Home4You

Active

Private limited companyfounded 20242 yrs activeEgied De Jonghestraat(WIN) 158a, 2880 Bornem, BelgiumKBO/BCE: BE 1007.943.925

Summary

Home4You has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,481 and a net result of €25,877. Its solvency ranks better than 54% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

Home4YouActiveChecked score 98/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

1 site

Size

€93,951total assets 2025

Equity: €32,481
Profit: €25,877

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Board: 1 member

Accounts on time1 of 5 deeds read

Why 98- Founded in 2024+ Liquidity: current ratio 1.62, cash €68,608+ Sector Real estate activities (NACE 68)+ Size: total assets €93,951Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 82% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 60-40

equity 34.6% of total assets

Liquidity 76-23

short-term debt 48.1% · cash 73.0%

Profitability 100+100

return on assets 27.5%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)

Last 24 months 05-2025: 0.7% 06-2025: 0.7%▲ +3.0% vs 05-2025 07-2025: 0.7%▲ +5.7% vs 06-2025highest value 08-2025: 0.1%▼ -85.7% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +4.9% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.9% vs 12-2025 02-2026: 0.1%▲ +0.9% vs 01-2026 03-2026: 0.1%▲ +9.3% vs 02-2026 04-2026: 0.1%▲ +6.0% vs 03-2026 05-2026: 0.2%▲ +24.2% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%▲ +11.7% vs 06-2026 08-2026: 0.1%▼ -43.6% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 1.62, cash €68,608 lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Founded in 2024 raises the probability for this profile
Size: total assets €93,951 lowers the probability for this profile

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 1.62 against 8.38 in 2024; short-term debt: 48.1% and cash: 73% of total assets), but 65.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 53%, liquidity 84%, profitability 95%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.62, cash €68,608

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €93,951

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

16 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-07-26 Annual accounts filedfiscal year 2025 · micro…
20-07-26 Appointment: Management,Training & Consulting (director)Permanent representative: Pieter Lys ·…
31-12-25 Back to profitnet €25,877

Key points

Caution: Board changedlatest change 15-06-2026 · 1 in office 1 joined · 1 left View
Total assets 20252 fiscal years filed €93,951 View
Active since 2024founded 03-04-2024 2 years View