HomeTarget
ActiveHomeTarget has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €-2k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
22
/ 100
Critical▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency67=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.09 in 2024), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.3%
Return on assets
-3.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
25 d late
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 4.9%
2024 · €45k
2021: €51k
2022: €50k
2023: €47k
2024: €45k
2021 → 2025
Total assets
€62k▲ 4.1%
2024 · €60k
2021: €64k
2022: €63k
2023: €60k
2024: €60k
2021 → 2025
Net result
€-2k▼ 82.0%
2024 · €-1k
2021: €-6k
2022: €-990
2023: €-3k
2024: €-1k
2021 → 2025
Working capital
€-15k▼ 14.8%
2024 · €-13k
2021: €-8k
2022: €-9k
2023: €-12k
2024: €-13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€50k▼ 1.9%€47k▼ 6.4%€45k▼ 2.6%€43k▼ 4.9%
Operating result€-6k-€-941▲ 83.3%€-3k▼ 232%€-1k▲ 62.5%€-2k▼ 86.3%
Net result€-6k-€-990▲ 82.9%€-3k▼ 221%€-1k▲ 61.4%€-2k▼ 82.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€58k=
Current assets
€4k▲ 210%
Equity and liabilities €62k
Equity
€43k▼ 4.9%
Debt
€19k▲ 32.4%
The debt ratio rises from 24.1% to 30.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k
Cash flow
€-2k
Solvency
69.3%▼
2024 · 75.9%
Current ratio
0.21▲
2024 · 0.09
Quick ratio
0.21▲
2024 · 0.09
Debt / equity
0.44▲
2024 · 0.32
ROE
-5.2%▼
2024 · -2.7%
ROA
-3.6%▼
2024 · -2.0%
Interest coverage
-35.84
Debt
€19k▲
2024 · €14k
Debt ≤ 1 year
€19k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€62k▲
Formation expenses20€283€0▼
Fixed assets21/28€58k€58k=
Intangible fixed assets21€58k€58k=
Current assets29/58€1k€4k▲
Amounts receivable within one year40/41€539€539=
Other amounts receivable41€539€539=
Cash at bank and in hand54/58€761€3k▲
Equity and liabilities
Total equity and liabilities10/49€60k€62k▲
Equity10/15€45k€43k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-11k€-13k▼
Investment grants15€38k€38k=
Amounts payable17/49€14k€19k▲
Amounts payable within one year42/48€14k€19k▲
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Other amounts payable47/48€9k€14k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€283
Other operating charges640/8€387€400▲
Gross operating margin9900€-785€-2k▼
Operating profit (loss)9901€-1k€-2k▼
Financial charges65/66B€57€53▼
Recurring financial charges65€57€53▼
Profit (loss) for the period before taxes9903€-1k€-2k▼
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-13k▼
Profit (loss) brought forward from the previous period14P€-10k€-11k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Merode 161330 RixensartGround area
132 m²
Building footprint
69 m²
Volume, LiDAR
514 m³
Parcel 25091C0748/00A000, Wallonia · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HomeTarget
since 20202.305.159.369
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0748/00A000 | Wallonia | 132 m² | 1 · 69 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,786 companies in sector 63910 we hold annual accounts for 695. 540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2020
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.hometarget.be
E-mail:info@hometarget.be