HOPPETRAVEL

Active

Private limited companyfounded 2007active for 19 yearsOoststraat 23, 8630 Veurne, BelgiumKBO/BCE: BE 0886.219.318

Summary

The computed 12-month bankruptcy probability of HOPPETRAVEL is 2.8% (moderate). The 2024 annual accounts show equity of €117,532 and a net result of -€77,810. Equity is growing by about 46% per year across the filed financial years. Its solvency ranks better than 28% of 261 sector peers (NACE 79, financial year 2024). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.

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HOPPETRAVELActiveChecked score 50/100

Risk analysis Report Compare

Activity

Travel agency activities

NACE 79110

10th oldest company in Veurne, Administrative and support services sector3 sites

Size

≈ €620,000turnover 2024, estimated

Staff: 6 FTE
Equity: €117,532
Loss: -€77,810

Turnover estimated from the gross margin

Financial health

50 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.8%

Structure

2025 accounts not filed, 90 days past the deadline1 of 3 deeds summarised

Why 50raises risk1 financial year not filed after the legal deadline; last filed accounts filed 193 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 09-02-2026)Loss of €77,810 (financial year 2024)lowers riskLiquidity: current ratio 1.83, cash €498,297Show the evidence

Checked score

Score 2024

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 32% of its sector peers (NACE 79, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 42-16

equity 17.1% of total assets

Liquidity 80+8

short-term debt 41.6% · cash 72.4%

Profitability 5-83

return on assets -11.3%

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,002 companies, NACE 79, micro)

Last 24 months 11-2024: 1.5% 12-2024: 2.1%▲ +0.6 percentage points vs 11-2024 01-2025: 4.7%▲ +2.6 percentage points vs 12-2024 02-2025: 4.7%● unchanged vs 01-2025 03-2025: 0.8%▼ -3.9 percentage points vs 02-2025lowest value 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025 10-2025: 2.1%▲ +0.5 percentage points vs 09-2025 11-2025: 1.9%▼ -0.2 percentage points vs 10-2025 12-2025: 2.7%▲ +0.8 percentage points vs 11-2025 01-2026: 5.7%▲ +3.0 percentage points vs 12-2025highest value 02-2026: 5.7%● unchanged vs 01-2026highest value 03-2026: 1.7%▼ -4.0 percentage points vs 02-2026 04-2026: 1.6%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.4 percentage points vs 07-2026 09-2026: 2.3%▲ +0.2 percentage points vs 08-2026 10-2026: 2.8%▲ +0.5 percentage points vs 09-2026

Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 1.83, compared with 1.53 in 2023, above the usual 1.5; short-term debt: 41.6% and cash: 72.4% of total assets), but 82.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro): better than 28% on solvency, 77% on liquidity, 13% on profitability and 12% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 193 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 09-02-2026)

NBB · annual accounts

Loss of €77,810 (financial year 2024)

NBB · annual accounts

Liquidity: current ratio 1.83, cash €498,297

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline29-10-2026 today

2024 accounts filed 193 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-02-2026, 193 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

193 days late

2023

196 days late

2022

144 days late

2021

18 days late

2020

115 days late

2019

91 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 126 days after the deadline; the sector median (NACE 79) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-02-2026 Annual accounts filedfinancial year 2024 · abbreviated…
12-02-2025 Annual accounts filedfinancial year 2023 · micro…
31-12-2024 Weakest financial yearnet -€77,810

Key points

Caution: From profit to loss in 2024after €90,038 in 2023 -€77,810 View
Caution: Among the weakest 6% on net resultsector median €30,135 · 260 companies -€77,810 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View

By topic

Financials

Financial year: 2024
Total assets: €688,629
Loss: -€77,810
Solvency: 17.1%

Total assets▲ 18.1%

Net result

20182024

Go to Financials

Board & ownership

Board: 3 members

VERVAECKE Mieke KathyDirector
WARLOP Peter RaymondDirector
WARLOP Sophie GretaDirector

Go to Board & ownership

Timeline

Events: 24
Since: 2008

31-12-2023Equity above €150,000
22-12-2023Annual accounts filed
01-12-2023Amendment of the articles · Legal-form change…

Go to Timeline

Company details

Sites: 3

Legal form: Private limited company
Activity: Travel agency activitiesNACE 79110
Founded: 09-01-2007
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Annual meeting: Second Friday of June at 09:00
Purpose: “Het inrichten van groepsreizen en particuliere reizen met alle vervoermiddelen,het…” (deed in Dutch)

Go to Articles of association

Key facts about HOPPETRAVEL

What is the company number of HOPPETRAVEL?: 0886.219.318. In Belgium the VAT number is the company number with BE in front: BE 0886.219.318.
Where is HOPPETRAVEL based?: The registered office is at Ooststraat 23, 8630 Veurne.Company details
What does HOPPETRAVEL do?: According to the KBO register, the main activity is travel agency activities (NACE 79110).
What is the legal form of HOPPETRAVEL?: Private limited company (BV).
When was HOPPETRAVEL founded?: On 09-01-2007.
Is HOPPETRAVEL still active?: Yes, HOPPETRAVEL is an active enterprise in the KBO register.
How many employees does HOPPETRAVEL have?: On average 6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of HOPPETRAVEL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HOPPETRAVEL profitable?: In financial year 2024, HOPPETRAVEL made a loss of €77,810.
Where can I find the annual accounts of HOPPETRAVEL?: HOPPETRAVEL filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.