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HOMYAD

Open bankruptcy
Private limited companyfounded 2020Zep 7, 1861 Meise, BelgiumKBO/BCE: BE 0744.721.953
Summary

A bankruptcy procedure is open for HOMYAD according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (-€5.6m) and a net result of -€6.1m.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Brussels
Declared bankrupt
17 February 2026
Supervising judge
Joris Van den Bruel
Official Gazette
23-02-2026 (pdf) ↗search the document for 2026/107597

Deadlines

Provisional date payments stopped
17 February 2026A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 10 March 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 19 March 2026art. XX.104 and XX.155 CEL
First verification report
passed on 25 March 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
17 February 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curators

  • Michiel VerraesEdmond Tollenaere- Straat 56-79 B23, 1020 Brussel 2michiel.verraes@modo-law.be
  • Maarten BenteinEdmond Tollenaerestraat 56-76 B23, 1020 Brussel 2- maarten.bentein@modo-law.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
58 d late
2022
32 d early
2021
24 d early
2020
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 March 2020, HOMYAD was incorporated as a Private limited company.1 Total assets went from EUR 23 million in 2020 to EUR 12 million in 2024.2 The company was declared bankrupt on 17 February 2026.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2024
  3. 3Belgian State Gazette, 23-02-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Equity
-€5.6m
2023 · €461,813
Net result
-€6.1m▼ 35.7%
2023 · -€4.5m
Total assets
€11.7m▼ 27.8%
2023 · €16.2m
Solvency
-48.1%▼ 50.9pp
2023 · 2.9%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€22,281€25,361▲ 13.8%€14,647▼ 42.2%€44,171▲ 202%
Operating result-€159,687--€452▲ 99.7%€169,268€18,243▼ 89.2%€65,666▲ 260%
Net result€4.1mabove the sector's middle half--€2.8mbelow the sector's middle half-€656,677below the sector's middle half▲ 76.7%-€4.5mbelow the sector's middle half▼ 582%-€6.1mbelow the sector's middle half▼ 35.7%
Equity€8.4mwithin the sector's middle half-€5.6mwithin the sector's middle half▼ 33.5%€4.9mwithin the sector's middle half▼ 11.7%€461,813below the sector's middle half▼ 90.7%-€5.6mbelow the sector's middle half
Total assets€22.6mwithin the sector's middle half-€19.6mwithin the sector's middle half▼ 13.3%€18.7mwithin the sector's middle half▼ 4.5%€16.2mwithin the sector's middle half▼ 13.5%€11.7mwithin the sector's middle half▼ 27.8%
Debt€14.2m-€14.0m▼ 1.3%€13.8m▼ 1.6%€15.7m▲ 14.2%€17.3m▲ 10.0%
Working capital€694,628within the sector's middle half-€734,002within the sector's middle half▲ 5.7%€859,946within the sector's middle half▲ 17.2%-€1.3mbelow the sector's middle half-€2.4mbelow the sector's middle half▼ 90.2%
Solvency37.3%within the sector's middle half-28.6%within the sector's middle half▼ 8.7pp26.4%below the sector's middle half▼ 2.2pp2.9%below the sector's middle half▼ 23.6pp-48.1%below the sector's middle half▼ 50.9pp
Current ratio1.49within the sector's middle half-3.39above the sector's middle half▲ 1.908.39above the sector's middle half▲ 5.000.38within the sector's middle half▼ 8.010.44within the sector's middle half▲ 0.06
Return on assets (ROA)18.0%above the sector's middle half--14.4%below the sector's middle half▼ 32.4pp-3.5%below the sector's middle half▲ 10.9pp-27.7%below the sector's middle half▼ 24.2pp-52.0%below the sector's middle half▼ 24.3pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10.0m-€5.0m€0€5.0mOperating result 2020: -€159,687-€159,687Net result 2020: €4.1m€4.1mOperating result 2021: -€452-€452Net result 2021: -€2.8m-€2.8mOperating result 2022: €169,268€169,268Net result 2022: -€656,677-€656,677Operating result 2023: €18,243€18,243Net result 2023: -€4.5m-€4.5mOperating result 2024: €65,666€65,666Net result 2024: -€6.1m-€6.1m20202021202220232024-€8m-€6m-€4m-€2m€0Operating result 2022: €169,268€169,000Net result 2022: -€656,677-€657,000Operating result 2023: €18,243€18,200Net result 2023: -€4.5m-€4.5mOperating result 2024: €65,666€65,700Net result 2024: -€6.1m-€6.1m202220232024
The operating result recovers in 2024; 2024 is 260% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.4m
Fixed assets €9.5m ▼ 36.6%
Current assets €1.9m ▲ 141%
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€4.3m▲
2023 · €2.0m
Debt > 1 year
€12.9m▼
2023 · €13.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€16.2m€11.7m▼
Formation expenses20€389,928€278,055▼
Fixed assets21/28€15.0m€9.5m▼
Financial fixed assets28€15.0m€9.5m▼
Affiliated companies280/1€15.0m€9.5m▼
Participating interests280€5.5m€500,000▼
Amounts receivable281€9.5m€9.0m▼
Current assets29/58€779,479€1.9m▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€477,606€1.5m▲
Trade receivables40€179,249€257,683▲
Other amounts receivable41€298,357€1.3m▲
Cash at bank and in hand54/58€282,326€332,659▲
Deferred charges and accrued income490/1€19,548€24,858▲
Equity and liabilities
Total equity and liabilities10/49€16.2m€11.7m▼
Equity10/15€461,813-€5.6m▼
Contributions10/11€4.3m€4.3m=
Profit (loss) carried forward14-€3.9m-€10.0m▼
Amounts payable17/49€15.7m€17.3m▲
Amounts payable after more than one year17€13.6m€12.9m▼
Financial debts170/4€13.6m€12.9m▼
Other loans174€13.6m€12.9m▼
Amounts payable within one year42/48€2.0m€4.3m▲
Trade debts44€40,179€7,383▼
Suppliers440/4€40,179€7,383▼
Other amounts payable47/48€2.0m€4.3m▲
Accrued charges and deferred income492/3€78,463€117,692▲
Income statement Code20232024
Operating income70/76A€219,138€253,356▲
Turnover70€14,647€44,171▲
Other operating income74€204,480€209,185▲
Non-recurring operating income76A€11€0▼
Operating charges60/66A€200,895€187,689▼
Services and other goods61€89,022€61,020▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111,873€111,873=
Other operating charges640/8€0€14,797▲
Non-recurring operating charges66A€0-
Operating profit (loss)9901€18,243€65,666▲
Financial income75/76B€493,098€497,619▲
Recurring financial income75€493,098€497,619▲
Income from financial fixed assets750€473,550€476,653▲
Income from current assets751€19,548€20,966▲
Financial charges65/66B€5.0m€6.6m▲
Recurring financial charges65€641,910€681,387▲
Debt charges650€640,546€679,763▲
Other financial charges652/9€1,364€1,624▲
Non-recurring financial charges66B€4.4m€6.0m▲
Profit (loss) for the period before taxes9903-€4.5m-€6.1m▼
Profit (loss) for the period9904-€4.5m-€6.1m▼
Profit (loss) for the period to be appropriated9905-€4.5m-€6.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€3.9m-€10.0m▼
Profit (loss) brought forward from the previous period14P€599,267-€3.9m▼

The notes to these accounts (48 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Operating income70/76A-€145,412€330,358€219,138€253,356▲ 15.6%
Turnover70-€22,281€25,361€14,647€44,171▲ 202%
Other operating income74-€123,060€304,767€204,480€209,185▲ 2.3%
Non-recurring operating income76A-€70€230€11€0▼ 100%
Operating charges60/66A-€145,863€161,090€200,895€187,689▼ 6.6%
Services and other goods61-€33,643€48,119€89,022€61,020▼ 31.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46,173€111,873€111,873€111,873€111,873=
Other operating charges640/8-€348€868€0€14,797-
Non-recurring operating charges66A--€230€0--
Operating profit (loss)9901-€159,687-€452€169,268€18,243€65,666▲ 260%
Financial income75/76B-€534,172€488,939€493,098€497,619▲ 0.9%
Recurring financial income75€20.3m€534,172€488,939€493,098€497,619▲ 0.9%
Income from financial fixed assets750-€482,570€473,550€473,550€476,653▲ 0.7%
Income from current assets751-€51,602€15,389€19,548€20,966▲ 7.3%
Financial charges65/66B-€3.3m€1.3m€5.0m€6.6m▲ 33.0%
Recurring financial charges65€604,990€648,439€614,885€641,910€681,387▲ 6.1%
Debt charges650€604,961€647,686€613,685€640,546€679,763▲ 6.1%
Other financial charges652/9-€753€1,200€1,364€1,624▲ 19.0%
Non-recurring financial charges66B-€2.7m€700,000€4.4m€6.0m▲ 37.0%
Profit (loss) for the period before taxes9903€4.1m-€2.8m-€656,677-€4.5m-€6.1m▼ 35.7%
Profit (loss) for the period9904€4.1m-€2.8m-€656,677-€4.5m-€6.1m▼ 35.7%
Profit (loss) for the period to be appropriated9905€4.1m-€2.8m-€656,677-€4.5m-€6.1m▼ 35.7%
Line20202021202220232024Change
Assets
Total assets20/58€22.6m€19.6m€18.7m€16.2m€11.7m▼ 27.8%
Formation expenses20€600,250€613,674€501,801€389,928€278,055▼ 28.7%
Fixed assets21/28€19.9m€17.9m€17.2m€15.0m€9.5m▼ 36.6%
Financial fixed assets28€19.9m€17.9m€17.2m€15.0m€9.5m▼ 36.6%
Affiliated companies280/1-€17.9m€17.2m€15.0m€9.5m▼ 36.6%
Participating interests280-€8.9m€8.2m€5.5m€500,000▼ 90.9%
Amounts receivable281-€9.0m€9.0m€9.5m€9.0m▼ 5.3%
Current assets29/58€2.1m€1.0m€976,281€779,479€1.9m▲ 141%
Stocks and contracts in progress3---€0€0-
Amounts receivable within one year40/41€1.8m€698,462€655,667€477,606€1.5m▲ 219%
Trade receivables40-€164,420€141,359€179,249€257,683▲ 43.8%
Other amounts receivable41-€534,042€514,308€298,357€1.3m▲ 325%
Cash at bank and in hand54/58€313,409€291,049€305,224€282,326€332,659▲ 17.8%
Deferred charges and accrued income490/1-€51,602€15,389€19,548€24,858▲ 27.2%
Equity and liabilities
Total equity and liabilities10/49€22.6m€19.6m€18.7m€16.2m€11.7m▼ 27.8%
Equity10/15€8.4m€5.6m€4.9m€461,813-€5.6m▼ 1,316%
Contributions10/11-€4.3m€4.3m€4.3m€4.3m=
Profit (loss) carried forward14€4.1m€1.3m€599,267-€3.9m-€10.0m▼ 157%
Amounts payable17/49€14.2m€14.0m€13.8m€15.7m€17.3m▲ 10.0%
Amounts payable after more than one year17€12.6m€13.6m€13.6m€13.6m€12.9m▼ 5.1%
Financial debts170/4-€13.6m€13.6m€13.6m€12.9m▼ 5.1%
Other loans174-€13.6m€13.6m€13.6m€12.9m▼ 5.1%
Amounts payable within one year42/48€1.4m€307,111€116,335€2.0m€4.3m▲ 110%
Trade debts44€58,213€19,112€16,530€40,179€7,383▼ 81.6%
Suppliers440/4-€19,112€16,530€40,179€7,383▼ 81.6%
Other amounts payable47/48-€287,999€99,805€2.0m€4.3m▲ 114%
Accrued charges and deferred income492/3-€80,863€51,611€78,463€117,692▲ 50.0%
Line20202021202220232024Change
Profit (loss) for the period9904€4.1m-€2.8m-€656,677-€4.5m-€6.1m▼ 35.7%
+ Depreciation and write-downs630€46,173€111,873€111,873€111,873€111,873=
Operating cash flow (approximation)€4.1m-€2.7m-€544,805-€4.4m-€6.0m▼ 36.6%
Investment in fixed assets (approximation)-€1.8m€588,127€2.1m€5.4m▲ 155%
Change in cash--€22,359€14,175-€22,898€50,334▲ 320%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-02
Bankruptcy Opening
Ondernemingsrechtbank Brussel · event 17-02-2026
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial Weakest financial yearnet -€6.1m
Net result drops to -€6.1m, the lowest in the series.
27-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Liquidity doublescurrent ratio 8.39
Current ratio from 3.39 to 8.39; short-term debt falls from €307,111 to €116,335.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity doublescurrent ratio 3.39
Current ratio from 1.49 to 3.39; short-term debt falls from €1.4m to €307,111.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
4,598 m²
Building footprint
1,840 m²
Volume, LiDAR
4 m³
Parcel 23093F0515/00T000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
HOMYAD
Zep 7, 1861 MeiseHoldings
since 20202.301.200.779
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23093F0515/00T000 Flanders 4,598 m² 1 · 1,840 m² 0.1 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates
Role Name Tenure
Curator MICHIEL VERRAES
EDMOND TOLLENAERE- STRAAT 56-79 B23, 1020 BRUSSEL 2
17-02-2026 → present
Curator MAARTEN BENTEIN
EDMOND TOLLENAERESTRAAT 56-76 B23, 1020 BRUSSEL 2- maart
17-02-2026 → present

Structure & network

Part of the group 3RM 16 companies Group, risk and exposure

Owners and holdings

1 owner · 3 holdings

Chain of control

  1. 3RM 100%
  2. Apricusa 100%
  3. HOMYAD

Highest known parent: 3RM. The sources do not say who stands above it.

Owners 1

Holdings 3

According to the 2024 annual accounts of HOMYAD and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0744721953
Registered 22-09-2025

The company is no longer active; its Peppol card can remain until its access point withdraws it.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.