Financials
- Financial year
- 2025
- Total assets
- €248,544
- Profit
- €21,024
- Solvency
- 25.8%
Total assets▲ 2.5%
Net result
20202025
HORLAIT F.
ActiveSummary
HORLAIT F. has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,235 and a net result of €21,024. Equity is growing by about 8.8% per year across the filed financial years. Its solvency ranks better than 27% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
≈ €260,000turnover 2025, estimated
- Staff
- 0.3 FTE
- Equity
- €64,235
- Profit
- €21,024
Turnover estimated from the gross margin
Structure
2025 accounts 28 days early1 deed in the Belgian Official Gazette
Why 70raises riskFounded in 2020Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.81, cash €35,046Figures for financial year 2025 (filed 03-07-2026)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 51% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency
51+8
equity 25.8% of total assets
Liquidity
46+1
short-term debt 44.0% · cash 14.1%
Profitability
79+30
return on assets 8.5%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● unchanged vs 11-2024
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.3 percentage points vs 06-2025
08-2025: 1.3%▲ +0.1 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025highest value
02-2026: 1.3%● unchanged vs 01-2026highest value
03-2026: 1.3%● unchanged vs 02-2026highest value
04-2026: 1.2%▼ -0.1 percentage points vs 03-2026
05-2026: 1.3%▲ +0.1 percentage points vs 04-2026
06-2026: 1.2%▼ -0.1 percentage points vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▼ -0.7 percentage points vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.81, compared with 0.6 in 2024, below 1; short-term debt: 44% and cash: 14.1% of total assets), and 74.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 27% on solvency, 37% on liquidity, 58% on profitability and 83% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 days early
2024
43 days early
2023
70 days early
2022
68 days early
2021
45 days early
2020
71 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 54 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €21,024
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 8
- Since
- 2021
- Next accounts
- by 31-07-2027
- 31-12-2024Weakest financial year
- 22-05-2024Annual accounts filed
- 24-05-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 21-01-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about HORLAIT F.
- What is the company number of HORLAIT F.?
- 0741.809.280. In Belgium the VAT number is the company number with BE in front: BE 0741.809.280.
- Where is HORLAIT F. based?
- The registered office is at Rue de la Folie 10, 4317 Faimes.Company details
- What does HORLAIT F. do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of HORLAIT F.?
- Private limited company (BV).
- When was HORLAIT F. founded?
- On 21-01-2020.
- Is HORLAIT F. still active?
- Yes, HORLAIT F. is an active enterprise in the KBO register.
- How many employees does HORLAIT F. have?
- On average 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of HORLAIT F.?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is HORLAIT F. profitable?
- In financial year 2025, HORLAIT F. made a profit of €21,024.
- Where can I find the annual accounts of HORLAIT F.?
- HORLAIT F. filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HORLAIT F. due?
- By 31-07-2027, for financial year 2026.Timeline
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