Equity
€22,262 ▲ 409%
HOROWITZ paid out €3,000 in dividends. That is 14% of the 2025 profit.
HOROWITZ
Overview
Lifetime
2 annual accounts with figures on one time axispeak €29,643 (2025)
€29,643▲ 336%
peak €20,884 (2025)
€20,884▲ 388%
peak €22,262 (2025)
€22,262▲ 409%
€9,791▲ 53.7%
Board1 name since 2024
1 director
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €6,802 to €29,643Result from €4,278 to €20,884Dividend €3,000Equity from €4,378 to €22,262Debts from €6,368 to €9,791Investments €954
Key points
from the 2025 annual accountsInvestments
€954 3.6 × depreciation
Green is investment, beige is depreciation. Machinery stands 58.4% higher than in 2024.
Liquidity
3.16 was 1.62 in 2024
Short-term debts rose from €6,368 to €9,791.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as HOROWITZ has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for HOROWITZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013446102
Incorporation
Founding capital of €100, 100 shares · Founder: · Appointment: (director) · published on 13-09-2024 · Gazette deed
First establishment
Gersblok 6, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HOROWITZ Schilde | €32,053 | €29,643 | 69.5% | - |
| DE KAMPELAAR Antwerp | €30,548 | €31,298 | 81.8% | - |
| CHM Legal Antwerp | €31,145 | €27,530 | 69.5% | - |
| S. THYS Bornem | €29,470 | €32,167 | 58.5% | - |
| NELEX Antwerp | €37,807 | €28,534 | 75.0% | - |
| URBIKA Kontich | €34,764 | €34,075 | 76.5% | - |
| Anke Vandenbosch Advocatenkantoor Antwerp | €33,684 | €25,458 | 65.7% | - |
These companies have the same main activity as HOROWITZ: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €29,500 and €37,800, founded in 2024.
Official details
Source: KBO- Status
- Active since 11-09-2024Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.363.561.9802970 Schilde, since 11-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2024
Annual accounts 2025
- €29,643▲ 336%
- ≈ €83,000estimated
- €20,884▲ 388%
- €22,262▲ 409%
- €32,053▲ 198%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on HOROWITZ
HOROWITZ has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,262 and a net result of €20,884.
Its solvency ranks better than 64% of 16,416 sector peers (NACE 69, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline€29,643
▲ 336%
€27,304
▲ 346%
€20,884
▲ 388%
€21,148
▲ 435%
69.5%
▲ 28.7 percentage points
3.16
▲ 1.54
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €83,000. Estimated: probably between €53,000 and €100,000.
Balance sheet
balance sheet total €32,053 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
69.5%
Higher than 64% of 16,416 companies in 2025.
3.16
Higher than 63% of 16,156 companies in 2025.
65.2%
Higher than 92% of 16,293 companies in 2025.
HOROWITZ
Middle half of the sector
80% of the sector
Micro accounts in legal and accounting (NACE 69)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
32,053 | 10,746 | |
21/28 |
1,114 | 428 | |
22/27 |
1,114 | 428 | |
23 |
677 | 428 | |
24 |
437 | - | |
29/58 |
30,939 | 10,319 | |
40/41 |
2,356 | 257 | |
40 |
1,109 | 257 | |
41 |
1,247 | - | |
54/58 |
28,583 | 10,061 | |
| Balance sheet: equity and liabilities | |||
10/49 |
32,053 | 10,746 | |
10/15 |
22,262 | 4,378 | |
10/11 |
100 | 100 | |
13 |
22,162 | 4,278 | |
133 |
22,162 | 4,278 | |
17/49 |
9,791 | 6,368 | |
42/48 |
9,791 | 6,368 | |
44 |
1,052 | - | |
440/4 |
1,052 | - | |
45 |
4,042 | 4,312 | |
450/3 |
4,042 | 4,312 | |
47/48 |
4,697 | 2,057 | |
| Income statement | |||
9900 |
29,643 | 6,802 | |
62 |
1,952 | 664 | |
630 |
267 | 21 | |
640/8 |
120 | - | |
9901 |
27,304 | 6,117 | |
75/76B |
12 | - | |
75 |
12 | - | |
65/66B |
53 | 10 | |
65 |
53 | 10 | |
9903 |
27,263 | 6,107 | |
67/77 |
6,378 | 1,829 | |
9904 |
20,884 | 4,278 | |
9905 |
20,884 | 4,278 | |
| Appropriation of the result | |||
9906 |
20,884 | 4,278 | |
691/2 |
17,884 | 4,278 | |
6921 |
17,884 | 4,278 | |
694/7 |
3,000 | - | |
694 |
3,000 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 27,571 | 6,138 | ||
| 21,151 | 4,299 | ||
| 954 | 449 | ||
| 18,522 | - | ||
| 21,148 | 3,950 | ||
| 69.5% | 40.7% | ||
| 3.16 | 1.62 | ||
| 0.44 | 1.45 | ||
| 93.8% | 97.7% | ||
| 65.2% | 39.8% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €954 | €449 |
| €267 | €21 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on HOROWITZ
The operating result for 2025 is nearly 4.5 times that of 2024.
Debt's share of the balance-sheet total falls from 59.3% to 30.5%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 13-09-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-09-2024
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 13-09-2024, still in office
Control
Founder
This company
HOROWITZ
Equity €22,262
Profit €20,884 in 2025
Capital
- Contribution
- €100
- Shares
- 100
- Contribution per share
- €1
- Equity per share
- €223 in 2025
- Source
- deed of 13-09-2024
Articles of association
deed of 13-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director“Periode te bepalen door algemene vergadering”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00
Founder
At incorporation
deed of 13-09-2024 ↗
- sole founder · 100% at incorporation
Network & group
No group
HOROWITZ has no parent and no holdings in its annual accounts. is the only director.
Earlier ties
via , no longer at · Secretary general · deed of 02-09-2022 |
founded in 2006 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 05-03-2026
Founded in 2026
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · 35 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013446102
IncorporationFounding capital of €100, 100 shares · Founder: · Appointment: (director) · published on 13-09-20243 points ▸
- Founder,
- Founding capital, €100, 100 shares
- Director appointment, (director (not named in the articles))
- The deed holds 2 more points.
First establishment Gersblok 6, Schilde
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1013.446.102
- VAT number
- BE 1013.446.102
- Peppol ID
- 0208:1013446102
- Other Peppol ID
- 9925:BE1013446102
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00deed of 13-09-2024 (in Dutch)
- Peppol
- Reachable since 30-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- HOROWITZ in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Gersblok 6, 2970 Schilde”deed of 13-09-2024 (in Dutch)
Activities
NACEBEL 202569101
Activities of lawyers main activity
Codes under NACEBEL 2008
69101
Activities of lawyers main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitoefenen van het beroep van advocaat door een persoon ingeschreven op het tableau van de Orde van Advocaten van Antwerpen,op de lijst…”deed of 13-09-2024 (in Dutch)
5 activities
- Het uitoefenen van het beroep van advocaat door een persoon ingeschreven op het tableau van de Orde van Advocaten van Antwerpen,op de lijst van de stagiairs,op de EU-lijst of op de B-lijst voor zover van toepassing,hetzij alleen,hetzij met anderen met wie zij zich mag associëren overeenkomstig de bepalingen van de Codex Deontologie voor Advocaten en de eigen reglementen van de Orde van Advocaten
- Alle aanverwante activiteiten die verenigbaar zijn met het beroep van advocaat,voor zover toegelaten door de deontologische beginselen,de Codex Deontologie voor Advocaten en de reglementen van de Orden van Advocaten waarvan de aandeelhouder-bestuurder deel van uitmaakt,zoals het optreden als scheidsrechter,gerechtelijk mandataris,bestuurder,vereffenaar en curator
- Didactische en andere activiteiten die verband houden met het recht,zoals het geven van lessen en het houden van conferenties,seminaries,colloquia en academische cursussen in België en in het buitenland en de publicatie van artikels en boeken
- Zij mag,hetzij alleen,hetzij met anderen,rechtstreeks of onrechtstreeks,voor haar rekening of voor rekening van derden,alle roerende,onroerende of financiele handelingen verrichten die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp of die kunnen bijdragen tot de ontwikkeling ervan
- De vennootschap kan haar geldmiddelen beleggen in roerende of onroerende goederen,met uitsluiting van iedere activiteit die onverenigbaar is met het beroep van advocaat
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Gersblok 6 registered office 2970 Schilde | 11-09-2024 | 2.363.561.980 |
Buildings and parcels at the address
- Ground area
- 279 m²
- Buildings
- 68 m²
- Volume, LiDAR
- 505 m³
- Tallest building
- 9.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11039D0412/00E000 | 279 m² | 1 · 68 m² | 9.1 m · 3 |