HOME STORY

Active

Public limited companyfounded 1995active for 31 yearsTerhulpsesteenweg 182, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0455.900.097

From the official registers: KBO 30 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HOME STORY has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €624,796 and a net result of €173,755, of which €288,257 non-recurring income. Equity has been stable since 2018 (±1.8% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

HOME STORYActiveChecked score 96/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 30-08-1995 Normal situation
Legal form: Public limited company
Registered office: Terhulpsesteenweg 182, 1170 Watermaal-Bosvoorde
Activity: “Toute activité d’importation,d’exportation,de représentations commerciales et de trading en générale,ainsi que l’achat,la vente,la construction,l’aménagement,la…” (deed in French)From the articles, 2 activitiesNo NACE code in the KBO yet
Establishment unit: 2.073.356.291 1170 Watermaal-Bosvoorde, since 12-02-2001
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Board and ownership

Board

Walter BUSSManaging director
Sandrine HESELMANSDirector · since 27-05-2024

Holdings: Shares in 2 companies NATAME Consulting Project and LEBARE

Board & ownership

Financial position

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €265,745; ▲ 270%
Turnover: ≈ €630,000; estimated
Profit: €173,755; ▲ 833%
Equity: €624,796; ▲ 38.5%
Total assets: €977,673; ▼ 1.7%

2025 accounts filed 26 days before the deadline

Filed on 05-07-2026at the National Bank

Financials

Score breakdownraises riskFounded in 1995lowers riskSize: total assets €977,673Figures for financial year 2025 (filed on 05-07-2026)Legal form: public limited companyShow the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially stronger than 66% of micro companies without a NACE code

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Strong

Solvency 89+19

equity 63.9% of total assets

Liquidity 56+6

short-term debt 8.4% · cash 4.8%

Profitability 91+20

return on assets 17.8%

Bankruptcy probability within 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.51 (0.04 in 2024), above the usual 1.5. Short-term debt is 8.4% and cash 4.8% of total assets. 36.1% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 54% of them on solvency, 52% on liquidity, 73% on profitability and 84% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €977,673

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Figures for financial year 2025 (filed on 05-07-2026)

NBB · annual accounts

Founded in 1995

Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.

KBO

Legal form: public limited company

KBO

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €624,796

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

26 days early

2024

33 days early

2023

47 days early

2022

16 days late

2021

25 days early

2020

40 days early

2019

73 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

The company filed its last 7 accounts on average 12 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Result rose in 2025mostly from a one-off income of €288,257 ▲ 833% View

Documents

Key facts about HOME STORY

What is the company number of HOME STORY?: The company number of HOME STORY is 0455.900.097. The VAT number is the same number with BE in front: BE 0455.900.097.
Where is HOME STORY based?: The registered office is at Terhulpsesteenweg 182, 1170 Watermaal-Bosvoorde.Company details
What is the legal form of HOME STORY?: The legal form of HOME STORY is Public limited company (NV).
When was HOME STORY founded?: HOME STORY was founded on 30-08-1995.
Is HOME STORY still active?: Yes, HOME STORY is an active enterprise in the KBO register.
What is the turnover of HOME STORY?: The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €265,745 and 2,285 comparable companies of the same size. It probably lies between €380,000 and €1.1m. It is a rough estimate.Financials
Is HOME STORY profitable?: In financial year 2025, HOME STORY made a profit of €173,755.
Where can I find the annual accounts of HOME STORY?: HOME STORY filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOME STORY due?: HOME STORY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline