Equity
€109,008 ▲ 11.8%
HORIZON 7 has made a profit without a break since 2019.
HORIZON 7
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €66,910 (2024)
€40,315▼ 39.7%
lowest -€31,754 (2008)
€11,507▼ 57.5%
peak €109,008 (2025)
€109,008▲ 11.8%
€104,117▼ 21.1%
peak 0.1 FTE (2017)
-not published
Board3 names since 2021
1 directorRobette Anne-Marie
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €66,910 to €40,315Result from €27,043 to €11,507Debts from €132,035 to €104,117
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 59% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 1.0%▲ +0.2 percentage points vs 08-2025
10-2025: 1.5%▲ +0.5 percentage points vs 09-2025highest value
11-2025: 0.3%▼ -1.2 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Founded in 2004
Liquidity: current ratio 0.39, cash €31,351
Equity €109,008 (51.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 65% of them on solvency, 44% on liquidity, 62% on profitability and 63% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as HORIZON 7 has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HORIZON 7 itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for HORIZON 7. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.39 (0.35 in 2024), below 1. Short-term debt is 47.2% and cash 14.7% of total assets. 48.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
67 days late
2023
29 days early
2022
1 day late
2021
22 days late
2020
31 days late
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0863245758
Changes of role: ROBETTE (director) and EVERAERT Philippe (director)
“de groothandel in huishoudtextiel; de groothandel in beddengoed; Prepresswerkzaamheden; Detailhandel in…” (deed in Dutch) · 100 shares · General meeting of 21-12-2023 · Gazette deed
First establishment
Rondenboslaan 21, Beersel
Incorporation
published on 12-02-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HORIZON 7 Beersel | €213,126 | €40,315 | 51.1% | - |
| WITTERS TAFELS EN STOELEN Hechtel-Eksel | €198,477 | €49,094 | 75.7% | - |
| I AND I Mechelen | €175,725 | €41,918 | 47.8% | - |
| ERGOFORM Beerse | €235,393 | €39,719 | 72.7% | - |
| AC Decor+ Roeselare | €226,071 | €41,595 | 47.8% | - |
| REVDOR Woluwe-Saint-Lambert | €177,827 | €47,793 | -12.5% | 2 |
| MARIPOSSA Brasschaat | €163,018 | €37,052 | 33.3% | - |
These companies have the same main activity as HORIZON 7: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €163,000 and €235,000, founded between 2001 and 2008.
Official details
Source: KBO- Status
- Active since 05-02-2004Normal situation
- Activity
- Retail sale of household furnitureNACE 47551
- Establishment unit
- 2.136.120.5381652 Beersel, since 11-02-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- €213,126▼ 7.1%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on HORIZON 7
HORIZON 7 files the micro format. That format states no turnover. The gross margin rose from €25,327 in 2006 to €40,315 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HORIZON 7
- What is the company number of HORIZON 7?
- The company number of HORIZON 7 is 0863.245.758. The VAT number is the same number with BE in front: BE 0863.245.758.
- Where is HORIZON 7 based?
- The registered office is at Rondenboslaan 21, 1652 Beersel.Company details
- What does HORIZON 7 do?
- According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
- What is the legal form of HORIZON 7?
- HORIZON 7 is a private limited company (BV).
- When was HORIZON 7 founded?
- HORIZON 7 was founded on 05-02-2004.
- Is HORIZON 7 still active?
- Yes, HORIZON 7 is an active enterprise in the KBO register.
- What is the turnover of HORIZON 7?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €40,315 and 41 comparable companies (NACE 475). It probably lies between €170,000 and €360,000.Financials
- Is HORIZON 7 profitable?
- In financial year 2025, HORIZON 7 made a profit of €11,507.
- Where can I find the annual accounts of HORIZON 7?
- HORIZON 7 filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HORIZON 7 due?
- HORIZON 7 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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