HOPPER
ActiveSummary
HOPPER has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262,895 and a net result of €74,650. Equity is growing by ~45% per year across the filed fiscal years. Its solvency ranks better than 87% of 3762 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+11
Solvency97▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 2.39 in 2024; short-term debt: 27.7% and cash: 31.9% of total assets), and 27.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
20.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
63 d early
2022
32 d late
2021
32 d late
2020
205 d late
2019
566 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 102 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€262,895▲ 38.5%
2024 · €189,844
Total assets
€363,538▲ 16.5%
2024 · €312,045
Net result
€74,650▲ 115%
2024 · €34,797
Working capital
€245,777▲ 44.9%
2024 · €169,645
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€160,317▲ 4,016%€25,975▼ 83.8%€18,896▼ 27.3%€62,329▲ 230%€126,350▲ 103%
Net result€139,796above the sector's middle half▲ 38,826%€15,281within the sector's middle half▼ 89.1%€12,335within the sector's middle half▼ 19.3%€34,797within the sector's middle half▲ 182%€74,650above the sector's middle half▲ 115%
Equity€129,432above the sector's middle half▲ 391%€142,713above the sector's middle half▲ 10.3%€155,047above the sector's middle half▲ 8.6%€189,844within the sector's middle half▲ 22.4%€262,895within the sector's middle half▲ 38.5%
Total assets€298,921above the sector's middle half▲ 202%€259,671above the sector's middle half▼ 13.1%€263,809above the sector's middle half▲ 1.6%€312,045within the sector's middle half▲ 18.3%€363,538within the sector's middle half▲ 16.5%
Debt€169,489▲ 133%€116,958▼ 31.0%€108,762▼ 7.0%€122,200▲ 12.4%€100,644▼ 17.6%
Working capital€99,987above the sector's middle half▲ 2,256%€117,219above the sector's middle half▲ 17.2%€131,464above the sector's middle half▲ 12.2%€169,645above the sector's middle half▲ 29.0%€245,777above the sector's middle half▲ 44.9%
Solvency43.3%within the sector's middle half▲ 16.7pp55.0%within the sector's middle half▲ 11.7pp58.8%above the sector's middle half▲ 3.8pp60.8%above the sector's middle half▲ 2.1pp72.3%above the sector's middle half▲ 11.5pp
Current ratio1.59within the sector's middle half▲ 0.532.00within the sector's middle half▲ 0.412.21above the sector's middle half▲ 0.212.39above the sector's middle half▲ 0.183.44above the sector's middle half▲ 1.05
Return on assets (ROA)46.8%above the sector's middle half▲ 46.4pp5.9%within the sector's middle half▼ 40.9pp4.7%within the sector's middle half▼ 1.2pp11.2%within the sector's middle half▲ 6.5pp20.5%above the sector's middle half▲ 9.4pp
Staff (FTE)17▲ 170%22.9▲ 34.7%22.5▼ 1.7%12.8within the sector's middle half▼ 43.1%12.5within the sector's middle half▼ 2.3%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 103% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363,538
Fixed assets
€17,117 ▼ 15.3%
Current assets
€346,421 ▲ 18.7%
Equity and liabilities €363,538
Equity
€262,895 ▲ 38.5%
Debt
€100,644 ▼ 17.6%
Debt's share of the balance-sheet total falls from 39.2% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133,460▲
2024 · €69,547
Cash flow
€81,760▲
2024 · €42,016
Quick ratio
3.31▲
2024 · 2.27
Debt to equity
0.38▼
2024 · 0.64
ROE
28.4%▲
2024 · 18.3%
Interest coverage
6.37▼
2024 · 63.69
Debt ≤ 1 year
€100,644▼
2024 · €122,200
Income taxes
€37,413▲
2024 · €32,242
Staff costs
€488,277▲
2024 · €461,760
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €186,379 | €339,835 | €446,362 | €461,760 | €488,277 | ▲ 5.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,912 | €7,897 | €8,702 | €7,219 | €7,110 | ▼ 1.5% |
| Other operating charges640/8 | €2,570 | €12,989 | €6,126 | €8,277 | €6,447 | ▼ 22.1% |
| Gross operating margin9900 | €355,178 | €386,696 | €480,086 | €539,584 | €628,184 | ▲ 16.4% |
| Operating profit (loss)9901 | €160,317 | €25,975 | €18,896 | €62,329 | €126,350 | ▲ 103% |
| Financial income75/76B | €770 | €6,623 | €4,040 | €5,802 | €6,650 | ▲ 14.6% |
| Recurring financial income75 | €770 | €6,623 | €4,040 | €5,802 | €6,650 | ▲ 14.6% |
| Financial charges65/66B | €4,455 | €4,452 | €863 | €1,092 | €20,936 | ▲ 1,817% |
| Recurring financial charges65 | €4,455 | €4,452 | €863 | €1,092 | €20,936 | ▲ 1,817% |
| Profit (loss) for the period before taxes9903 | €156,631 | €28,145 | €22,073 | €67,039 | €112,064 | ▲ 67.2% |
| Income taxes67/77 | €16,836 | €12,865 | €9,739 | €32,242 | €37,413 | ▲ 16.0% |
| Profit (loss) for the period9904 | €139,796 | €15,281 | €12,335 | €34,797 | €74,650 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | €139,796 | €15,281 | €12,335 | €34,797 | €74,650 | ▲ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €298,921 | €259,671 | €263,809 | €312,045 | €363,538 | ▲ 16.5% |
| Fixed assets21/28 | €29,445 | €25,494 | €23,583 | €20,199 | €17,117 | ▼ 15.3% |
| Tangible fixed assets22/27 | €25,224 | €20,873 | €18,962 | €18,057 | €14,975 | ▼ 17.1% |
| Plant, machinery and equipment23 | €9,135 | €8,646 | €8,429 | €8,043 | €4,739 | ▼ 41.1% |
| Furniture and vehicles24 | €8,452 | €6,217 | €5,725 | €6,408 | €7,832 | ▲ 22.2% |
| Other tangible fixed assets26 | €7,636 | €6,010 | €4,808 | €3,606 | €2,404 | ▼ 33.3% |
| Financial fixed assets28 | €4,221 | €4,621 | €4,621 | €2,142 | €2,142 | = |
| Current assets29/58 | €269,476 | €234,177 | €240,226 | €291,845 | €346,421 | ▲ 18.7% |
| Amounts receivable after more than one year29 | €30,000 | €105,000 | €105,000 | €165,000 | €190,000 | ▲ 15.2% |
| Trade receivables290 | €30,000 | - | €105,000 | €165,000 | €190,000 | ▲ 15.2% |
| Other amounts receivable291 | - | €105,000 | - | - | - | - |
| Stocks and contracts in progress3 | €8,211 | €14,644 | €14,146 | €14,331 | €12,838 | ▼ 10.4% |
| Stocks30/36 | €8,211 | €14,644 | €14,146 | €14,331 | €12,838 | ▼ 10.4% |
| Amounts receivable within one year40/41 | €18,903 | €23,811 | €59,735 | €7,252 | €12,849 | ▲ 77.2% |
| Trade receivables40 | €10,385 | €12,786 | - | €450 | €0 | ▼ 100% |
| Other amounts receivable41 | €8,519 | €11,025 | €59,735 | €6,802 | €12,849 | ▲ 88.9% |
| Current investments50/53 | - | - | - | €993 | €963 | ▼ 3.0% |
| Cash at bank and in hand54/58 | €212,362 | €87,978 | €52,050 | €96,425 | €116,118 | ▲ 20.4% |
| Deferred charges and accrued income490/1 | - | €2,745 | €9,295 | €7,845 | €13,654 | ▲ 74.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €298,921 | €259,671 | €263,809 | €312,045 | €363,538 | ▲ 16.5% |
| Equity10/15 | €129,432 | €142,713 | €155,047 | €189,844 | €262,895 | ▲ 38.5% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €110,840 | €124,121 | €136,455 | €171,252 | €244,302 | ▲ 42.7% |
| Distributable reserves133 | €110,840 | €124,121 | €136,455 | €171,252 | €244,302 | ▲ 42.7% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €169,489 | €116,958 | €108,762 | €122,200 | €100,644 | ▼ 17.6% |
| Amounts payable within one year42/48 | €169,489 | €116,958 | €108,762 | €122,200 | €100,644 | ▼ 17.6% |
| Financial debts43 | €213 | - | - | - | - | - |
| Credit institutions430/8 | €213 | - | - | - | - | - |
| Trade debts44 | €35,075 | €18,727 | €10,503 | €36,239 | €30,858 | ▼ 14.8% |
| Suppliers440/4 | €35,075 | €18,727 | €10,503 | €36,239 | €30,858 | ▼ 14.8% |
| Advances received on contracts in progress46 | - | - | - | €545 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €85,616 | €95,761 | €98,258 | €84,872 | €61,825 | ▼ 27.2% |
| Taxes450/3 | €54,647 | €50,054 | €47,837 | €28,371 | €8,591 | ▼ 69.7% |
| Remuneration and social security454/9 | €30,970 | €45,707 | €50,421 | €56,501 | €53,234 | ▼ 5.8% |
| Other amounts payable47/48 | €48,584 | €2,470 | - | €545 | €7,960 | ▲ 1,361% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €139,796 | €15,281 | €12,335 | €34,797 | €74,650 | ▲ 115% |
| + Depreciation and write-downs630 | €5,912 | €7,897 | €8,702 | €7,219 | €7,110 | ▼ 1.5% |
| Operating cash flow (approximation) | €145,707 | €23,178 | €21,037 | €42,016 | €81,760 | ▲ 94.6% |
| Investment in fixed assets (approximation) | - | -€3,946 | -€6,792 | -€3,835 | -€4,028 | ▼ 5.0% |
| Change in cash | - | -€124,384 | -€35,928 | €44,375 | €19,693 | ▼ 55.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200,000Eq €262,895 ▲38.5%
7 profitable years in a row build equity to €262,895.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150,000Eq €155,047 ▲8.6%
5 profitable years in a row build equity to €155,047.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 205 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 566 days late
2021
31-12
Financial
Highest result since 2018net €139,796 ▲38,826%
Operating result €160,317, net result €139,796, both a record.
31-12
Financial
Equity above €100,000Eq €129,432 ▲391%
3 profitable years in a row build equity to €129,432.
2019
31-12
Financial
Back to profitnet €5,994
Net result €5,994 after one loss-making year.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 86 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
Ground area
208 m²
Building footprint
208 m²
Volume, LiDAR
3,721 m³
2 parcels, Flanders · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
HOPPER
since 19912.054.541.954
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3676/00H000 | Flanders | 115 m² | 1 · 115 m² | 20.5 m · 6 fl. |
| 11811L3658/00B002 | Flanders | 93 m² | 1 · 93 m² | 19.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.054.541.954
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 2,786 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-06-1991
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444421732
Also
9925:BE0444421732
Registered
30-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.