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HORIZON SOLVERS

Active
Private limited companyfounded 2019active for 7 yearsHeusstraat 14, 1980 Zemst, BelgiumKBO/BCE: BE 0734.603.368
Summary

HORIZON SOLVERS has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,769 and a net result of €56,692. Equity has been shrinking by about 18% per year since 2020. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 24% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-09-2019 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 2 others
Establishment unit
2.293.740.291 1980 Zemst, since 18-09-2019
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board
  • DE VALCKENAERE FRANKDirector

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€54,854
Turnover
≈ €100,000
estimated
Profit
€56,692
Equity
€21,769
Total assets
€88,108
▼ 17.8%
Employees on 31-12-2025
1
  • 2025 accounts filed 62 days after the deadline
Filed on 01-10-2026
Score breakdownraises riskLast filed accounts filed 62 days late; 2 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.24, cash €30,067Size: total assets €88,108Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 50+50
equity 24.7% of total assets
Liquidity 53+21
short-term debt 73.3% · cash 34.1%
Profitability 100+100
return on assets 64.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.5%▼ -0.2 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.6%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.2 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.6 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (0.58 in 2024), below the usual 1.5. Short-term debt is 73.3% and cash 34.1% of total assets. 75.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 25% of them on solvency, 34% on liquidity, 82% on profitability and 94% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Last filed accounts filed 62 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.24, cash €30,067
NBB · annual accounts
lowers risk · Size: total assets €88,108
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 21130 sector peers (2025).
NBB · sector comparison
Position among 21130 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 62 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-10-2026, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
62 days late
2024
26 days late
2023
69 days late
2022
30 days late
2021
31 days late
2020
128 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 58 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €111,111 in 2024 €56,692 View

Recent changes

  1. · Gazette deed Company renamed from AMARE CERTE to HORIZON SOLVERS
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as HORIZON SOLVERS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €75,800 and €103,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
HORIZON SOLVERS Zemst€88,108€54,854
Lexatech Zaventem€86,512€60,044
Simon Geilfus Drogenbos€78,223€58,478
MyYoYaKy Rotselaar€80,331€50,226
Himavi IT Consulting Steenokkerzeel€80,052€58,837
G-KIT Kortenberg€75,840€52,529
Huylenspiegel Pepingen€102,597€52,303
Full comparison

Key facts about HORIZON SOLVERS

What is the company number of HORIZON SOLVERS?
The company number of HORIZON SOLVERS is 0734.603.368. The VAT number is the same number with BE in front: BE 0734.603.368.
Where is HORIZON SOLVERS based?
The registered office is at Heusstraat 14, 1980 Zemst.Company details
What does HORIZON SOLVERS do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of HORIZON SOLVERS?
The legal form of HORIZON SOLVERS is Private limited company (BV).
When was HORIZON SOLVERS founded?
HORIZON SOLVERS was founded on 18-09-2019.
Is HORIZON SOLVERS still active?
Yes, HORIZON SOLVERS is an active enterprise in the KBO register.
How many employees does HORIZON SOLVERS have?
HORIZON SOLVERS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HORIZON SOLVERS?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €54,854 and 59 comparable companies (NACE 62200). It probably lies between €93,000 and €140,000.
Is HORIZON SOLVERS profitable?
In financial year 2025, HORIZON SOLVERS made a profit of €56,692.
Where can I find the annual accounts of HORIZON SOLVERS?
HORIZON SOLVERS filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HORIZON SOLVERS due?
HORIZON SOLVERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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