Summary
HOOCAF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.3m and a net result of €772,385. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 5593 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-09-2025, 123 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
123 d early
2024
21 d early
2023
47 d early
2022
56 d early
2021
56 d early
2020
55 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 6 December (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€4.3m▲ 21.7%
2024 · €3.6m
Net result
€772,385▼ 18.5%
2024 · €948,165
Total assets
€5.6m▲ 3.7%
2024 · €5.4m
Solvency
76.9%▲ 11.4pp
2024 · 65.5%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47,086▼ 16.2%€53,855▲ 14.4%€67,356▲ 25.1%€72,879▲ 8.2%€239,102▲ 228%
Net result€212,334above the sector's middle half▼ 2.8%€822,097above the sector's middle half▲ 287%€238,455above the sector's middle half▼ 71.0%€948,165above the sector's middle half▲ 298%€772,385above the sector's middle half▼ 18.5%
Equity€3.2mabove the sector's middle half▲ 7.2%€3.4mabove the sector's middle half▲ 7.0%€3.6mabove the sector's middle half▲ 7.1%€3.6mabove the sector's middle half▼ 1.4%€4.3mabove the sector's middle half▲ 21.7%
Total assets€5.4mabove the sector's middle half▲ 0.6%€5.6mabove the sector's middle half▲ 3.6%€5.5mabove the sector's middle half▼ 0.7%€5.4mabove the sector's middle half▼ 2.0%€5.6mabove the sector's middle half▲ 3.7%
Debt€2.2m▼ 7.4%€2.2m▼ 1.3%€1.9m▼ 12.6%€1.9m▼ 2.9%€1.3m▼ 30.5%
Working capital-€3,971within the sector's middle half▲ 89.5%€39,554within the sector's middle half€91,938within the sector's middle half▲ 132%-€438,581below the sector's middle half€352,380above the sector's middle half
Solvency58.5%within the sector's middle half▲ 3.6pp60.5%within the sector's middle half▲ 2.0pp65.2%within the sector's middle half▲ 4.7pp65.5%within the sector's middle half▲ 0.3pp76.9%within the sector's middle half▲ 11.4pp
Current ratio0.98within the sector's middle half▲ 0.191.12within the sector's middle half▲ 0.141.40within the sector's middle half▲ 0.280.33below the sector's middle half▼ 1.075.06above the sector's middle half▲ 4.73
Return on assets (ROA)3.9%within the sector's middle half▼ 0.1pp14.7%above the sector's middle half▲ 10.8pp4.3%within the sector's middle half▼ 10.4pp17.5%above the sector's middle half▲ 13.1pp13.7%above the sector's middle half▼ 3.7pp
Staff (FTE)0.4below the sector's middle half1.6within the sector's middle half▲ 300%3.1above the sector's middle half▲ 93.8%4above the sector's middle half▲ 29.0%4.3above the sector's middle half▲ 7.5%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 228% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.6m
Fixed assets
€5.2m ▼ 0.4%
Current assets
€439,132 ▲ 104%
Equity and liabilities €5.6m
Equity
€4.3m ▲ 21.7%
Debt
€1.3m ▼ 30.5%
Debt's share of the balance-sheet total falls from 34.5% to 23.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
17.8%▼
2024 · 26.6%
Debt ≤ 1 year
€86,752▼
2024 · €653,759
Debt > 1 year
€1.2m=
2024 · €1.2m
Income taxes
€53,739▲
2024 · €11,359
Staff costs
€281,174▲
2024 · €240,694
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €100,535 | €167,327 | €240,694 | €281,174 | ▲ 16.8% |
| Other operating charges640/8 | - | €979 | €980 | €1,125 | €1,270 | ▲ 12.8% |
| Gross operating margin9900 | €70,041 | €155,369 | €235,663 | €314,698 | €521,546 | ▲ 65.7% |
| Operating profit (loss)9901 | €47,086 | €53,855 | €67,356 | €72,879 | €239,102 | ▲ 228% |
| Financial income75/76B | - | €817,597 | €217,526 | €930,095 | €620,000 | ▼ 33.3% |
| Recurring financial income75 | €217,526 | €817,597 | €217,526 | €930,095 | €620,000 | ▼ 33.3% |
| Financial charges65/66B | - | €49,355 | €46,427 | €43,449 | €32,978 | ▼ 24.1% |
| Recurring financial charges65 | €52,279 | €49,355 | €46,427 | €43,449 | €32,978 | ▼ 24.1% |
| Profit (loss) for the period before taxes9903 | €212,334 | €822,097 | €238,455 | €959,525 | €826,124 | ▼ 13.9% |
| Income taxes67/77 | €0 | - | - | €11,359 | €53,739 | ▲ 373% |
| Profit (loss) for the period9904 | €212,334 | €822,097 | €238,455 | €948,165 | €772,385 | ▼ 18.5% |
| Profit (loss) for the period to be appropriated9905 | €212,334 | €822,097 | €238,455 | €948,165 | €772,385 | ▼ 18.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.4m | €5.6m | €5.5m | €5.4m | €5.6m | ▲ 3.7% |
| Fixed assets21/28 | €5.2m | €5.2m | €5.2m | €5.2m | €5.2m | ▼ 0.4% |
| Financial fixed assets28 | €5.2m | €5.2m | €5.2m | €5.2m | €5.2m | ▼ 0.4% |
| Current assets29/58 | €178,700 | €371,147 | €323,466 | €215,177 | €439,132 | ▲ 104% |
| Amounts receivable within one year40/41 | €31,250 | €78,449 | €280,706 | €116,982 | €404,684 | ▲ 246% |
| Trade receivables40 | - | €78,420 | €63,198 | €116,982 | €79,484 | ▼ 32.1% |
| Other amounts receivable41 | - | €29 | €217,508 | €0 | €325,200 | - |
| Cash at bank and in hand54/58 | €147,450 | €292,698 | €42,760 | €98,195 | €34,134 | ▼ 65.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €315 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.4m | €5.6m | €5.5m | €5.4m | €5.6m | ▲ 3.7% |
| Equity10/15 | €3.2m | €3.4m | €3.6m | €3.6m | €4.3m | ▲ 21.7% |
| Contributions10/11 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Capital10 | - | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Issued capital100 | - | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Reserves13 | €150,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Non-distributable reserves130/1 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Legal reserve130 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Profit (loss) carried forward14 | €1.5m | €1.7m | €2.0m | €1.9m | €2.7m | ▲ 40.4% |
| Amounts payable17/49 | €2.2m | €2.2m | €1.9m | €1.9m | €1.3m | ▼ 30.5% |
| Amounts payable after more than one year17 | €2.0m | €1.9m | €1.7m | €1.2m | €1.2m | = |
| Financial debts170/4 | - | €357,143 | €178,571 | €0 | - | - |
| Other amounts payable178/9 | - | €1.5m | €1.5m | €1.2m | €1.2m | = |
| Amounts payable within one year42/48 | €182,671 | €331,593 | €231,528 | €653,759 | €86,752 | ▼ 86.7% |
| Current portion of amounts payable after more than one year42 | - | €178,571 | €178,571 | €178,571 | €0 | ▼ 100% |
| Trade debts44 | €148 | €663 | €298 | €1,806 | €16,386 | ▲ 807% |
| Suppliers440/4 | - | €663 | €298 | €1,806 | €16,386 | ▲ 807% |
| Taxes, remuneration and social security45 | - | €24,859 | €52,658 | €73,381 | €70,366 | ▼ 4.1% |
| Taxes450/3 | - | €9,289 | €21,752 | €38,481 | €22,078 | ▼ 42.6% |
| Remuneration and social security454/9 | - | €15,569 | €30,906 | €34,900 | €48,287 | ▲ 38.4% |
| Other amounts payable47/48 | - | €127,500 | €0 | €400,000 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €18,750 | €18,750 | €18,637 | €14,877 | ▼ 20.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €212,334 | €822,097 | €238,455 | €948,165 | €772,385 | ▼ 18.5% |
| Operating cash flow (approximation) | €212,334 | €822,097 | €238,455 | €948,165 | €772,385 | ▼ 18.5% |
| Investment in fixed assets (approximation) | - | €0 | -€7,500 | €0 | €22,336 | - |
| Change in cash | - | €145,248 | -€249,938 | €55,435 | -€64,061 | ▼ 216% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity times 15current ratio 5.06
Current ratio from 0.33 to 5.06; short-term debt falls from €653,759 to €86,752.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet €212,334 ▼2.8%
Net result drops to €212,334, the lowest in the series; recovery starts the following year.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2018
Ground area
2.2 ha
Building footprint
6,624 m²
Parcel 34453D0511/00X000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Caseelstraat 124, 8790 Waregem
since 20182.273.571.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453D0511/00X000 | Flanders | 2.2 ha | 1 · 6,624 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 2 holdingsOwners 1
-
50%
Holdings 2
-
100%
-
50%
According to the annual accounts to 30-06-2025 of HOOCAF and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPublic limited company
Founded23-02-2018
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0690915855
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.