Hot & Spicy

Active

Private limited companyfounded 20242 yrs activeLéon Schreursvest 71, 3001 Leuven, BelgiumKBO/BCE: BE 1007.277.989

Summary

Hot & Spicy has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,265 and a net result of €36,265. Its solvency ranks better than 76% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Hot & SpicyActiveChecked score 98/100

Risk analysis Report Compare

What they do

Activities of head offices

NACE 70100

1 site

How big

€46,887total assets 2025

Equity: €37,265
Profit: €36,265

Turnover not published (abridged schema)

Financially healthy?

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Who decides

Accounts 31 d early0 of 1 deed read

Why 98- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 4.87, cash €25,887+ Equity €37,265 (79.5% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 86% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 79.5% of total assets

Liquidity 93

short-term debt 20.5% · cash 55.2%

Profitability 100

return on assets 77.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 3 months 08-2026: < 0.1%highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 4.87, cash €25,887 lowers the probability
Founded in 2024 raises the probability for this profile
Equity €37,265 (79.5% of total assets) lowers the probability

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 4.87; short-term debt: 20.5% and cash: 55.2% of total assets), and 20.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 87%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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