2k▼
Financial debts170/4€8k€2k▼
Amounts payable within one year42/48€38k€16k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€713€1k▲
Suppliers440/4€713€1k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€27k-
Accrued charges and deferred income492/3€66€67▲
Income statement
Code20242025
Non-recurring operating income76A-€133
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€96k€144k▲
Operating profit (loss)9901€87k€136k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€772€570▼
Recurring financial charges65€772€570▼
Profit (loss) for the period before taxes9903€86k€135k▲
Income taxes67/77€23k€35k▲
Profit (loss) for the period9904€63k€100k▲
Profit (loss) for the period to be appropriated9905€63k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€214k▲
Profit (loss) brought forward from the previous period14P€51k€114k▲
Profit to be distributed694/7-€114k
Return on contributions (dividend)694-€114k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €100k ▲58.1%
Operating result €136k, net result €100k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 3.79
Current ratio from 1.35 to 3.79; short-term debt falls from €118k to €38k.
31-12
Financial
Equity above €100kEq €117k ▲118%
5 profitable years in a row build equity to €117k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €37k ▼16.7%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €129k ▲40.6%
3 profitable years in a row build equity to €129k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 1329050 GentGround area
56 m²
Building footprint
61 m²
Volume, LiDAR
473 m³
Parcel 44362B0007/00C018, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOUCK
since 20202.300.884.243
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0007/00C018 | Flanders | 56 m² | 1 · 61 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
T.PALM HOLDING
BE 0543.267.801
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Ex Ante Consulting
BE 0717.702.406
Mechelen · Eq €102k
MABIMA
BE 0791.907.802
Chaudfontaine · Eq €102k
PAGGERSVELD
BE 0899.930.465
Peer · Eq €102k
HIVOLUTION
BE 0779.675.607
Brasschaat · Eq €102k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
69202Legal and accounting activities
69209Other tax advisory services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.