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HOSPITIUM IMMO

Active
Charles de Kerchovelaan 187 ·9000 Gent, Belgium
KBO/BCE: BE 0686.700.414
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Age8 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HOSPITIUM IMMO is 0.3% (very low). The 2024 annual accounts show equity of €347k and a net result of €25k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 65% of 1697 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-06-2025 31 d early 2025-00230044
31-12-2023 31-07-2024 15-07-2024 16 d early 2024-00254730
31-12-2022 31-07-2023 03-07-2023 28 d early 2023-00205060
30-06-2021 31-01-2022 04-01-2022 27 d early 2022-00200445
30-06-2020 31-01-2021 04-01-2021 27 d early 2021-00600119
30-06-2019 31-01-2020 08-01-2020 23 d early 2020-00600166

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Lower-risk legal form Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€25k+305.9%
Working capital€-91k-3.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort
€-50k€-25k€0€25k€50kOperating result 2020: €-17k€-17kNet result 2020: €-23k€-23kOperating result 2021: €1k€1kNet result 2021: €-29k€-29kOperating result 2022: €35k€35kNet result 2022: €22k€22kOperating result 2023: €22k€22kNet result 2023: €6k€6kOperating result 2024: €54k€54kNet result 2024: €25k€25k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 6 fiscal years (±2.3%/year).
€275k€300k€325k€350k€375k2025: €337k (€309k - €365k)2026: €344k (€316k - €372k)2027: €351k (€323k - €380k)2019: €323k2020: €300k2021: €294k2022: €316k2023: €322k2024: €347k201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 30.2% 14.3%
better than 65% of 1697 sector peers
Net result €25k €0
better than 70% of 1693 sector peers
Equity €347k €108k
better than 66% of 1697 sector peers
Gross operating margin €108k €52k
better than 62% of 1694 sector peers
Employees (FTE) 0.0 0.0
better than 30% of 497 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P65
2020: P54 · n=4612021: P60 · n=6942022: P57 · n=10992023: P62 · n=14362024: P65 · n=16972020 2024
Stable position over 2020-2024 · n=461-1697
Net result P70
2020: P23 · n=4612021: P35 · n=6942022: P66 · n=10992023: P57 · n=14322024: P70 · n=16932020 2024
Improving position over 2020-2024 · n=461-1693
Equity P66
2020: P50 · n=4612021: P56 · n=6942022: P62 · n=10992023: P65 · n=14362024: P66 · n=16972020 2024
Improving position over 2020-2024 · n=461-1697
Gross operating margin P62
2020: P26 · n=4602021: P42 · n=6922022: P61 · n=10952023: P57 · n=14322024: P62 · n=16942020 2024
Improving position over 2020-2024 · n=460-1694
Describes the position versus peers, not a forecast.
EBITDA
€95k
+63.0% 19-24
Net profit
€25k
+305.9% 19-24
Cash flow
€66k
+57.3% 19-24
Total assets
€1.15M
-3.1% 19-24
Equity
€347k
+7.9% 19-24
Working capital
€-91k
-3.8% 19-24
Employees (FTE)
0
- 19-24
Income taxes
€7k
+437951.9% 19-24
Debt
€804k
-7.2% 19-24
Debt ≤ 1y
€123k
+6.1% 19-24
Debt > 1y
€676k
-9.6% 19-24
Current ratio
0.26
+6.5% 19-24
Quick ratio
0.26
+6.5% 19-24
Solvency
30.2%
+11.4% 19-24
Debt / equity
2.32
-14.0% 19-24
ROE
7.3%
+276.1% 19-24
ROA
2.2%
+318.9% 19-24
Interest coverage
4.40
+21.6% 19-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€95k
Net profit€25k
Cash flow€66k
Staff costs-
Income taxes€7k
Dividends-
Total assets€1.15M
Equity€347k
Debt€804k
of which ≤ 1y€123k
of which > 1y€676k
Working capital€-91k
Employees (FTE)0.0
Ratios (computed)
2024
Current ratio0.26
Quick ratio0.26
Working capital ratio-7.9%
Solvency30.2%
Debt / equity2.32
Long-term debt ratio1.95
Interest coverage4.40
Gross margin-
Net margin-
ROA2.2%
ROE7.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.15M
Fixed assets 21/28€1.12M
Tangible fixed assets 22/27€1.12M
Current assets 29/58€32k
Amounts receivable within one year 40/41€286
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.15M
Equity 10/15€347k
Contributions / capital 10/11€62k
Reserves 13€2k
Accumulated profits (losses) 14€23k
Amounts payable 17/49€804k
Amounts payable after one year 17€676k
Amounts payable within one year 42/48€123k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€108k
Operating result 9901€54k
Financial income 75€50
Financial charges 65€21k
Result before taxes 9903€33k
Income taxes 67/77€7k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
54 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Charles de Kerchovelaan 1879000 Gent

Establishment units

1 location
Hospitium immo
Charles de Kerchovelaan 187, 9000 GentBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
since 20172.272.564.696
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,133 m²
Buildings1
Building footprint1,122 m²
Volume (LiDAR)18,239 m³
Tallest building26.6 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44805E0865/00C004 Flanders 1,133 m² 1 · 1,122 m² 26.6 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 4 years ago
2022
19-07-2022 Change in the board of directors Director changes·Stijn RIJCKBOSCH
Notary: Stijn RIJCKBOSCH · De Pinte

Analysis

Snowflake analysis

financial profile on 5 axes
Health54Profitability37Solvency36Growth78Stability100
61 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 54
Profitability 37
Solvency 36
Growth 78
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameNL HOSPITIUM IMMO
Trade nameNL HOSPITIUM IMMO
Registered office
Charles de Kerchovelaan 187
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.