Hommers B.
ActiveSummary
The computed 12-month bankruptcy probability of Hommers B. is 3.1% (moderate). The annual accounts of Hommers B. for fiscal year 2025 show a net loss of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-3k. Equity is shrinking by ~41% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 13% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency34▼-31
Growth32=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.1 against 1.46 in 2024; short-term debt: 85.9% and cash: 15.3% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
-17.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-3k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
35 d early
2023
35 d early
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 66.4%
2024 · €4k
2022: €9k
2023: €9k
2024: €4k
2022 → 2025
Total assets
€14k▲ 52.0%
2024 · €9k
2022: €10k
2023: €15k
2024: €9k
2022 → 2025
Net result
€-3k▲ 55.0%
2024 · €-6k
2022: €4k
2023: €252
2024: €-6k
2022 → 2025
Working capital
€1k▼ 51.8%
2024 · €3k
2022: €9k
2023: €8k
2024: €3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€9k▲ 2.7%€4k▼ 59.6%€1k▼ 66.4%
Operating result€6k-€728▼ 87.7%€-6k€-2k▲ 70.3%
Net result€4k-€252▼ 94.0%€-6k€-3k▲ 55.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€772 ▼ 35.8%
Current assets
€14k ▲ 64.8%
Equity and liabilities €14k
Equity
€1k ▼ 66.4%
Debt
€13k ▲ 132%
Debt's share of the balance-sheet total rises from 59.7% to 91.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-5k
Cash flow
€-2k▲
2024 · €-5k
Current ratio
1.10▼
2024 · 1.46
Debt to equity
10.25▲
2024 · 1.48
ROE
-198.0%▼
2024 · -147.8%
ROA
-17.6%▲
2024 · -59.5%
Interest coverage
-1.68▲
2024 · -16.22
Debt ≤ 1 year
€12k▲
2024 · €6k
Income taxes
€154▲
2024 · €154
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€14k▲
Fixed assets21/28€1k€772▼
Tangible fixed assets22/27€1k€772▼
Plant, machinery and equipment23€1k€772▼
Furniture and vehicles24€95€0▼
Current assets29/58€8k€14k▲
Amounts receivable within one year40/41€7k€11k▲
Trade receivables40€800€11k▲
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€431€452▲
Equity and liabilities
Total equity and liabilities10/49€9k€14k▲
Equity10/15€4k€1k▼
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-1k€-4k▼
Amounts payable17/49€6k€13k▲
Amounts payable within one year42/48€6k€12k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48-€345
Accrued charges and deferred income492/3-€750
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€629€431▼
Other operating charges640/8€693€613▼
Gross operating margin9900€-4k€-607▲
Operating profit (loss)9901€-6k€-2k▲
Financial income75/76B€396€0▼
Recurring financial income75€396€0▼
Financial charges65/66B€304€724▲
Recurring financial charges65€304€724▲
Profit (loss) for the period before taxes9903€-5k€-2k▲
Income taxes67/77€154€154▲
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-4k▲
Profit (loss) brought forward from the previous period14P-€-1k
Transfer from equity791/2€4k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼2334%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brammertstraatje 393650 Dilsen-StokkemGround area
727 m²
Building footprint
125 m²
Volume, LiDAR
786 m³
Parcel 73081A0744/00D000, Flanders · tallest building 14.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hommers B.
since 20212.321.285.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73081A0744/00D000 | Flanders | 727 m² | 1 · 125 m² | 14.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STRAICAM
BE 0439.199.073
Etterbeek · Eq €1,275
ELECTRO HOME
BE 0441.329.214
Bilzen-Hoeselt · Eq €1,281
S.E.T. ELEC
BE 0543.593.542
Bassenge · Eq €1,289
MO-TEC
BE 1016.786.662
Maasmechelen · Eq €1,260
Dries Invest
BE 1021.852.834
Brasschaat · Eq €1,256
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 1,193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
77392Rental and leasing activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.