HOUBEN
ActiveSummary
HOUBEN has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.9m and a net result of €953,534. Equity has been growing by about 6.2% per year since 2018. Its solvency ranks better than 42% of 1,029 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 25-11-1976 Normal situation
- Registered office
- 39 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- General construction of other non-residential buildings NACE 41003and 2 others
- Joint committees
- 200 Aanvullend Paritair Comité voor de bedienden
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
- Establishment unit
- 2.013.053.173 3500 Hasselt, since 01-01-1977
- Financial year end
- 31 December
- Peppol
- Reachable since 01-09-2025
Board and ownership
Board
- Arizona HoldingManaging director · permanent representative Ignace Houben
- Colorado HoldingManaging director · permanent representative Veronique Houben
- BELVIManaging director · permanent representative Ewald Houben
- Auditor
- Finvision Bedrijfsrevisoren Hasselt BV
Shareholders
- HOUBEN HOLDING99.92%2025 annual accounts of HOUBEN HOLDING
- Holdings
- Shares in 3 companies including SHOPPING CENTRUM OOST and Korabo
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Turnover
- €138.1m
- ▲ 17.5%
- Profit
- €953,534
- ▼ 36.7%
- Equity
- €15.9m
- ▲ 1.6%
- Total assets
- €60.2m
- ▲ 3.3%
- Employees on 31-12-2025
- 109
- ▼ 1.8%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1976Liquidity: current ratio 1.34, cash €12.5mSize: turnover €138.1m, 106.9 FTE, total assets €60.2mShow the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of medium-sized companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency
51-1
equity 26.5% of total assets
Liquidity
38+4
short-term debt 70.6% · cash 20.7%
Profitability
49-5
return on assets 1.6%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €1,450,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.34 (1.36 in 2024), below the usual 1.5. Short-term debt is 70.6% and cash 20.7% of total assets. 73.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized). It does better than 52% of them on solvency, 60% on liquidity, 44% on profitability and 61% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
22 days early
2023
6 days early
2022
31 days early
2021
13 days early
2020
8 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: More equity than 93% of companies in construction of buildingssector median €647,218 · 1,029 companies €15.9m View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 4 years of growth in a rowturnover 2025: €138.1m 4 years View
- Caution: Result fell in 2025from €1.5m to €953,534 ▼ 36.7% View
Recent changes
- · Gazette deed Reappointment: Finvision Bedrijfsrevisoren Hasselt BV (statutory auditor)Permanent representatives: Jurgen Jackers, Stijn Verhoeven and Ewald Houben
- · Gazette deed Reappointment: Belvi NV (director and managing director)Permanent representative: Ewald Houben
- · Gazette deed Permanent representatives: Koen Vangenck and Ewald Houben
Companies linked to HOUBEN
Comparable companies
These companies have the same main activity as HOUBEN: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €34m and €54m, founded between 1960 and 1986.
| Company | Total assets | Turnover |
|---|---|---|
| HOUBEN Hasselt | €60.2m | €138.1m |
| Vanderstraeten Lummen | €49.5m | €124.7m |
| EDIBO Lommel | €33.7m | €71.8m |
| JURI Zele | €53.9m | €103.7m |
| ALGEMENE ONDERNEMINGEN ROBERT WYCKAERT Gent | €49.1m | €118.7m |
| HOOYBERGHS Arendonk | €36.4m | €105.0m |
| vanhout.pro Turnhout | €42.4m | €89.4m |
Key facts about HOUBEN
- What is the company number of HOUBEN?
- The company number of HOUBEN is 0416.669.933. The VAT number is the same number with BE in front: BE 0416.669.933.
- Where is HOUBEN based?
- The registered office is at Prins-Bisschopssingel 36, 3500 Hasselt.Company details
- What does HOUBEN do?
- According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
- What is the legal form of HOUBEN?
- The legal form of HOUBEN is Public limited company (NV).
- When was HOUBEN founded?
- HOUBEN was founded on 25-11-1976.
- Is HOUBEN still active?
- Yes, HOUBEN is an active enterprise in the KBO register.
- How many employees does HOUBEN have?
- HOUBEN had an average of 106.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does HOUBEN fall under?
- In its 2025 annual accounts, HOUBEN states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 124 (Paritair Comité voor het bouwbedrijf).
- What is the turnover of HOUBEN?
- The turnover of HOUBEN was €138.1m in financial year 2025, according to the filed annual accounts.
- Is HOUBEN profitable?
- In financial year 2025, HOUBEN made a profit of €953,534.
- Where can I find the annual accounts of HOUBEN?
- HOUBEN filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HOUBEN due?
- HOUBEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
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