HOME SWEET DREAMS
ActiveHOME SWEET DREAMS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200k and a net result of €739. Equity is shrinking by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▲+27
Solvency71▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 9.78 in 2023; short-term debt: 16.5% and cash: 13.6% of total assets), but 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
on the day
2022
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€739
2023 · €-38k
2022: €93k
2023: €-38k
2022 → 2024
Working capital
€118k▼ 34.6%
2023 · €180k
2022: €255k
2023: €180k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€307k-€249k▼ 18.8%€200k▼ 19.8%
Operating result€58k-€-37k€4k
Net result€93k-€-38k€739
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €37k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €436k
Fixed assets
€247k▼ 2.0%
Current assets
€190k▼ 5.3%
Equity and liabilities €436k
Equity
€200k▼ 19.8%
Debt
€236k▲ 16.5%
The debt ratio rises from 44.9% to 54.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▲
2023 · €-7k
Cash flow
€7k▲
2023 · €-7k
Solvency
45.8%▼
2023 · 55.1%
Current ratio
2.63▼
2023 · 9.78
Quick ratio
2.63▼
2023 · 9.78
Debt / equity
1.18▲
2023 · 0.81
ROE
0.4%▲
2023 · -15.1%
ROA
0.2%▲
2023 · -8.3%
Interest coverage
1.91▲
2023 · -37.11
Debt
€236k▲
2023 · €203k
Debt ≤ 1 year
€72k▲
2023 · €21k
Debt > 1 year
€164k▼
2023 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€452k€436k▼
Fixed assets21/28€252k€247k▼
Tangible fixed assets22/27€200k€195k▼
Land and buildings22€200k€194k▼
Furniture and vehicles24-€608
Financial fixed assets28€52k€52k=
Current assets29/58€201k€190k▼
Amounts receivable within one year40/41€80k€131k▲
Trade receivables40€11k€11k=
Other amounts receivable41€69k€120k▲
Cash at bank and in hand54/58€121k€59k▼
Equity and liabilities
Total equity and liabilities10/49€452k€436k▼
Equity10/15€249k€200k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€231k€181k▼
Amounts payable17/49€203k€236k▲
Amounts payable after more than one year17€182k€164k▼
Financial debts170/4€182k€164k▼
Amounts payable within one year42/48€21k€72k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48-€50k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€6k▼
Other operating charges640/8€783€7k▲
Gross operating margin9900€-6k€17k▲
Operating profit (loss)9901€-37k€4k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€182€5k▲
Recurring financial charges65€182€5k▲
Profit (loss) for the period before taxes9903€-38k€739▲
Profit (loss) for the period9904€-38k€739▲
Profit (loss) for the period to be appropriated9905€-38k€739▲
Appropriation of the result
Profit (loss) to be appropriated9906€251k€231k▼
Profit (loss) brought forward from the previous period14P€288k€231k▼
Profit to be distributed694/7€20k€50k▲
Return on contributions (dividend)694-€50k
Directors or managers695€20k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €739
Net result €739 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-38k ▼140%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Pierrard,Latour 276761 VirtonGround area
1,406 m²
Building footprint
144 m²
Volume, LiDAR
723 m³
Parcel 85022B0661/00G000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Pierrard,Latour 27, 6761 Virton
since 20172.366.181.871
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85022B0661/00G000 | Wallonia | 1,406 m² | 1 · 144 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANDEVOORT ADVIES GROEP
BE 0518.964.450
Beringen · Eq €200k
PRESTIGE ET TRADITION
BE 0435.547.717
Tournai · Eq €200k
Sene Invest
BE 0761.848.292
Antwerpen · Eq €200k
JACKA INVEST
BE 0448.799.402
Knokke-Heist · Eq €200k
RESIDENCY
BE 0473.313.676
Brussel · Eq €200k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 5,190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2017
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.