Honection
ActiveSummary
Honection has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,437 and a net result of -€23,563. Its solvency ranks better than 20% of 21,074 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
- Equity
- €26,437
- Loss
- -€23,563
Why 66raises risk1 change of registered office in 24 monthsLoss of €23,563 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €134,486Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 22% on solvency, 8% on liquidity and 21% on profitability.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- IncorporationAppointments: KUMS Sven (director) and…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90.1% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37,396 |
| Other operating charges640/8 | €396 |
| Gross operating margin9900 | €14,286 |
| Operating profit (loss)9901 | -€23,506 |
| Financial charges65/66B | €57 |
| Recurring financial charges65 | €57 |
| Profit (loss) for the period before taxes9903 | -€23,563 |
| Profit (loss) for the period9904 | -€23,563 |
| Profit (loss) for the period to be appropriated9905 | -€23,563 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €134,486 | |
| Fixed assets21/28 | €115,632 | |
| Intangible fixed assets21 | €115,632 | |
| Current assets29/58 | €18,854 | |
| Amounts receivable within one year40/41 | €1,748 | |
| Other amounts receivable41 | €1,748 | |
| Cash at bank and in hand54/58 | €16,978 | |
| Deferred charges and accrued income490/1 | €129 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €134,486 | |
| Equity10/15 | €26,437 | |
| Contributions10/11 | €50,000 | |
| Profit (loss) carried forward14 | -€23,563 | |
| Amounts payable17/49 | €108,049 | |
| Amounts payable within one year42/48 | €108,049 | |
| Trade debts44 | €614 | |
| Suppliers440/4 | €614 | |
| Other amounts payable47/48 | €107,436 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€23,563 |
| + Depreciation and write-downs630 | €37,396 |
| Operating cash flow (approximation) | €13,833 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00250433 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €50,000 awarded · €25,000 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DE CLERCQ Caroline |
|
| KUMS Sven |
|
Owners and capital
Capital and shareholders
- KUMS Sven 50 shares (50%) · €25,000
- DE CLERCQ Caroline 50 shares (50%) · €25,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 29-10-2024 Incorporation · €50,000 · 100 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
History
Acts, filings and financial milestones
13-03
Gazette deed
Registered officeRegistered-office move3 facts ▸
- Board meeting, 13-11-2025
- Registered-office move, Suikerbergstraat 32, 1702 Dilbeek
- Other provision, 03-05-2025
29-10
Gazette deed
IncorporationAppointments: KUMS Sven (director) and DE CLERCQ Caroline (director) · Founder · Founding capital13 facts ▸
- Founder, KUMS Sven
- Founder, DE CLERCQ Caroline
- Incorporation, “Honection” (deed in Dutch)
- Founding capital, €50,000
- Bank account, 50000, EUR
- Capital
- Other provision, “uitwerking slot-en overgangsbepalingen, eenparige beslissingen comparanten” (deed in Dutch)
- Other provision, “eerste algemene vergadering, eerste donderdag van juni” (deed in Dutch)
- Registered office clause, “1702 Dilbeek (Groot-Bijgaarden), Boomgaard 10, vanaf neerlegging ter griffie van uitgifte oprichtingsakte” (deed in Dutch)
- Board rule, 2, “vergadering” (deed in Dutch)
- Director appointment, KUMS Sven (director)
- Director appointment, DE CLERCQ Caroline (director)
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23074B0160/00C000 | Flanders | 3,491 m² | 1 · 297 m² | - |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Honection
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, kan bij enkel besluit van het bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 12. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, één of meer bestuurders” (deed in Dutch)“Vergoeding bestuurders, algemene kosten los van representatie- reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voor helft overdrager en helft koper(s) naar evenredigheid aantal bij meer kopers, geen beroep op rechter” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Thursday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed