APM DETAILING
ActiveSummary
APM DETAILING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€968) and a net result of €6,686. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 2610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency19▲+19
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9; short-term debt: 106.1% and cash: 26.9% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.1%
Return on assets
42.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2610 sector peers (2025).
NBB · sector comparisonPosition among 2610 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
31 d late
2023
26 d late
2022
28 d early
2021
23 d late
2020
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€968▲ 87.4%
2024 · -€7,655
Total assets
€15,890▲ 470%
2024 · €2,790
Net result
€6,686
2024 · -€10,086
Working capital
-€1,705▲ 80.4%
2024 · -€8,686
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,037€601▼ 42.1%€916▲ 52.5%-€10,031€6,982
Net result€897within the sector's middle half€441within the sector's middle half▼ 50.8%€619within the sector's middle half▲ 40.4%-€10,086below the sector's middle half€6,686within the sector's middle half
Equity€1,371below the sector's middle half▲ 189%€1,812below the sector's middle half▲ 32.2%€2,432below the sector's middle half▲ 34.2%-€7,655below the sector's middle half-€968below the sector's middle half▲ 87.4%
Total assets€3,645below the sector's middle half▼ 32.4%€39,994below the sector's middle half▲ 997%€19,557below the sector's middle half▼ 51.1%€2,790below the sector's middle half▼ 85.7%€15,890below the sector's middle half▲ 470%
Debt€2,274▼ 53.8%€38,182▲ 1,579%€17,125▼ 55.1%€10,444▼ 39.0%€16,858▲ 61.4%
Working capital€797within the sector's middle half€1,565within the sector's middle half▲ 96.3%€745within the sector's middle half▼ 52.4%-€8,686within the sector's middle half-€1,705within the sector's middle half▲ 80.4%
Solvency4.5%below the sector's middle half12.4%within the sector's middle half▲ 7.9pp-6.1%below the sector's middle half
Current ratio1.04within the sector's middle half1.04within the sector's middle half=0.90within the sector's middle half
Return on assets (ROA)1.1%within the sector's middle half3.2%within the sector's middle half▲ 2.1pp42.1%above the sector's middle half
Staff (FTE)0.3
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,982 after a loss of €10,031 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15,890
Fixed assets
€737 ▼ 33.2%
Current assets
€15,153 ▲ 798%
Key figures and ratios
EBITDA
€7,621▲
2024 · -€9,447
Cash flow
€7,326▲
2024 · -€9,503
Interest coverage
25.30▲
2024 · -169.88
Debt ≤ 1 year
€16,858▲
2024 · €10,373
Staff costs
€80▼
2024 · €5,165
Equity ratios withheld: equity of -€968 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.8%
went bankrupt
5.8%
stopped otherwise
89%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €5,165 | €80 | ▼ 98.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €671 | €327 | €311 | €583 | €640 | ▲ 9.6% |
| Other operating charges640/8 | €1,642 | €534 | €772 | €1,228 | €1,047 | ▼ 14.8% |
| Gross operating margin9900 | €3,350 | €1,461 | €2,000 | -€3,054 | €8,748 | ▲ 386% |
| Operating profit (loss)9901 | €1,037 | €601 | €916 | -€10,031 | €6,982 | ▲ 170% |
| Financial income75/76B | €0 | - | €0 | €0 | €6 | ▲ 60,000% |
| Recurring financial income75 | €0 | - | €0 | €0 | €6 | ▲ 60,000% |
| Financial charges65/66B | €17 | €49 | €98 | €56 | €301 | ▲ 442% |
| Recurring financial charges65 | €17 | €49 | €98 | €56 | €301 | ▲ 442% |
| Profit (loss) for the period before taxes9903 | €1,020 | €551 | €819 | -€10,086 | €6,686 | ▲ 166% |
| Income taxes67/77 | €123 | €110 | €199 | - | - | - |
| Profit (loss) for the period9904 | €897 | €441 | €619 | -€10,086 | €6,686 | ▲ 166% |
| Profit (loss) for the period to be appropriated9905 | €897 | €441 | €619 | -€10,086 | €6,686 | ▲ 166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,645 | €39,994 | €19,557 | €2,790 | €15,890 | ▲ 470% |
| Fixed assets21/28 | €574 | €247 | €1,686 | €1,103 | €737 | ▼ 33.2% |
| Tangible fixed assets22/27 | €574 | €247 | €1,686 | €1,103 | €737 | ▼ 33.2% |
| Plant, machinery and equipment23 | €574 | €247 | €1,686 | €1,103 | €737 | ▼ 33.2% |
| Current assets29/58 | €3,071 | €39,747 | €17,871 | €1,687 | €15,153 | ▲ 798% |
| Stocks and contracts in progress3 | - | €33,400 | €13,900 | - | - | - |
| Stocks30/36 | - | €33,400 | €13,900 | - | - | - |
| Amounts receivable within one year40/41 | €751 | €709 | €1,417 | - | €10,765 | - |
| Trade receivables40 | €751 | €709 | €1,060 | - | €8,265 | - |
| Other amounts receivable41 | - | - | €357 | - | €2,500 | - |
| Cash at bank and in hand54/58 | €2,320 | €5,638 | €2,554 | €1,687 | €4,278 | ▲ 154% |
| Deferred charges and accrued income490/1 | - | - | - | - | €110 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,645 | €39,994 | €19,557 | €2,790 | €15,890 | ▲ 470% |
| Equity10/15 | €1,371 | €1,812 | €2,432 | -€7,655 | -€968 | ▲ 87.4% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €371 | €812 | €1,432 | -€8,655 | -€1,968 | ▲ 77.3% |
| Amounts payable17/49 | €2,274 | €38,182 | €17,125 | €10,444 | €16,858 | ▲ 61.4% |
| Amounts payable within one year42/48 | €2,274 | €38,182 | €17,125 | €10,373 | €16,858 | ▲ 62.5% |
| Trade debts44 | €59 | €130 | €65 | €1,276 | €10,337 | ▲ 710% |
| Suppliers440/4 | €59 | €130 | €65 | €1,276 | €10,337 | ▲ 710% |
| Taxes, remuneration and social security45 | €1,051 | €339 | €199 | €4,715 | €2,559 | ▼ 45.7% |
| Taxes450/3 | €1,051 | €339 | €199 | €2,426 | €2,527 | ▲ 4.2% |
| Remuneration and social security454/9 | - | - | - | €2,289 | €33 | ▼ 98.6% |
| Other amounts payable47/48 | €1,164 | €37,713 | €16,861 | €4,382 | €3,962 | ▼ 9.6% |
| Accrued charges and deferred income492/3 | - | - | - | €72 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €897 | €441 | €619 | -€10,086 | €6,686 | ▲ 166% |
| + Depreciation and write-downs630 | €671 | €327 | €311 | €583 | €640 | ▲ 9.6% |
| Operating cash flow (approximation) | €1,568 | €768 | €931 | -€9,503 | €7,326 | ▲ 177% |
| Investment in fixed assets (approximation) | - | €0 | -€1,750 | €0 | -€274 | - |
| Change in cash | - | €3,318 | -€3,084 | -€867 | €2,591 | ▲ 399% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
State Gazette act
Purpose · Resignations & appointmentsPurpose change · Shareholding · Director in office8 facts ▸
State Gazette act
Purpose · Resignations & appointments
Purpose change · Shareholding · Director in office8 facts ▸
- General meeting, 27-07-2026
- Purpose change
- General meeting, 27-07-2026
- Shareholding, 27-07-2026, actions nominatives
- Director in office, PINTO MARTINS André (sole director)
- Name change, HorizonPros
- Power of attorney
- Power of attorney, Christophe HOSPEL
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
09-06
State Gazette act
Resignation: FOCKE Olina Nathalie (director)Share transfer3 facts ▸
State Gazette act
Resignation: FOCKE Olina Nathalie (director)
Share transfer3 facts ▸
- General meeting, 28-02-2026
- Share transfer, FOCKE Olina Nathalie → PINTO MARTINS André
- Director resignation, FOCKE Olina Nathalie (director)
2025
31-12
Financial
Back to profitnet €6,686
Net result €6,686 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€10,086
Net result drops to -€10,086, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €897
Net result €897 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.35
Current ratio from 0.38 to 1.35; short-term debt falls from €4,922 to €2,274.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2020
Ground area
2,324 m²
Building footprint
341 m²
Volume, LiDAR
2,494 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
APM CARS
since 20202.307.902.984
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302E0279/00A002 | Wallonia | 2,162 m² | 1 · 167 m² | 7.1 m · 1 fl. |
| 52012B0039/00R004 | Wallonia | 161 m² | 1 · 174 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| FOCKE Olina Nathalie |
|
Articles of association
Purpose
Lavage de véhicules automobiles; Placement de films en tout genre : Pour les véhicules automobiles : Placement de films solaire auto, covering, PPF – division nacebel 45.2 : 45204…
Full purpose (12 activities)
- Lavage de véhicules automobiles
- Placement de films en tout genre : Pour les véhicules automobiles : Placement de films solaire auto, covering, PPF – division nacebel 45.2 : 45204 – Réparations de carrosseries ; 45203 – Réparations de parties spécifiques de véhicules automobiles ; 45209 – Entretien et réparation de véhicules automobile n.c.a.
- Pour les bâtiments (film solaire, sécurité, dépoli) – division nacebel 43 : 43343 – Vitrerie 43299 – Autres travaux d’installation n.c.a. ou 43390 – Autres travaux de finition, en complément.
- Formation installateurs : Classe 85.59 (autres formes d’enseignements / formation professionnelle.
- La constitution et la valorisation d’un patrimoine immobilier, et notamment par: - la réalisation d’opérations d’achat, de vente, de location d’immeubles; - l’achat, l’échange, la vente, la prise en location et en sous-location, ainsi que la cession en location et en sous-location, le tout avec ou sans option d’achat, l’exploitation et l’entretien de maisons, appartements, bureaux, magasins, fonds de commerce, terrains, terres et domaines, et de manière générale, de tous biens immobiliers, ainsi que toutes opérations de financement;
- - l’érection de toutes constructions pour son compte ou pour compte de tiers, en tant que maître de l’ouvrage ou entrepreneur général, et la réalisation, éventuellement aux biens immobiliers, de transformations et mises en valeur ainsi que l’étude et l’aménagement de lotissements y compris la construction de routes et égouts; la souscription des engagements en tant que conseiller en construction (études de génie civil et des divers équipements techniques des immeubles); l’achat de tous matériaux, la signature de tous contrats d’entreprises qui seraient nécessaires; toutes opérations de change, commission et courtage, ainsi que la gérance d’immeubles;
- - l’achat, l’exploitation et la construction tant pour elle-même que pour des tiers, par location ou autrement, de tous parkings, garages ;
- Elle peut emprunter avec ou sans garanties réelles ou personnelles pour l'exécution des activités entreprises par elle ou pour compte de tiers
- Elle peut également prêter à des tiers des fonds pour l'exécution de travaux publics ou privés
- La société peut s'intéresser par toutes voies dans toutes affaires, entreprises ou sociétés ayant un objet identique, analogue ou connexe, ou qui soient de nature à favoriser le développement de son entreprise, à lui procurer des matières premières ou à faciliter l'écoulement de ses produits.
- Elle peut s'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
- La société pourra prendre la direction et le contrôle, en sa qualité d’administrateur, gérant, liquidateur ou autrement, d’autres sociétés et leur prodiguer des avis.
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 17-08-2026 ↗
- PINTO MARTINS André 100 shares · 100%
Share transfer
act of 09-06-2026 ↗
- FOCKE Olina Nathalie to PINTO MARTINS André 25 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 757 companies in sector 95313 we hold annual accounts for 290. 61 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-10-2020
Fiscal year end31-12
Legal name FR
HorizonPros
Activities, NACEBEL 2025
95313Repair and fitting of specific motor vehicle parts
43240Other construction installation
95316Washing and cleaning of motor vehicles
46720Wholesale of motor vehicle parts and accessories
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0755606244
Also
9925:BE0755606244
Registered
04-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.