HOUBEN ROGER
ActiveHOUBEN ROGER has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €-19k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 1329 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-60
Solvency77▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.68 in 2023; short-term debt: 47% and cash: 16.5% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.3%
Return on assets
-10.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
41 d late
2022
44 d late
2021
34 d early
2020
61 d late
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€92k▼ 17.0%
2023 · €110k
2018: €189k
2019: €182k
2020: €194k
2021: €127k
2022: €116k
2023: €110k
2018 → 2024
Total assets
€175k▼ 9.3%
2023 · €193k
2018: €285k
2019: €263k
2020: €295k
2021: €228k
2022: €219k
2023: €193k
2018 → 2024
Net result
€-19k▼ 239%
2023 · €-6k
2018: €-90k
2019: €-7k
2020: €11k
2021: €-67k
2022: €-11k
2023: €-6k
2018 → 2024
Working capital
€-34k▼ 30.0%
2023 · €-26k
2018: €-49k
2019: €-10k
2020: €40k
2021: €-2k
2022: €-15k
2023: €-26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€194k-€127k▼ 34.6%€116k▼ 8.6%€110k▼ 4.8%€92k▼ 17.0%
Operating result€12k-€-67k€-11k▲ 84.2%€-5k▲ 49.6%€-18k▼ 246%
Net result€11k-€-67k€-11k▲ 83.8%€-6k▲ 48.9%€-19k▼ 239%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2024 against €5k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €175k
Fixed assets
€127k▼ 7.2%
Current assets
€48k▼ 14.6%
Equity and liabilities €175k
Equity
€92k▼ 17.0%
Debt
€83k▲ 0.9%
The debt ratio rises from 42.8% to 47.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2023 · €6k
Cash flow
€-8k▼
2023 · €5k
Solvency
52.3%▼
2023 · 57.2%
Current ratio
0.59▼
2023 · 0.68
Quick ratio
0.59▼
2023 · 0.68
Debt / equity
0.91▲
2023 · 0.75
ROE
-20.5%▼
2023 · -5.0%
ROA
-10.7%▼
2023 · -2.9%
Interest coverage
-45.23▼
2023 · 34.15
Debt
€83k▲
2023 · €83k
Debt ≤ 1 year
€82k▼
2023 · €83k
Income taxes
€144▲
2023 · €69
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€193k€175k▼
Fixed assets21/28€136k€127k▼
Tangible fixed assets22/27€136k€127k▼
Land and buildings22€102k€102k=
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€32k€23k▼
Current assets29/58€56k€48k▼
Amounts receivable within one year40/41€7k€9k▲
Trade receivables40€7k€8k▲
Other amounts receivable41€968€880▼
Cash at bank and in hand54/58€32k€29k▼
Deferred charges and accrued income490/1€17k€11k▼
Equity and liabilities
Total equity and liabilities10/49€193k€175k▼
Equity10/15€110k€92k▼
Contributions10/11€383k€383k=
Reserves13€96k€96k=
Tax-exempt reserves132€94k€94k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-369k€-387k▼
Amounts payable17/49€83k€83k▲
Amounts payable within one year42/48€83k€82k▼
Trade debts44€18k€21k▲
Suppliers440/4€18k€21k▲
Taxes, remuneration and social security45€63k€62k▼
Taxes450/3€69€213▲
Remuneration and social security454/9€63k€61k▼
Other amounts payable47/48€2k€41▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Non-recurring operating income76A€25k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€11k€-2k▼
Operating profit (loss)9901€-5k€-18k▼
Financial income75/76B€39-
Recurring financial income75€39-
Financial charges65/66B€161€164▲
Recurring financial charges65€161€164▲
Profit (loss) for the period before taxes9903€-5k€-19k▼
Income taxes67/77€69€144▲
Profit (loss) for the period9904€-6k€-19k▼
Profit (loss) for the period to be appropriated9905€-6k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-369k€-387k▼
Profit (loss) brought forward from the previous period14P€-363k€-369k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegeneinde 613670 OudsbergenGround area
1,088 m²
Building footprint
157 m²
Volume, LiDAR
831 m³
Parcel 72022B0813/00C000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOUBEN ROGER
since 20062.159.240.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72022B0813/00C000 | Flanders | 1,088 m² | 1 · 157 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 297 EUR awarded · 198 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 198 EUR | 198 EUR |
| 2024 | 1 | 99 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.159.240.784
Similar companies · same sector, comparable size
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ECS-TECH
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LEROY DENIS TERRASSEMENT
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Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 732 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2006
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
45230
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.