HomS
ActiveSummary
HomS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,469 and a net result of -€6,867. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▼-17
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 5.95 against 13.23 in 2024; short-term debt: 16.8% and cash: 16.8% of total assets), and 17.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
-4.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-02-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
4 d early
2023
362 d late
2022
314 d late
2021
7 d late
2020
10 d late
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 107 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 February (4 of the last 5 filed years within 299 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€117,469▼ 5.5%
2024 · €124,336
Total assets
€142,494▲ 4.7%
2024 · €136,115
Net result
-€6,867
2024 · €2,463
Working capital
€118,536▼ 5.8%
2024 · €125,826
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,955▼ 78.9%€20,900▲ 163%€6,635▼ 68.3%€6,112▼ 7.9%-€5,521
Net result€3,058within the sector's middle half▼ 88.5%€13,544within the sector's middle half▲ 343%€2,702within the sector's middle half▼ 80.1%€2,463within the sector's middle half▼ 8.8%-€6,867within the sector's middle half
Equity€105,627within the sector's middle half▲ 3.0%€119,171within the sector's middle half▲ 12.8%€121,873within the sector's middle half▲ 2.3%€124,336within the sector's middle half▲ 2.0%€117,469within the sector's middle half▼ 5.5%
Total assets€139,011below the sector's middle half▼ 1.1%€129,841below the sector's middle half▼ 6.6%€136,950below the sector's middle half▲ 5.5%€136,115below the sector's middle half▼ 0.6%€142,494within the sector's middle half▲ 4.7%
Debt€33,384▼ 12.0%€10,670▼ 68.0%€15,077▲ 41.3%€11,779▼ 21.9%€25,025▲ 112%
Working capital€105,853within the sector's middle half▲ 4.9%€120,235above the sector's middle half▲ 13.6%€123,360above the sector's middle half▲ 2.6%€125,826above the sector's middle half▲ 2.0%€118,536above the sector's middle half▼ 5.8%
Solvency76.0%above the sector's middle half▲ 3.0pp91.8%above the sector's middle half▲ 15.8pp89.0%above the sector's middle half▼ 2.8pp91.3%above the sector's middle half▲ 2.4pp82.4%above the sector's middle half▼ 8.9pp
Current ratio4.31above the sector's middle half▲ 0.5713.52above the sector's middle half▲ 9.2110.08above the sector's middle half▼ 3.4413.23above the sector's middle half▲ 3.155.95above the sector's middle half▼ 7.28
Return on assets (ROA)2.2%within the sector's middle half▼ 16.7pp10.4%above the sector's middle half▲ 8.2pp2.0%within the sector's middle half▼ 8.5pp1.8%within the sector's middle half▼ 0.2pp-4.8%below the sector's middle half▼ 6.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,521 after €6,112 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €142,494
Equity
€117,469 ▼ 5.5%
Debt
€25,025 ▲ 112%
Debt's share of the balance-sheet total rises from 8.7% to 17.6%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.21▲
2024 · 0.09
ROE
-5.8%▼
2024 · 2.0%
Debt ≤ 1 year
€23,958▲
2024 · €10,289
Income taxes
€149▼
2024 · €1,994
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €21 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,571 | €1,143 | - | - | - | - |
| Other operating charges640/8 | - | €3,565 | €1,302 | €1,699 | €1,425 | ▼ 16.1% |
| Non-recurring operating charges66A | - | €33 | - | - | - | - |
| Gross operating margin9900 | €10,653 | €25,641 | €7,937 | €7,811 | -€4,096 | ▼ 152% |
| Operating profit (loss)9901 | €7,955 | €20,900 | €6,635 | €6,112 | -€5,521 | ▼ 190% |
| Financial income75/76B | - | €425 | €658 | €10 | €5 | ▼ 50.0% |
| Recurring financial income75 | €400 | €425 | €658 | €10 | €5 | ▼ 50.0% |
| Financial charges65/66B | - | €1,871 | €1,595 | €1,665 | €1,202 | ▼ 27.8% |
| Recurring financial charges65 | €1,231 | €1,871 | €1,595 | €1,665 | €1,202 | ▼ 27.8% |
| Profit (loss) for the period before taxes9903 | €7,124 | €19,454 | €5,698 | €4,457 | -€6,718 | ▼ 251% |
| Income taxes67/77 | €4,066 | €5,910 | €2,996 | €1,994 | €149 | ▼ 92.5% |
| Profit (loss) for the period9904 | €3,058 | €13,544 | €2,702 | €2,463 | -€6,867 | ▼ 379% |
| Profit (loss) for the period to be appropriated9905 | €3,058 | €13,544 | €2,702 | €2,463 | -€6,867 | ▼ 379% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €139,011 | €129,841 | €136,950 | €136,115 | €142,494 | ▲ 4.7% |
| Fixed assets21/28 | €1,143 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,143 | - | - | - | - | - |
| Current assets29/58 | €137,868 | €129,841 | €136,950 | €136,115 | €142,494 | ▲ 4.7% |
| Amounts receivable within one year40/41 | €69,205 | €79,058 | €109,976 | €112,207 | €113,189 | ▲ 0.9% |
| Trade receivables40 | - | €36,572 | €42,199 | €32,551 | €27,908 | ▼ 14.3% |
| Other amounts receivable41 | - | €42,486 | €67,777 | €79,656 | €85,281 | ▲ 7.1% |
| Current investments50/53 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Cash at bank and in hand54/58 | €66,051 | €45,781 | €21,377 | €18,482 | €23,905 | ▲ 29.3% |
| Deferred charges and accrued income490/1 | - | €3,002 | €3,597 | €3,426 | €3,400 | ▼ 0.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €139,011 | €129,841 | €136,950 | €136,115 | €142,494 | ▲ 4.7% |
| Equity10/15 | €105,627 | €119,171 | €121,873 | €124,336 | €117,469 | ▼ 5.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €99,427 | €112,971 | €115,673 | €118,136 | €111,269 | ▼ 5.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €111,111 | €113,813 | €118,136 | €111,269 | ▼ 5.8% |
| Amounts payable17/49 | €33,384 | €10,670 | €15,077 | €11,779 | €25,025 | ▲ 112% |
| Amounts payable within one year42/48 | €32,015 | €9,606 | €13,590 | €10,289 | €23,958 | ▲ 133% |
| Financial debts43 | - | €845 | €847 | €859 | €855 | ▼ 0.5% |
| Credit institutions430/8 | - | €845 | €847 | €859 | €855 | ▼ 0.5% |
| Trade debts44 | €25,976 | €3,863 | €10,919 | €6,691 | €18,787 | ▲ 181% |
| Suppliers440/4 | - | €3,863 | €10,919 | €6,691 | €18,787 | ▲ 181% |
| Taxes, remuneration and social security45 | - | €4,898 | €1,824 | €2,739 | €3,540 | ▲ 29.2% |
| Taxes450/3 | - | €4,898 | €1,824 | €2,739 | €3,540 | ▲ 29.2% |
| Other amounts payable47/48 | - | - | - | - | €776 | - |
| Accrued charges and deferred income492/3 | - | €1,064 | €1,487 | €1,490 | €1,067 | ▼ 28.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,058 | €13,544 | €2,702 | €2,463 | -€6,867 | ▼ 379% |
| + Depreciation and write-downs630 | €1,571 | €1,143 | - | - | - | - |
| Operating cash flow (approximation) | €4,629 | €14,687 | €2,702 | €2,463 | -€6,867 | ▼ 379% |
| Change in cash | - | -€20,270 | -€24,404 | -€2,895 | €5,423 | ▲ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 26-02-2026
- Registered-office move, rue des Tiennes, 6 à 1380 Lasne
15-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 15 days late
2025
30-06
Financial
Weakest financial yearnet -€6,867
Net result drops to -€6,867, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 362 days late
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 314 days late
2022
30-06
Financial
Liquidity triplescurrent ratio 13.52
Current ratio from 4.31 to 13.52; short-term debt falls from €32,015 to €9,606.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
30-06
Financial
Highest result since 2019net €26,585 ▲146%
Operating result €37,754, net result €26,585, both a record.
30-06
Financial
Equity above €100,000Eq €102,569 ▲35%
2 profitable years in a row build equity to €102,569.
13-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
Show earlier events
2019
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 12 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2011
Ground area
7,452 m²
Building footprint
287 m²
Volume, LiDAR
1,042 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
HomS
since 20112.199.847.855
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051E0010/00L000 | Wallonia | 4,758 m² | 1 · 123 m² | - |
| 25051F0434/00T000 | Wallonia | 2,694 m² | 1 · 164 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,696 companies in sector 68121 we hold annual accounts for 7,393. 5,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2011
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834371432
Also
9925:BE0834371432
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.