HOST
ActiveSummary
HOST has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €529k and a net result of €11k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-54
Solvency82▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.49 in 2024; short-term debt: 33.4% and cash: 14.4% of total assets), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.4%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
12 d early
2022
18 d early
2021
31 d early
2020
25 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€529k▲ 2.2%
2024 · €518k
2018: €307k
2019: €262k
2020: €268k
2021: €279k
2022: €278k
2023: €295k
2024: €518k
2018 → 2025
Total assets
€922k▼ 13.5%
2024 · €1.07M
2018: €661k
2019: €1.02M
2020: €1.04M
2021: €1.14M
2022: €1.04M
2023: €1.16M
2024: €1.07M
2018 → 2025
Net result
€11k▼ 94.9%
2024 · €222k
2018: €36k
2019: €-44k
2020: €6k
2021: €11k
2022: €19k
2023: €16k
2024: €222k
2018 → 2025
Working capital
€414k▼ 19.5%
2024 · €515k
2018: €250k
2019: €169k
2020: €173k
2021: €181k
2022: €761k
2023: €861k
2024: €515k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€279k-€278k▼ 0.4%€295k▲ 6.4%€518k▲ 75.3%€529k▲ 2.2%
Operating result€36k-€46k▲ 25.5%€66k▲ 43.5%€387k▲ 490%€48k▼ 87.6%
Net result€11k-€19k▲ 68.3%€16k▼ 14.1%€222k▲ 1,264%€11k▼ 94.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €922k
Fixed assets
€201k ▼ 2.4%
Current assets
€722k ▼ 16.1%
Equity and liabilities €922k
Equity
€529k ▲ 2.2%
Debt
€393k ▼ 28.3%
Debt's share of the balance-sheet total falls from 51.4% to 42.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▼
2024 · €400k
Cash flow
€31k▼
2024 · €235k
Current ratio
2.35▼
2024 · 2.49
Quick ratio
0.84▲
2024 · 0.78
Debt to equity
0.74▼
2024 · 1.06
ROE
2.2%▼
2024 · 43.0%
ROA
1.2%▼
2024 · 20.9%
Interest coverage
2.45▼
2024 · 6.67
Debt ≤ 1 year
€308k▼
2024 · €346k
Debt > 1 year
€85k▼
2024 · €202k
Income taxes
€9k▼
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€922k▼
Fixed assets21/28€206k€201k▼
Tangible fixed assets22/27€205k€200k▼
Land and buildings22€167k€161k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€31k€34k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€500€500=
Current assets29/58€860k€722k▼
Stocks and contracts in progress3€590k€463k▼
Stocks30/36€590k€463k▼
Amounts receivable within one year40/41€167k€126k▼
Trade receivables40€17k€28k▲
Other amounts receivable41€150k€98k▼
Cash at bank and in hand54/58€103k€133k▲
Deferred charges and accrued income490/1€437-
Equity and liabilities
Total equity and liabilities10/49€1.07M€922k▼
Equity10/15€518k€529k▲
Contributions10/11€19k€19k=
Reserves13€499k€510k▲
Distributable reserves133€499k€510k▲
Amounts payable17/49€548k€393k▼
Amounts payable after more than one year17€202k€85k▼
Financial debts170/4€202k€85k▼
Amounts payable within one year42/48€346k€308k▼
Current portion of amounts payable after more than one year42€22k€5k▼
Financial debts43€150k-
Credit institutions430/8€150k-
Trade debts44€23k€75k▲
Suppliers440/4€23k€75k▲
Advances received on contracts in progress46€9k-
Taxes, remuneration and social security45€139k€130k▼
Taxes450/3€139k€130k▼
Other amounts payable47/48€2k€98k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€11k€15k▲
Non-recurring operating charges66A€31k-
Gross operating margin9900€442k€83k▼
Operating profit (loss)9901€387k€48k▼
Financial income75/76B€12k-
Recurring financial income75€2k-
Non-recurring financial income76B€11k-
Financial charges65/66B€60k€28k▼
Recurring financial charges65€60k€28k▼
Profit (loss) for the period before taxes9903€340k€20k▼
Income taxes67/77€117k€9k▼
Profit (loss) for the period9904€222k€11k▼
Profit (loss) for the period to be appropriated9905€222k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€222k€11k▼
Transfer to equity691/2€222k€11k▼
To other reserves6921€222k€11k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €222k ▲1264%
Operating result €387k, net result €222k, both a record.
31-12
Financial
Equity above €500kEq €518k ▲75.3%
5 profitable years in a row build equity to €518k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 8current ratio 10.49
Current ratio from 1.24 to 10.49; short-term debt falls from €748k to €80k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €-44k ▼224%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
Show earlier events
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boesmolenstraat(HN) 161540 PajottegemGround area
1,832 m²
Building footprint
282 m²
Volume, LiDAR
1,424 m³
Parcel 23032I0627/00S000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Boesmolenstraat(HN) 16, 1540 Pajottegem
since 20002.100.982.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032I0627/00S000 | Flanders | 1,832 m² | 1 · 282 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AKM Consult
BE 0775.594.974
Gent · Eq €529,385
SOUTH GROUP
BE 0845.292.642
Zaventem · Eq €529,384
Mc Three Group
BE 0736.948.194
Sint-Martens-Latem · Eq €529,347
LOYALITY
BE 0810.407.878
Hasselt · Eq €529,307
ECO-DESIGN PROJECTS
BE 0864.213.085
Merelbeke-Melle · Eq €529,479
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.