Hoste-Concept
ActiveSummary
The computed 12-month bankruptcy probability of Hoste-Concept is 2.6% (moderate). The 2025 annual accounts show negative equity (-€34,558) and a net result of -€55,029. Equity has been shrinking by about 81% per year since 2022. Its solvency ranks better than 12% of 17,145 sector peers (NACE 68, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 25-01-2021 Normal situation
- Activity
- Development of residential building projects NACE 68121and 5 others
- Establishment unit
- 2.313.741.889 8770 Ingelmunster, since 25-01-2021
- Financial year end
- 31 March
- Peppol
- Reachable since 26-09-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.6%
- Gross margin
- -€26,581
- Loss
- €55,029
- ▲ 23×
- Equity
- -€34,558
- Total assets
- €310,952
- ▼ 22.4%
- Negative equity on 31-03-2025
- 2026 accounts not filed, 2 days past the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFigures for financial year 2025 (filed on 30-10-2025)lowers riskSector: Real estate activities (NACE 68)Size: total assets €310,952Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 13% of them on solvency, 24% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 1 day before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-10-2025 PDF all 3 filings
Every figure per financial year
The operating result for 2025 is a loss of €47,237, after a profit of €4,018 in 2024. It is the lowest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them.
Securities and guarantees
| Item | 31-03-2022 | 31-03-2024 | 31-03-2025 |
|---|---|---|---|
| Mortgages, amount registered | - | €200,000 | - |
| Carrying value of the mortgaged assets | - | €229,098 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 31-03-2022 | 31-03-2024 | 31-03-2025 |
|---|---|---|---|
| Tangible fixed assets | - | €34,407 | €1,689 |
| Depreciation and write-downs of the year | - | €23,113 | €19,689 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €9,788 | €882 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €23,113 | €19,689 | ▼ 14.8% |
| Other operating charges640/8 | €790 | €1,760 | €967 | ▼ 45.1% |
| Gross operating margin9900 | €53,323 | €29,773 | -€26,581 | - |
| Operating profit (loss)9901 | €42,744 | €4,018 | -€47,237 | - |
| Financial income75/76B | €100 | €5,000 | €1,569 | ▼ 68.6% |
| Recurring financial income75 | €100 | €5,000 | €1,569 | ▼ 68.6% |
| Financial charges65/66B | €8,172 | €10,742 | €9,361 | ▼ 12.9% |
| Recurring financial charges65 | €7,509 | €10,742 | €9,361 | ▼ 12.9% |
| Non-recurring financial charges66B | €663 | - | - | - |
| Profit (loss) for the period before taxes9903 | €34,673 | -€1,723 | -€55,029 | ▼ 3,093% |
| Income taxes67/77 | €4,230 | €693 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €30,443 | -€2,417 | -€55,029 | ▼ 2,177% |
| Profit (loss) for the period to be appropriated9905 | €30,443 | -€2,417 | -€55,029 | ▼ 2,177% |
| Line | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €54,086 | €400,772 | €310,952 | ▼ 22.4% |
| Fixed assets21/28 | - | €257,727 | €232,095 | ▼ 9.9% |
| Tangible fixed assets22/27 | - | €257,602 | €231,970 | ▼ 10.0% |
| Land and buildings22 | - | €229,098 | €217,086 | ▼ 5.2% |
| Plant, machinery and equipment23 | - | - | €1,530 | - |
| Furniture and vehicles24 | - | €28,504 | €13,355 | ▼ 53.1% |
| Financial fixed assets28 | - | €125 | €125 | = |
| Current assets29/58 | €54,086 | €143,045 | €78,857 | ▼ 44.9% |
| Amounts receivable after more than one year29 | - | €45,000 | €28,707 | ▼ 36.2% |
| Other amounts receivable291 | - | €45,000 | €28,707 | ▼ 36.2% |
| Amounts receivable within one year40/41 | €43,816 | €95,981 | €47,885 | ▼ 50.1% |
| Trade receivables40 | €32,438 | €95,981 | €5,455 | ▼ 94.3% |
| Other amounts receivable41 | €11,378 | - | €42,430 | - |
| Cash at bank and in hand54/58 | €10,269 | €2,065 | €2,265 | ▲ 9.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €54,086 | €400,772 | €310,952 | ▼ 22.4% |
| Equity10/15 | €15,443 | €20,471 | -€34,558 | - |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | €5,000 | - | - | - |
| Issued capital100 | €5,000 | - | - | - |
| Reserves13 | €10,443 | €15,471 | €0 | ▼ 100% |
| Distributable reserves133 | €10,443 | €15,471 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | - | -€39,558 | - |
| Amounts payable17/49 | €38,643 | €380,301 | €345,509 | ▼ 9.1% |
| Amounts payable after more than one year17 | €10,000 | €257,433 | €219,550 | ▼ 14.7% |
| Financial debts170/4 | €10,000 | €257,433 | €219,550 | ▼ 14.7% |
| Amounts payable within one year42/48 | €28,643 | €122,868 | €125,960 | ▲ 2.5% |
| Current portion of amounts payable after more than one year42 | - | €5,170 | €16,891 | ▲ 227% |
| Trade debts44 | €568 | €99,184 | €5,383 | ▼ 94.6% |
| Suppliers440/4 | €568 | €99,184 | €5,383 | ▼ 94.6% |
| Taxes, remuneration and social security45 | €7,248 | €4,777 | €3,861 | ▼ 19.2% |
| Taxes450/3 | €4,824 | €4,777 | €3,861 | ▼ 19.2% |
| Remuneration and social security454/9 | €2,423 | - | - | - |
| Other amounts payable47/48 | €20,827 | €13,736 | €99,824 | ▲ 627% |
| Line | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,443 | -€2,417 | -€55,029 | ▼ 2,177% |
| + Depreciation and write-downs630 | - | €23,113 | €19,689 | ▼ 14.8% |
| Operating cash flow (approximation) | €30,443 | €20,696 | -€35,339 | - |
| Investment in fixed assets (approximation) | - | - | €5,942 | - |
| Change in cash | - | - | €200 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,008 companies had the same profile as Hoste-Concept has now. Two years later, 83.0% were still going and 7.9% had gone bankrupt.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Hoste-Concept itself: 2.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for Hoste-Concept. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Hoste Lorenzo |
|
| Meerschaert Eveline |
|
Network & group
Hoste-Concept shares no director with another company.
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of Hoste-Concept. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
26-06
Gazette deed
Registered office moved from Ingeimunster to IngelmunsterPermanent representative: Barbara Vanhuysse3 points ▸
- Board meeting, 27-04-2026
- Registered-office move, Oostrozebekestraat 17,8770 Ingelmunster
- Permanent representative, Barbara Vanhuysse
27-05
Gazette deed
Registered office moved from Izegem to Ingelmunster3 points ▸
- Board meeting, 08-05-2023
- Registered-office move, 8770 Ingelmunster,Broekhoek 1
- Other provision, 08-05-2023
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
2 former offices
- 8770 Ingeimunster until 28-04-2026 · act of 26-06-2026
- 8870 Izegem until 01-01-2023 · act of 27-05-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0762.432.272
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36007B0630/00H000 | Flanders | 319 m² | 1 · 198 m² | 13.0 m · 3 |
| 36007C0782/00C002 | Flanders | 228 m² | 1 · 104 m² | 6.0 m · 2 |