HOMESHOP
ActiveHOMESHOP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €291k and a net result of €-135k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 9582 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-4
Solvency40▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 2.45 against 1.99 in 2023), but 89.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.2%
Return on assets
-4.8%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9582 sector peers (2024).
NBB · sector comparisonPosition among 9582 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
33 d early
2022
12 d early
2021
171 d early
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€291k▼ 31.7%
2023 · €426k
2018: €85k
2019: €97k
2020: €184k
2021: €396k
2022: €422k
2023: €426k
2018 → 2024
Total assets
€2.84M▲ 11.8%
2023 · €2.54M
2018: €576k
2019: €884k
2020: €1.30M
2021: €1.94M
2022: €2.39M
2023: €2.54M
2018 → 2024
Net result
€-135k
2023 · €4k
2018: €41k
2019: €13k
2020: €88k
2021: €112k
2022: €28k
2023: €4k
2018 → 2024
Working capital
€1.52M▲ 37.1%
2023 · €1.11M
2018: €84k
2019: €98k
2020: €116k
2021: €287k
2022: €895k
2023: €1.11M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€184k-€396k▲ 115%€422k▲ 6.6%€426k▲ 0.8%€291k▼ 31.7%
Operating result€154k-€199k▲ 29.6%€223k▲ 12.3%€81k▼ 63.8%€-34k
Net result€88k-€112k▲ 27.7%€28k▼ 75.3%€4k▼ 87.2%€-135k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €34k after €81k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.84M
Fixed assets
€273k▼ 12.5%
Current assets
€2.57M▲ 15.2%
Equity and liabilities €2.84M
Equity
€291k▼ 31.7%
Debt
€2.55M▲ 20.5%
The debt ratio rises from 83.2% to 89.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€61k▼
2023 · €165k
Cash flow
€-40k▼
2023 · €87k
Solvency
10.2%▼
2023 · 16.8%
Current ratio
2.45▲
2023 · 1.99
Quick ratio
0.74▲
2023 · 0.33
Debt / equity
8.76▲
2023 · 4.97
ROE
-46.4%▼
2023 · 0.8%
ROA
-4.8%▼
2023 · 0.1%
Interest coverage
0.55▼
2023 · 2.28
Debt
€2.55M▲
2023 · €2.12M
Debt ≤ 1 year
€1.05M▼
2023 · €1.12M
Debt > 1 year
€1.48M▲
2023 · €983k
Income taxes
€767▼
2023 · €7k
Staff costs
€245k▲
2023 · €213k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.54M€2.84M▲
Fixed assets21/28€312k€273k▼
Intangible fixed assets21€110k€110k▲
Tangible fixed assets22/27€201k€162k▼
Plant, machinery and equipment23€22k€17k▼
Furniture and vehicles24€13k€9k▼
Leasing and similar rights25€16k€5k▼
Other tangible fixed assets26€151k€131k▼
Financial fixed assets28€565€565=
Current assets29/58€2.23M€2.57M▲
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Stocks and contracts in progress3€1.86M€1.80M▼
Stocks30/36€1.86M€1.80M▼
Amounts receivable within one year40/41€221k€380k▲
Trade receivables40€213k€377k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€71k€275k▲
Deferred charges and accrued income490/1€47k€83k▲
Equity and liabilities
Total equity and liabilities10/49€2.54M€2.84M▲
Equity10/15€426k€291k▼
Contributions10/11€119k€119k=
Reserves13€307k€307k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€296k€296k=
Profit (loss) carried forward14€0€-135k▼
Amounts payable17/49€2.12M€2.55M▲
Amounts payable after more than one year17€983k€1.48M▲
Financial debts170/4€983k€1.48M▲
Amounts payable within one year42/48€1.12M€1.05M▼
Current portion of amounts payable after more than one year42€211k€262k▲
Financial debts43€650k€425k▼
Credit institutions430/8€650k€425k▼
Trade debts44€162k€185k▲
Suppliers440/4€162k€185k▲
Taxes, remuneration and social security45€97k€175k▲
Taxes450/3€81k€153k▲
Remuneration and social security454/9€17k€22k▲
Other amounts payable47/48€218€1k▲
Accrued charges and deferred income492/3€11k€24k▲
Income statement
Code20232024
Non-recurring operating income76A€133€0▼
Remuneration, social security and pensions62€213k€245k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€95k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€86k
Other operating charges640/8€5k€7k▲
Gross operating margin9900€383k€398k▲
Operating profit (loss)9901€81k€-34k▼
Financial income75/76B€1k€10k▲
Recurring financial income75€1k€10k▲
Financial charges65/66B€72k€110k▲
Recurring financial charges65€72k€110k▲
Profit (loss) for the period before taxes9903€10k€-134k▼
Income taxes67/77€7k€767▼
Profit (loss) for the period9904€4k€-135k▼
Profit (loss) for the period to be appropriated9905€4k€-135k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-135k▼
Transfer from equity791/2€0-
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90875.65.7▲
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-135k ▼3919%
Net result drops to €-135k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €112k ▲27.7%
Net result €112k, the highest in the series.
31-12
Financial
Equity above €200kEq €396k ▲115%
4 profitable years in a row build equity to €396k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Equity above €150kEq €184k ▲90.8%
3 profitable years in a row build equity to €184k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogkamerstraat 3089140 TemseGround area
1.4 ha
Building footprint
4,132 m²
Volume, LiDAR
34,043 m³
2 parcels, Flanders · tallest building 37.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
HOMESHOP BVBA
since 20092.184.515.125
Eikenlaan 123, 9111 Sint-Niklaas
since 20222.338.949.023
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0233/00G000 | Flanders | 1.3 ha | 1 · 3,974 m² | 37.9 m · 3 fl. |
| 46002B1644/00C000 | Flanders | 1,022 m² | 1 · 158 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 29,500 EUR awarded · 29,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 4,500 EUR | 17,000 EUR |
| 2022 | 2 | 25,000 EUR | 12,500 EUR |
Schemes
Subsidies voor internationaal ondernemen
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Recognitions · licences · registrations
Legal Entity Identifier
699400MU47U54331MY24
Similar companies · same sector, comparable size
LE TRUSQUIN
BE 0431.532.511
Ottignies-Louvain-la-Neuve · Eq €292k
VerDe Company
BE 0534.448.224
Zoersel · Eq €292k
CLIPS
BE 0422.482.213
Asse · Eq €290k
bru.digital
BE 0588.961.531
Laarne · Eq €292k
STATELINE
BE 0794.312.214
Evergem · Eq €292k
Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 1,281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2009
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47640Retail sale of games and toys
47650Retail trade
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.