HOSSEIN & FILS
ActiveThe computed 12-month bankruptcy probability of HOSSEIN & FILS is 4.9% (elevated). The 2025 annual accounts show negative equity (€-36k) and a net result of €-680. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 5% of 11297 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▲+2
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
30 d late
2022
32 d late
2021
30 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-36k▼ 1.9%
2024 · €-35k
2020: €16k
2021: €-36k
2022: €-33k
2023: €-34k
2024: €-35k
2020 → 2025
Total assets
€5k▼ 11.9%
2024 · €6k
2020: €32k
2021: €9k
2022: €7k
2023: €6k
2024: €6k
2020 → 2025
Net result
€-680▲ 52.4%
2024 · €-1k
2020: €1k
2021: €-53k
2022: €3k
2023: €-670
2024: €-1k
2020 → 2025
Working capital
€-37k▼ 1.3%
2024 · €-36k
2020: €14k
2021: €-38k
2022: €-35k
2023: €-35k
2024: €-36k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-36k-€-33k▲ 8.8%€-34k▼ 2.0%€-35k▼ 4.2%€-36k▼ 1.9%
Operating result€-52k-€3k€-624€-1k▼ 121%€-641▲ 53.5%
Net result€-53k-€3k€-670€-1k▼ 113%€-680▲ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €641 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5k
Fixed assets
€500▼ 29.3%
Current assets
€4k▼ 9.4%
Key figures and ratios
EBITDA
€-434▲
2024 · €-1k
Cash flow
€-473▲
2024 · €-1k
Interest coverage
-10.93▲
2024 · -21.09
Debt
€41k=
2024 · €41k
Debt ≤ 1 year
€41k=
2024 · €41k
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6k€5k▼
Fixed assets21/28€707€500▼
Tangible fixed assets22/27€207-
Furniture and vehicles24€207-
Financial fixed assets28€500€500=
Current assets29/58€5k€4k▼
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€116-
Other amounts receivable41€996€1k▲
Cash at bank and in hand54/58€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€6k€5k▼
Equity10/15€-35k€-36k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-50k€-51k▼
Amounts payable17/49€41k€41k=
Amounts payable within one year42/48€41k€41k=
Trade debts44€742€756▲
Suppliers440/4€742€756▲
Other amounts payable47/48€40k€40k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€302€207▼
Other operating charges640/8-€116
Gross operating margin9900€-1k€-318▲
Operating profit (loss)9901€-1k€-641▲
Financial charges65/66B€51€40▼
Recurring financial charges65€51€40▼
Non-recurring financial charges66B€51-
Profit (loss) for the period before taxes9903€-1k€-680▲
Profit (loss) for the period9904€-1k€-680▲
Profit (loss) for the period to be appropriated9905€-1k€-680▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-51k▼
Profit (loss) brought forward from the previous period14P€-49k€-50k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-53k ▼4863%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hopstraat 371000 BrusselGround area
2,166 m²
Building footprint
1,195 m²
Volume, LiDAR
14,652 m³
2 parcels, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HOSSEIN & FILS
since 20192.295.323.866
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0422/00N000 | Brussels | 1,728 m² | 1 · 724 m² | 18.0 m · 5 fl. |
| 21012A0007/00A007 | Brussels | 437 m² | 1 · 471 m² | 18.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end31-12
Abbreviation FR
HNF
Abbreviation NL
HNF
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.