Hotelo Kathedral
ActiveSummary
The annual accounts of Hotelo Kathedral for fiscal year 2025 show a net loss of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €33,729 and a net result of -€52,538. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 702 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability21▼-43
Solvency31▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.45 against 0.67 in 2024; short-term debt: 94.3% and cash: 0.9% of total assets), and 94.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
-8.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
8 d late
2022
30 d late
2021
29 d late
2020
31 d late
2019
85 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€33,729▼ 60.9%
2024 · €86,267
Total assets
€592,503▲ 1.3%
2024 · €585,007
Net result
-€52,538
2024 · €14,169
Working capital
-€305,199▼ 171%
2024 · -€112,458
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,425€4,201▼ 74.4%€25,828▲ 515%€49,083▲ 90.0%-€23,351
Net result€6,674within the sector's middle half-€15,259within the sector's middle half€5,643within the sector's middle half€14,169within the sector's middle half▲ 151%-€52,538below the sector's middle half
Equity-€29,885below the sector's middle half▲ 18.3%€31,475within the sector's middle half€72,098within the sector's middle half▲ 129%€86,267within the sector's middle half▲ 19.7%€33,729within the sector's middle half▼ 60.9%
Total assets€595,209within the sector's middle half▲ 56.1%€544,766below the sector's middle half▼ 8.5%€621,646below the sector's middle half▲ 14.1%€585,007below the sector's middle half▼ 5.9%€592,503within the sector's middle half▲ 1.3%
Debt€625,095▲ 49.6%€513,291▼ 17.9%€549,548▲ 7.1%€498,740▼ 9.2%€558,775▲ 12.0%
Working capital€64,422within the sector's middle half-€103,027within the sector's middle half-€94,266within the sector's middle half▲ 8.5%-€112,458within the sector's middle half▼ 19.3%-€305,199below the sector's middle half▼ 171%
Solvency-5.0%below the sector's middle half▲ 4.6pp5.8%within the sector's middle half▲ 10.8pp11.6%within the sector's middle half▲ 5.8pp14.7%within the sector's middle half▲ 3.1pp5.7%within the sector's middle half▼ 9.1pp
Current ratio1.19within the sector's middle half▲ 0.980.63within the sector's middle half▼ 0.560.71within the sector's middle half▲ 0.080.67within the sector's middle half▼ 0.040.45within the sector's middle half▼ 0.22
Return on assets (ROA)1.1%within the sector's middle half▲ 38.5pp-2.8%below the sector's middle half▼ 3.9pp0.9%within the sector's middle half▲ 3.7pp2.4%within the sector's middle half▲ 1.5pp-8.9%below the sector's middle half▼ 11.3pp
Staff (FTE)10.3within the sector's middle half▲ 47.1%13.6within the sector's middle half▲ 32.0%14.5within the sector's middle half▲ 6.6%17.3above the sector's middle half▲ 19.3%16.3above the sector's middle half▼ 5.8%
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23,351 after €49,083 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €592,503
Fixed assets
€338,928 ▼ 4.2%
Current assets
€253,576 ▲ 9.6%
Equity and liabilities €592,503
Equity
€33,729 ▼ 60.9%
Debt
€558,775 ▲ 12.0%
Debt's share of the balance-sheet total rises from 85.3% to 94.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47,845▼
2024 · €115,259
Cash flow
€18,659▼
2024 · €80,345
Quick ratio
0.36▼
2024 · 0.57
Debt to equity
16.57▲
2024 · 5.78
ROE
-155.8%▼
2024 · 16.4%
Interest coverage
1.62▼
2024 · 5.06
Debt ≤ 1 year
€558,775▲
2024 · €343,740
Income taxes
€23▼
2024 · €13,716
Staff costs
€734,437▲
2024 · €692,671
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 912 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 95% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a small loss
2.4%
went bankrupt
2.1%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 912 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €316,640 | €489,250 | €612,581 | €692,671 | €734,437 | ▲ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €155,579 | €83,589 | €75,020 | €66,177 | €71,197 | ▲ 7.6% |
| Other operating charges640/8 | €55,325 | €66,681 | €94,941 | €90,327 | €69,487 | ▼ 23.1% |
| Gross operating margin9900 | €543,969 | €643,721 | €808,369 | €898,258 | €851,769 | ▼ 5.2% |
| Operating profit (loss)9901 | €16,425 | €4,201 | €25,828 | €49,083 | -€23,351 | ▼ 148% |
| Financial income75/76B | €1,049 | €1,438 | €1,193 | €1,584 | €320 | ▼ 79.8% |
| Recurring financial income75 | €1,049 | €1,438 | €1,193 | €1,584 | €320 | ▼ 79.8% |
| Financial charges65/66B | €10,799 | €20,898 | €21,378 | €22,783 | €29,484 | ▲ 29.4% |
| Recurring financial charges65 | €10,799 | €20,898 | €21,378 | €22,783 | €29,484 | ▲ 29.4% |
| Profit (loss) for the period before taxes9903 | €6,674 | -€15,259 | €5,643 | €27,884 | -€52,515 | ▼ 288% |
| Income taxes67/77 | - | - | - | €13,716 | €23 | ▼ 99.8% |
| Profit (loss) for the period9904 | €6,674 | -€15,259 | €5,643 | €14,169 | -€52,538 | ▼ 471% |
| Profit (loss) for the period to be appropriated9905 | €6,674 | -€15,259 | €5,643 | €14,169 | -€52,538 | ▼ 471% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €595,209 | €544,766 | €621,646 | €585,007 | €592,503 | ▲ 1.3% |
| Fixed assets21/28 | €189,574 | €366,644 | €391,995 | €353,725 | €338,928 | ▼ 4.2% |
| Tangible fixed assets22/27 | €177,893 | €353,975 | €379,466 | €341,215 | €326,103 | ▼ 4.4% |
| Land and buildings22 | €136,554 | €299,234 | €321,846 | €295,853 | €280,234 | ▼ 5.3% |
| Plant, machinery and equipment23 | €40,294 | €54,325 | €56,681 | €44,648 | €43,733 | ▼ 2.0% |
| Furniture and vehicles24 | €1,045 | €416 | €939 | €715 | €2,135 | ▲ 199% |
| Financial fixed assets28 | €11,682 | €12,669 | €12,529 | €12,510 | €12,825 | ▲ 2.5% |
| Current assets29/58 | €405,635 | €178,122 | €229,651 | €231,282 | €253,576 | ▲ 9.6% |
| Stocks and contracts in progress3 | €13,572 | €23,704 | €39,702 | €34,579 | €49,949 | ▲ 44.4% |
| Stocks30/36 | €13,572 | €23,704 | €39,702 | €34,579 | €49,949 | ▲ 44.4% |
| Amounts receivable within one year40/41 | €61,185 | €128,351 | €161,064 | €149,586 | €190,153 | ▲ 27.1% |
| Trade receivables40 | €61,185 | €128,351 | €161,064 | €149,586 | €190,153 | ▲ 27.1% |
| Cash at bank and in hand54/58 | €301,378 | €14,673 | €15,138 | €43,266 | €5,307 | ▼ 87.7% |
| Deferred charges and accrued income490/1 | €29,501 | €11,395 | €13,748 | €3,850 | €8,166 | ▲ 112% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €595,209 | €544,766 | €621,646 | €585,007 | €592,503 | ▲ 1.3% |
| Equity10/15 | -€29,885 | €31,475 | €72,098 | €86,267 | €33,729 | ▼ 60.9% |
| Contributions10/11 | €158,100 | €234,720 | €269,700 | €269,700 | €269,700 | = |
| Profit (loss) carried forward14 | -€187,985 | -€203,245 | -€197,602 | -€183,433 | -€235,971 | ▼ 28.6% |
| Amounts payable17/49 | €625,095 | €513,291 | €549,548 | €498,740 | €558,775 | ▲ 12.0% |
| Amounts payable after more than one year17 | €283,882 | €232,142 | €225,630 | €155,000 | - | - |
| Financial debts170/4 | €283,882 | €232,142 | €225,630 | €155,000 | - | - |
| Amounts payable within one year42/48 | €341,213 | €281,149 | €323,917 | €343,740 | €558,775 | ▲ 62.6% |
| Current portion of amounts payable after more than one year42 | €74,083 | €59,677 | €21,865 | €11,169 | €141,078 | ▲ 1,163% |
| Financial debts43 | - | - | - | - | €11,916 | - |
| Credit institutions430/8 | - | - | - | - | €11,916 | - |
| Trade debts44 | €105,186 | €115,004 | €188,625 | €171,504 | €170,419 | ▼ 0.6% |
| Suppliers440/4 | €105,186 | €115,004 | €188,625 | €171,504 | €170,419 | ▼ 0.6% |
| Taxes, remuneration and social security45 | €50,156 | €53,306 | €74,506 | €74,111 | €77,760 | ▲ 4.9% |
| Taxes450/3 | €13,062 | €4,999 | €18,375 | €20,069 | €20,604 | ▲ 2.7% |
| Remuneration and social security454/9 | €37,094 | €48,307 | €56,130 | €54,042 | €57,155 | ▲ 5.8% |
| Other amounts payable47/48 | €111,789 | €53,163 | €38,921 | €86,956 | €157,602 | ▲ 81.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,674 | -€15,259 | €5,643 | €14,169 | -€52,538 | ▼ 471% |
| + Depreciation and write-downs630 | €155,579 | €83,589 | €75,020 | €66,177 | €71,197 | ▲ 7.6% |
| Operating cash flow (approximation) | €162,253 | €68,330 | €80,663 | €80,345 | €18,659 | ▼ 76.8% |
| Investment in fixed assets (approximation) | - | -€260,659 | -€100,370 | -€27,907 | -€56,399 | ▼ 102% |
| Change in cash | - | -€286,705 | €465 | €28,128 | -€37,959 | ▼ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
31-12
Financial
Back to profitnet €5,643
Net result €5,643 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Back to profitnet €6,674
Net result €6,674 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.19
Current ratio from 0.21 to 1.19; short-term debt falls from €358,946 to €341,213.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€142,453
Net result drops to -€142,453, the lowest in the series; recovery starts the following year.
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €87,525 ▲218%
Operating result €125,289, net result €87,525, both a record.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 7 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Ground area
298 m²
Building footprint
280 m²
Volume, LiDAR
3,742 m³
Parcel 11002A1414/00C000, Flanders · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
HOTELO KATHEDRAL
since 20112.204.626.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1414/00C000 | Flanders | 298 m² | 1 · 279 m² | 21.3 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerOwners 1
-
41.38%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 2,514 EUR awarded · 2,514 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,014 EUR | 1,014 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 1,000 EUR | 1,000 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.204.626.292
Dual-learning approval
8 live approvals · 1 endedHotelreceptionist duaal (so)
Hulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Onthaal, organisatie en sales duaal (so)
Show 2 more
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Show 1 ended approval
Hotelreceptionist duaal (so)
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Company details
Identification
Legal formPrivate limited company
Founded07-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840975251
Registered
24-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.