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HOPE & FAITH

Active
Private limited companyfounded 2018active for 8 yearsChaussée de Tongres(AMA) 204, 4540 Amay, BelgiumKBO/BCE: BE 0699.928.541

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HOPE & FAITH has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,603 and a net result of -€16,127. Equity has been growing by about 60% per year since 2018. Its solvency ranks better than 52% of 20,678 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 16-07-2018 Normal situation
Activity
Nursing and midwifery NACE 86940
Establishment unit
2.277.864.955 4540 Amay, since 26-07-2018
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€17,512
Loss
€16,127
Equity
€64,603
▼ 20.0%
Total assets
€98,642
▼ 12.0%
Turnover not published (micro format)
Filed on 17-08-2026, 17 days after the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 2.80Loss of €16,127 (financial year 2025)lowers riskSector: Human health activities (NACE 86)Size: total assets €98,642Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 31% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Average
Solvency 90-7
equity 65.5% of total assets
Liquidity 69-9
short-term debt 34.5%
Profitability 0-91
return on assets -16.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,155 companies, NACE 86, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.8 (3.5 in 2024), above the usual 1.5. Short-term debt is 34.5% of total assets. 34.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 53% of them on solvency, 50% on liquidity, 1% on profitability and 22% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 2.80
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Loss of €16,127 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €98,642
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
17 days late
2024
22 days late
2023
on the day
2022
on the day
2021
11 days late
2020
12 days late
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in human healthsector median €60,139 · 20,665 companies -€16,127 View

Comparable companies

These companies have the same main activity as HOPE & FAITH: nursing and midwifery (NACE 86940). They are comparable in size and age: total assets between €62,000 and €151,000, founded between 2012 and 2020.

CompanyTotal assetsGross margin
HOPE & FAITH Amay€98,642-€17,512
Thuisverpleging A&J Diepenbeek€86,313-€5,148
MIEKE KENNES Menen€91,555€126
ARKTEIA Remicourt€150,509-€88
EJ INFI Mons€69,398-€8,777
Thuisverpleging Griet Willems Kasterlee€62,015-€7,251
DELETREZ SOINS INFIRMIERS Seraing€140,102-€880
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about HOPE & FAITH

What is the company number of HOPE & FAITH?
The company number of HOPE & FAITH is 0699.928.541. The VAT number is the same number with BE in front: BE 0699.928.541.
Where is HOPE & FAITH based?
The registered office is at Chaussée de Tongres(AMA) 204, 4540 Amay.Company details
What does HOPE & FAITH do?
According to the KBO register, the main activity is nursing and midwifery (NACE 86940).
What is the legal form of HOPE & FAITH?
The legal form of HOPE & FAITH is Private limited company (BV).
When was HOPE & FAITH founded?
HOPE & FAITH was founded on 16-07-2018.
Is HOPE & FAITH still active?
Yes, HOPE & FAITH is an active enterprise in the KBO register.
What is the turnover of HOPE & FAITH?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is HOPE & FAITH profitable?
In financial year 2025, HOPE & FAITH made a loss of €16,127.
Where can I find the annual accounts of HOPE & FAITH?
HOPE & FAITH filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOPE & FAITH due?
HOPE & FAITH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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