Hotel Fernando

Active

Private limited companyfounded 2022active for 4 yearsVisserij 193, 9000 Gent, BelgiumKBO/BCE: BE 0779.686.691

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Hotel Fernando has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,985 and a net result of €70,285. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 8,566 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

Hotel FernandoActiveChecked score 68/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 04-01-2022 Normal situation
Legal form: Private limited company
Registered office: Visserij 193, 9000 Gent
Activity: Advertising agencies NACE 73110and 4 others
Establishment unit: 2.327.077.312 9000 Gent, since 04-01-2022
Financial year end: 30 September
Peppol: Reachable since 27-01-2026

Company details

Who decides

Board

Van Robays JanneDirector

Board & ownership

How it is doing

68 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Annual accounts to 30-09-2025

Gross margin: €89,935; ▲ 405%
Turnover: ≈ €190,000; estimated
Profit: €70,285; ▲ 459%
Equity: €4,985; ▼ 94.7%
Total assets: €190,620; ▲ 74.9%

2025 accounts on time

Filed on 30-04-2026PDF

Financials

Why 68raises riskFounded in 2022Equity €4,985 (2.6% of total assets)lowers riskSector: Advertising, market research and public relations activities (NACE 73)Size: total assets €190,620Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 29% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 28-72

equity 2.6% of total assets

Liquidity 10-83

short-term debt 97.4% · cash 7.9%

Profitability 100+17

return on assets 36.9%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.6 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026highest value 07-2026: 0.7%● unchanged vs 06-2026highest value 08-2026: 0.7%● unchanged vs 07-2026highest value 09-2026: 0.7%● unchanged vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 15% on solvency, 7% on liquidity, 88% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Advertising, market research and public relations activities (NACE 73)

KBO

Size: total assets €190,620

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €4,985 (2.6% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8566 sector peers (2025).

NBB · sector comparison

Position among 8566 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

2 days late

2022

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end31-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

Key points

Caution: Equity fell in 2025from €94,700 to €4,985 ▼ 94.7% View
Caution: Among the weakest 15% on solvencysector median 53.4% · 8,566 companies 2.6% View

Documents

Key facts about Hotel Fernando

What is the company number of Hotel Fernando?: 0779.686.691. In Belgium the VAT number is the company number with BE in front: BE 0779.686.691.
Where is Hotel Fernando based?: The registered office is at Visserij 193, 9000 Gent.Company details
What does Hotel Fernando do?: According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of Hotel Fernando?: Private limited company (BV).
When was Hotel Fernando founded?: On 04-01-2022.
Is Hotel Fernando still active?: Yes, Hotel Fernando is an active enterprise in the KBO register.
What is the turnover of Hotel Fernando?: ≈ €190,000 in financial year 2025. Estimated from the gross margin of €89,935: probably between €170,000 and €250,000, based on 31 comparable companies, NACE 73.Financials
Is Hotel Fernando profitable?: In financial year 2025, Hotel Fernando made a profit of €70,285.
Where can I find the annual accounts of Hotel Fernando?: Hotel Fernando filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Hotel Fernando due?: By 30-04-2027, for financial year 2026.Timeline