HOORCENTRUM SOFIE PEETERS
ActiveHOORCENTRUM SOFIE PEETERS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €36k. Its solvency ranks better than 33% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▲+54
Growth78
Stability82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.98 in 2024), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
31.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 301%
2024 · €12k
2024: €12k
2024 → 2025
Total assets
€114k▲ 65.9%
2024 · €69k
2024: €69k
2024 → 2025
Net result
€36k▲ 419%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€38k
2024 · €-1k
2024: €-1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€48k▲ 301%
Operating result€7k-€45k▲ 556%
Net result€7k-€36k▲ 419%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 556% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€10k▼ 25.3%
Current assets
€104k▲ 87.6%
Equity and liabilities €114k
Equity
€48k▲ 301%
Debt
€67k▲ 17.0%
The debt ratio falls from 82.8% to 58.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€48k▲
2024 · €11k
Cash flow
€39k▲
2024 · €11k
Solvency
41.6%▲
2024 · 17.2%
Current ratio
1.56▲
2024 · 0.98
Quick ratio
0.81▲
2024 · 0.54
Debt / equity
1.40▼
2024 · 4.80
ROE
75.0%▲
2024 · 57.9%
ROA
31.2%▲
2024 · 10.0%
Interest coverage
275.77▼
2024 · 9758.59
Debt
€67k▲
2024 · €57k
Debt ≤ 1 year
€67k▲
2024 · €57k
Income taxes
€9k▲
2024 · €891
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€114k▲
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€56k€104k▲
Stocks and contracts in progress3€25k€50k▲
Stocks30/36€25k€50k▲
Amounts receivable within one year40/41€20k€31k▲
Trade receivables40€20k€29k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€11k€21k▲
Deferred charges and accrued income490/1€360€2k▲
Equity and liabilities
Total equity and liabilities10/49€69k€114k▲
Equity10/15€12k€48k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€2k€38k▲
Amounts payable17/49€57k€67k▲
Amounts payable within one year42/48€57k€67k▲
Trade debts44€34k€51k▲
Suppliers440/4€34k€51k▲
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€22k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€500€288▼
Gross operating margin9900€12k€48k▲
Operating profit (loss)9901€7k€45k▲
Financial income75/76B€947€0▼
Recurring financial income75€947€0▼
Financial charges65/66B€1€175▲
Recurring financial charges65€1€175▲
Profit (loss) for the period before taxes9903€8k€45k▲
Income taxes67/77€891€9k▲
Profit (loss) for the period9904€7k€36k▲
Profit (loss) for the period to be appropriated9905€7k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€38k▲
Profit (loss) brought forward from the previous period14P-€2k
Profit to be distributed694/7€5k-
Directors or managers695€5k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat 189300 AalstGround area
2,805 m²
Building footprint
764 m²
Volume, LiDAR
4,049 m³
2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOORCENTRUM SOFIE PEETERS
since 20232.351.181.812
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C1172/00T000 | Flanders | 2,618 m² | 1 · 690 m² | 10.3 m · 1 fl. |
| 41303D0731/00C002 | Flanders | 187 m² | 1 · 74 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 50 EUR awarded · 50 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 50 EUR | 50 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,683 companies in sector 86951 we hold annual accounts for 2,135. 1,947 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2023
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
85599Other education
86909Human health activities
86995Nutrition and dietetics services
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.