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HORTA LEMMENS

Active
Private limited companyfounded 2002active for 23 yearsPierstraat 12, 2840 Rumst, BelgiumKBO/BCE: BE 0478.807.539
Summary

HORTA LEMMENS has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €833,036 and a net result of -€89,999. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 50% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 18-11-2002 Normal situation
Activity
Retail sale of flowers, plants, seeds and fertilisers NACE 47761
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
119 Paritair Comité voor de handel in voedingswaren · annual accounts 2025
Establishment unit
2.126.588.705 2840 Rumst, since 04-04-2003
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€294,584
▼ 14.6%
Turnover
≈ €1.1m
estimated
Loss
€89,999
▲ 69.2%
Equity
€833,036
▼ 9.8%
Total assets
€2.3m
▼ 4.2%
Employees on 31-12-2025
8
▲ 60.0%
  • 2025 accounts filed 3 days after the deadline
Score breakdownraises riskLoss of €89,999, the second in a row (financial year 2025)Size: 6.5 FTE, total assets €2.3mSector: Retail trade (NACE 47)lowers riskFounded in 2002Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 62-2
equity 36.9% of total assets
Liquidity 42=
short-term debt 29.3% · cash 3.2%
Profitability 21-12
return on assets -4.0%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.6 percentage points vs 07-2025 09-2025: 0.7%▼ -0.7 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -0.8 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.46 in 2024), below the usual 1.5. Short-term debt is 29.3% and cash 3.2% of total assets. 63.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 52% of them on solvency, 40% on liquidity, 22% on profitability and 26% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €89,999, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: 6.5 FTE, total assets €2.3m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€89,999
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
3 days late
2024
29 days late
2023
7 days late
2022
70 days late
2021
2 days early
2020
50 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 94% of companies in retail tradesector median €27,601 · 12,766 companies -€89,999 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€89,999 View

Recent changes

  1. · Gazette deed Company renamed from TUINCENTRUM LEMMENS to HORTA LEMMENSAppointment: Leo Lemmens (statutory director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as HORTA LEMMENS: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €981,000 and €2.4m, founded between 1997 and 2007.

CompanyTotal assetsGross margin
HORTA LEMMENS Rumst€2.3m€0.3m
GABRIELS KAREL Malle€2.4m€0.4m
ROMMEL Oostende€1.5m€0.3m
BLOEMENHAL DE LELIE Sint-Truiden€1.4m€0.2m
GEENEN-ADAMS Balen€1.9m€0.5m
AVEVE BRECHT Brecht€1.0m€0.2m
TEERLINCK - DEPREITERE Torhout€1.5m€0.3m
Full comparison

Key facts about HORTA LEMMENS

What is the company number of HORTA LEMMENS?
The company number of HORTA LEMMENS is 0478.807.539. The VAT number is the same number with BE in front: BE 0478.807.539.
Where is HORTA LEMMENS based?
The registered office is at Pierstraat 12, 2840 Rumst.Company details
What does HORTA LEMMENS do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of HORTA LEMMENS?
The legal form of HORTA LEMMENS is Private limited company (BV).
When was HORTA LEMMENS founded?
HORTA LEMMENS was founded on 18-11-2002.
Is HORTA LEMMENS still active?
Yes, HORTA LEMMENS is an active enterprise in the KBO register.
How many employees does HORTA LEMMENS have?
HORTA LEMMENS had an average of 6.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does HORTA LEMMENS fall under?
In its 2025 annual accounts, HORTA LEMMENS states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 119 (Paritair Comité voor de handel in voedingswaren).
What is the turnover of HORTA LEMMENS?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €294,584 and 47 comparable companies (NACE 477). It probably lies between €830,000 and €1.8m.
Is HORTA LEMMENS profitable?
In financial year 2025, HORTA LEMMENS made a loss of €89,999.
Where can I find the annual accounts of HORTA LEMMENS?
HORTA LEMMENS filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HORTA LEMMENS due?
HORTA LEMMENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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