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HOTEL CARDIFF

Active
Private limited companyfounded 2018active for 8 yearsSint-Sebastiaansstraat 4, 8400 Oostende, BelgiumKBO/BCE: BE 0687.891.138

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HOTEL CARDIFF has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,828 and a net result of -€146,745. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 58% of 1,597 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 12-01-2018 Normal situation
Legal form
Private limited company
Registered office
Sint-Sebastiaansstraat 4, 8400 Oostende
Activity
Hotels and similar accommodation NACE 55100and 2 others
Establishment unit
2.273.528.164 8400 Oostende, since 01-03-2018
Financial year end
31 December
Peppol
Reachable since 23-09-2025

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
-€38,538
Loss
€146,745
Equity
€157,828
▼ 48.2%
Total assets
€548,882
▼ 4.5%
Turnover not published (abbreviated or micro format)2025 accounts filed 3 days before the deadline
Filed on 28-07-2026at the National Bank
Score breakdownraises riskLoss of €146,745 (financial year 2025)Liquidity: current ratio 0.50, cash €8,323, halvedlowers riskSize: total assets €548,882Figures for financial year 2025 (filed on 28-07-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 26% of micro companies in accommodation (NACE 55)
Financial strength · tick: 2024
Weak
Solvency 54-24
equity 28.8% of total assets
Liquidity 35-55
short-term debt 37.5% · cash 1.5%
Profitability 0-100
return on assets -26.7%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,520 companies, NACE 55, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -1.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.6 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.5 (3.83 in 2024), below 1. Short-term debt is 37.5% and cash 1.5% of total assets. 71.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 55% of them on solvency, 31% on liquidity, 5% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €146,745 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €548,882
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.50, cash €8,323, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
3 days early
2024
27 days early
2023
2 days early
2022
32 days early
2021
31 days early
2020
36 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €333,246 in 2024 -€146,745 View
  • Caution: Lower net result than 95% of companies in accommodationsector median €2,249 · 1,599 companies -€146,745 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about HOTEL CARDIFF

What is the company number of HOTEL CARDIFF?
The company number of HOTEL CARDIFF is 0687.891.138. The VAT number is the same number with BE in front: BE 0687.891.138.
Where is HOTEL CARDIFF based?
The registered office is at Sint-Sebastiaansstraat 4, 8400 Oostende.Company details
What does HOTEL CARDIFF do?
According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
What is the legal form of HOTEL CARDIFF?
The legal form of HOTEL CARDIFF is Private limited company (BV).
When was HOTEL CARDIFF founded?
HOTEL CARDIFF was founded on 12-01-2018.
Is HOTEL CARDIFF still active?
Yes, HOTEL CARDIFF is an active enterprise in the KBO register.
How many employees does HOTEL CARDIFF have?
HOTEL CARDIFF had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of HOTEL CARDIFF?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is HOTEL CARDIFF profitable?
In financial year 2025, HOTEL CARDIFF made a loss of €146,745.
Where can I find the annual accounts of HOTEL CARDIFF?
HOTEL CARDIFF filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOTEL CARDIFF due?
HOTEL CARDIFF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as HOTEL CARDIFF: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €350,000 and €853,000, founded between 2014 and 2020.

CompanyTotal assetsGross margin
HOTEL CARDIFF Oostende€548,882-€38,538
DELTA HOTEL Charleroi€463,655-€4,375
GRAND HOTEL DES FAGNES Couvin€742,420€386
CONVENTO Hoogstraten€685,276-€3,242
CHERONGO Gouvy€349,830-€8,080
L'Appart FX Vaux-sur-Sûre€573,915-€27,976
BONNE AUBERGE Zuienkerke€853,292-€12,388
Full comparison

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