HOPE
ActiveHOPE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €3k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 529 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-7
Solvency45▼-8
Growth75=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.31 in 2024; short-term debt: 79.7% and cash: 46.5% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
22 d early
2023
26 d early
2022
13 d early
2021
31 d early
2020
18 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€232k▲ 11.4%
2018 · €208k
2018: €208k
2018 → 2019
EBIT margin
-25.6%▼ 16.4pp
2018 · -9.2%
2018: -9.2%
2018 → 2019
Net result
€3k▼ 88.5%
2024 · €23k
2018: €-20k
2019: €-60k
2020: €68k
2021: €35k
2022: €13k
2023: €48k
2024: €23k
2018 → 2025
Working capital
€90k▲ 7.3%
2024 · €84k
2018: €9k
2019: €-45k
2020: €21k
2021: €57k
2022: €70k
2023: €75k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€73k▲ 21.5%€79k▲ 8.9%€102k▲ 28.3%€105k▲ 2.5%
Operating result€42k-€19k▼ 55.6%€51k▲ 174%€76k▲ 47.3%€3k▼ 95.5%
Net result€35k-€13k▼ 63.5%€48k▲ 273%€23k▼ 53.2%€3k▼ 88.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516k
Fixed assets
€15k▼ 19.2%
Current assets
€501k▲ 42.9%
Equity and liabilities €516k
Equity
€105k▲ 2.5%
Debt
€411k▲ 54.1%
The debt ratio rises from 72.4% to 79.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €79k
Cash flow
€6k▼
2024 · €26k
Solvency
20.3%▼
2024 · 27.6%
Current ratio
1.22▼
2024 · 1.31
Quick ratio
1.22▼
2024 · 1.31
Debt / equity
3.93▲
2024 · 2.62
ROE
2.5%▼
2024 · 22.1%
ROA
0.5%▼
2024 · 6.1%
Interest coverage
10.89▼
2024 · 27.57
Debt
€411k▲
2024 · €267k
Debt ≤ 1 year
€411k▲
2024 · €267k
Income taxes
€1k▼
2024 · €42k
Staff costs
€83k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€516k▲
Fixed assets21/28€18k€15k▼
Tangible fixed assets22/27€18k€15k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€9k€7k▼
Current assets29/58€351k€501k▲
Amounts receivable within one year40/41€83k€247k▲
Trade receivables40€83k€246k▲
Other amounts receivable41-€616
Cash at bank and in hand54/58€256k€240k▼
Deferred charges and accrued income490/1€11k€14k▲
Equity and liabilities
Total equity and liabilities10/49€369k€516k▲
Equity10/15€102k€105k▲
Reserves13€20k€20k=
Profit (loss) carried forward14€82k€85k▲
Amounts payable17/49€267k€411k▲
Amounts payable within one year42/48€267k€411k▲
Trade debts44€216k€377k▲
Suppliers440/4€216k€377k▲
Advances received on contracts in progress46€9k€4k▼
Taxes, remuneration and social security45€43k€30k▼
Taxes450/3€33k€20k▼
Remuneration and social security454/9€9k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€75k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€205€3k▲
Gross operating margin9900€154k€93k▼
Operating profit (loss)9901€76k€3k▼
Financial income75/76B€3k€911▼
Recurring financial income75€2k€152▼
Non-recurring financial income76B€1k€758▼
Financial charges65/66B€14k€634▼
Recurring financial charges65€3k€634▼
Non-recurring financial charges66B€11k-
Profit (loss) for the period before taxes9903€65k€4k▼
Income taxes67/77€42k€1k▼
Profit (loss) for the period9904€23k€3k▼
Profit (loss) for the period to be appropriated9905€23k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€85k▲
Profit (loss) brought forward from the previous period14P€59k€82k▲
Social balance
Average headcount (FTE)90871.11.5▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €102k ▲28.3%
5 profitable years in a row build equity to €102k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €68k
Net result €68k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 7 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverage 39420 Erpe-MereGround area
4.3 ha
Building footprint
8,634 m²
Volume, LiDAR
27,522 m³
7 parcels, Flanders · tallest building 14.8 m, ±1 floor. Linked by address, not a title deed.
7 establishment units
bvba HOPE
since 20142.228.340.121
Nijvelsesteenweg 455, 1500 Halle
since 20222.330.284.646
Staatsbaan 27A-27B-29, 9870 Zulte
since 20222.330.284.745
Molenborre 10, 1500 Halle
since 20222.330.284.844
Nedermolenstraat 32, 9310 Aalst
since 20222.330.284.943
Gasthuisstraat 106, 9500 Geraardsbergen
since 20222.330.285.042
Show 1 more locations
Priorijlaan 2, 1600 Sint-Pieters-Leeuw
since 20222.330.285.339
7 parcels
Flanders
7
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41039C0602/00A000 | Flanders | 1.7 ha | 1 · 1,454 m² | - |
| 41001B0237/00B002 | Flanders | 1.6 ha | 1 · 3,495 m² | 10.9 m · 1 fl. |
| 23027G0769/00A000 | Flanders | 4,188 m² | 1 · 885 m² | 10.6 m |
| 41018A0522/00E003 | Flanders | 2,401 m² | 1 · 1,001 m² | 14.8 m · 1 fl. |
| 23077A0183/00N004 | Flanders | 1,285 m² | 1 · 852 m² | 11.8 m |
| 44081C0149/00B022 | Flanders | 1,146 m² | 1 · 231 m² | 5.5 m · 1 fl. |
| 23412I0303/00T003 | Flanders | 936 m² | 1 · 716 m² | 3.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 6
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Care and welfare
6 servicesLeeuweryck
Nieuw-Hunnegem
Residentie De Vijver
Residentie Nedermolen
Show 2 more services
Residentie Parkrand
Residentie Villa Wybo
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Of 150 companies in sector 87302 we hold annual accounts for 85. 56 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded11-03-2014
Fiscal year end31-12
Activities, NACEBEL
87302Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.