HORTUS GANDA

Active

Private limited companyfounded 2007active for 18 yearsBaaigemstraat 354, 9890 Gavere, BelgiumKBO/BCE: BE 0893.655.555

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HORTUS GANDA has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,293 and a net result of €52,074. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 80% of 5,655 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

HORTUS GANDAActiveChecked score 96/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 22-11-2007 Normal situation
Legal form: Private limited company
Registered office: Baaigemstraat 354, 9890 Gavere
Activity: Landscape service activities NACE 81300
Establishment unit: 2.167.042.851 9820 Merelbeke-Melle, since 01-10-2007
Financial year end: 31 December
Peppol: Reachable since 23-04-2025

Company details

Who decides

Board

Steven TEMMERMANDirector · since 26-09-2007

Board & ownership

How it is doing

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €159,369; ▼ 46.8%
Turnover: ≈ €520,000; estimated
Profit: €52,074; ▼ 54.3%
Equity: €253,293; ▼ 5.7%
Total assets: €361,212; ▼ 20.0%
Staff: ≈ 1 FTE; estimated

2025 accounts 34 days early

Filed on 27-06-2026at the National Bank

Financials

Why 96raises riskSector: Services to buildings and landscape activities (NACE 81)lowers riskLiquidity: current ratio 2.67, cash €114,601Equity €253,293 (70.1% of total assets)Founded in 2007Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 65% of its sector peers (NACE 81, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 95+10

equity 70.1% of total assets

Liquidity 81+21

short-term debt 24.4% · cash 31.7%

Profitability 87-13

return on assets 14.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%▲ +0.2 percentage points vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▲ +0.3 percentage points vs 05-2025 07-2025: 2.0%▲ +1.0 percentage point vs 06-2025highest value 08-2025: 0.1%▼ -1.9 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value

Credit of up to €24,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.67, compared with 1.98 in 2024, above the usual 1.5; short-term debt: 24.4% and cash: 31.7% of total assets), and 29.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 80% on solvency, 82% on liquidity, 70% on profitability and 26% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.67, cash €114,601

NBB · annual accounts

Sector: Services to buildings and landscape activities (NACE 81)

KBO

Equity €253,293 (70.1% of total assets)

NBB · annual accounts

Founded in 2007

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

34 days early

2024

33 days early

2023

on the day

2022

41 days early

2021

3 days early

2020

3 days early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Result fell in 2025from €113,935 to €52,074 ▼ 54.3% View
Positive: Among the best 10% on equitysector median €44,841 · 5,660 companies €253,293 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €52,074 7 years View

Documents

Key facts about HORTUS GANDA

What is the company number of HORTUS GANDA?: 0893.655.555. In Belgium the VAT number is the company number with BE in front: BE 0893.655.555.
Where is HORTUS GANDA based?: The registered office is at Baaigemstraat 354, 9890 Gavere.Company details
What does HORTUS GANDA do?: According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of HORTUS GANDA?: Private limited company (BV).
When was HORTUS GANDA founded?: On 22-11-2007.
Is HORTUS GANDA still active?: Yes, HORTUS GANDA is an active enterprise in the KBO register.
How many employees does HORTUS GANDA have?: On average 2.4 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of HORTUS GANDA?: ≈ €520,000 in financial year 2025. Estimated from the gross margin of €159,369: probably between €330,000 and €790,000, based on 48 comparable companies, NACE 81.
Is HORTUS GANDA profitable?: In financial year 2025, HORTUS GANDA made a profit of €52,074.
Where can I find the annual accounts of HORTUS GANDA?: HORTUS GANDA filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HORTUS GANDA due?: By 31-07-2027, for financial year 2026.Timeline

Companies related to HORTUS GANDA

Comparable companies

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Overview