HORUS HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €4.10M and a net result of €12k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 83% of 2777 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
30 d late
2022
65 d late
2021
78 d late
2020
88 d late
2019
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€4.10M▲ 0.3%
2023 · €4.08M
2018: €4.04M
2019: €4.04M
2020: €4.05M
2021: €4.06M
2022: €4.07M
2023: €4.08M
2018 → 2024
Net result
€12k▲ 8.9%
2023 · €11k
2018: €422
2019: €8k
2020: €6k
2021: €10k
2022: €11k
2023: €11k
2018 → 2024
Total assets
€4.41M▲ 0.1%
2023 · €4.41M
2018: €4.55M
2019: €4.55M
2020: €4.50M
2021: €4.45M
2022: €4.41M
2023: €4.41M
2018 → 2024
Solvency
92.8%▲ 0.2pp
2023 · 92.6%
2018: 88.7%
2019: 88.9%
2020: 90.0%
2021: 91.3%
2022: 92.3%
2023: 92.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.05M-€4.06M▲ 0.3%€4.07M▲ 0.3%€4.08M▲ 0.3%€4.10M▲ 0.3%
Operating result€21k-€21k▼ 2.7%€21k▲ 1.9%€22k▲ 2.5%€22k▲ 1.7%
Net result€6k-€10k▲ 66.6%€11k▲ 5.5%€11k▲ 4.8%€12k▲ 8.9%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.41M
Fixed assets
€4.11M=
Current assets
€301k▲ 1.5%
Equity and liabilities €4.41M
Equity
€4.10M▲ 0.3%
Debt
€317k▼ 2.4%
The debt ratio falls from 7.4% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.8%▲
2023 · 92.6%
ROE
0.3%▲
2023 · 0.3%
ROA
0.3%▲
2023 · 0.3%
Debt
€317k▼
2023 · €325k
Debt ≤ 1 year
€317k▼
2023 · €325k
Income taxes
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.41M€4.41M▲
Fixed assets21/28€4.11M€4.11M=
Financial fixed assets28€4.11M€4.11M=
Current assets29/58€297k€301k▲
Amounts receivable within one year40/41€297k€301k▲
Trade receivables40€20k€32k▲
Other amounts receivable41€277k€269k▼
Cash at bank and in hand54/58€46€590▲
Equity and liabilities
Total equity and liabilities10/49€4.41M€4.41M▲
Equity10/15€4.08M€4.10M▲
Contributions10/11€3.98M€3.98M=
Capital10€3.98M€3.98M=
Issued capital100€3.98M€3.98M=
Reserves13€10k€10k▲
Non-distributable reserves130/1€10k€10k▲
Legal reserve130€10k€10k▲
Profit (loss) carried forward14€94k€105k▲
Amounts payable17/49€325k€317k▼
Amounts payable within one year42/48€325k€317k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Advances received on contracts in progress46€15k€29k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€298k€277k▼
Income statement
Code20232024
Gross operating margin9900€22k€22k▲
Operating profit (loss)9901€22k€22k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€16k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€106k▲
Profit (loss) brought forward from the previous period14P€83k€94k▲
Transfer to equity691/2€572€616▲
To the legal reserve6920€572€616▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 90 days late
2024
31-12
Financial
Highest result since 2018net €12k ▲8.9%
Net result €12k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 65 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweekerkenstraat 371000 BrusselGround area
237 m²
Building footprint
151 m²
Volume, LiDAR
2,016 m³
Parcel 21805E0062/00V003, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0062/00V003 | Brussels | 237 m² | 1 · 151 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 8,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-04-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.