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HORLAIT F.

Active
Private limited companyfounded 2020active for 6 yearsRue de la Folie 10, 4317 Faimes, BelgiumKBO/BCE: BE 0741.809.280
Summary

HORLAIT F. has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,235 and a net result of €21,024. Equity has been growing by about 8.8% per year since 2020. Its solvency ranks better than 27% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 21-01-2020 Normal situation
Activity
Joinery installation NACE 43320and 2 others
Establishment unit
2.298.745.194 4317 Faimes, since 21-01-2020
Financial year end
31 December
Peppol
Reachable since 28-05-2025

Board and ownership

Board
  • Horlait FrédéricDirector · since 21-01-2020

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€64,452
▲ 79.7%
Turnover
≈ €250,000
estimated
Profit
€21,024
Equity
€64,235
▲ 48.7%
Total assets
€248,544
▲ 2.5%
Employees on 31-12-2025
1
Score breakdownraises riskFounded in 2020Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.81, cash €35,046Figures for financial year 2025 (filed on 03-07-2026)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 51% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 51+8
equity 25.8% of total assets
Liquidity 46+1
short-term debt 44.0% · cash 14.1%
Profitability 79+30
return on assets 8.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.3 percentage points vs 06-2025 08-2025: 1.3%▲ +0.1 percentage points vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025highest value 02-2026: 1.3%● unchanged vs 01-2026highest value 03-2026: 1.3%● unchanged vs 02-2026highest value 04-2026: 1.2%▼ -0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.7 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81 (0.6 in 2024), below 1. Short-term debt is 44% and cash 14.1% of total assets. 74.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 27% of them on solvency, 37% on liquidity, 58% on profitability and 83% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 0.81, cash €35,046
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
28 days early
2024
43 days early
2023
70 days early
2022
68 days early
2021
45 days early
2020
71 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 54 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as HORLAIT F.: joinery installation (NACE 43320). They are comparable in size and age: total assets between €215,000 and €259,000, founded between 2018 and 2020.

CompanyTotal assetsGross margin
HORLAIT F. Faimes€248,544€64,452
STEINER CONCEPT Liège€258,979€67,222
CF Création Welkenraedt€214,714€76,185
ENTREPRISE GENERALE LUPAT Hannut€221,117€74,583
JD PRO CONCEPT Dilbeek€249,727€65,306
ATELIER K&S Retie€244,923€71,415
KDH Schrijnwerken Kruisem€254,553€56,160
Full comparison

Key facts about HORLAIT F.

What is the company number of HORLAIT F.?
The company number of HORLAIT F. is 0741.809.280. The VAT number is the same number with BE in front: BE 0741.809.280.
Where is HORLAIT F. based?
The registered office is at Rue de la Folie 10, 4317 Faimes.Company details
What does HORLAIT F. do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of HORLAIT F.?
The legal form of HORLAIT F. is Private limited company (BV).
When was HORLAIT F. founded?
HORLAIT F. was founded on 21-01-2020.
Is HORLAIT F. still active?
Yes, HORLAIT F. is an active enterprise in the KBO register.
How many employees does HORLAIT F. have?
HORLAIT F. had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HORLAIT F.?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €64,452 and 38 comparable companies (NACE 43320). It probably lies between €190,000 and €400,000.
Is HORLAIT F. profitable?
In financial year 2025, HORLAIT F. made a profit of €21,024.
Where can I find the annual accounts of HORLAIT F.?
HORLAIT F. filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HORLAIT F. due?
HORLAIT F. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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