Financials
- Financial year
- 2025
- Total assets
- €66,641
- Profit
- €45,224
- Solvency
- 70.9%
HOMI RENOVATIONS
ActiveSummary
HOMI RENOVATIONS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,224 and a net result of €45,224. Its solvency ranks better than 79% of 9,217 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€66,641total assets 2025
- Equity
- €47,224
- Profit
- €45,224
Turnover not published (micro format)
Structure
Accounts 66 days early
Why 86raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 3.33, cash €42,349Equity €47,224 (70.9% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 88% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
96
equity 70.9% of total assets
Liquidity
93
short-term debt 21.2% · cash 63.5%
Profitability
100
return on assets 67.9%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.6%
12-2025: 3.7%▲ +0.1 percentage points vs 11-2025
01-2026: 4.1%▲ +0.4 percentage points vs 12-2025
02-2026: 4.2%▲ +0.1 percentage points vs 01-2026
03-2026: 4.6%▲ +0.4 percentage points vs 02-2026
04-2026: 4.6%● unchanged vs 03-2026
05-2026: 5.0%▲ +0.4 percentage points vs 04-2026highest value
06-2026: 0.5%▼ -4.5 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026lowest value
08-2026: 0.5%● unchanged vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.33, above the usual 1.5; short-term debt: 21.2% and cash: 63.5% of total assets), and 29.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 80% on solvency, 93% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
66 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: WILLEMS, Kevin Jozef (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 02-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 39
- Annual meeting
- Second Friday of June at 19:00
- Purpose
- “Het bouwen, verbouwen, renoveren en laten bouwen door middel van projectontwikkeling, het…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.