Financials
- Fiscal year
- 2025
- Total assets
- €478,163
- Loss
- -€3,236
- Solvency
- -7.7%
Total assets▼ 1.0%
Net result
20192025
Home Repairs
ActiveSummary
The computed 12-month bankruptcy probability of Home Repairs is 2.8% (moderate). The 2025 annual accounts show negative equity (-€36,603) and a net result of -€3,236. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 833 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Holiday cottages, homes and apartments
NACE 55203
#4 company by total assets in Begijnendijk, Accommodation and food service sector1 site
Size
€478,163total assets 2025
- Staff
- 2 FTE
- Equity
- -€36,603
- Loss
- -€3,236
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 50- Negative equity -€36,603- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 1.27, cash €3,955+ Size: 2 FTE, total assets €478,163Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 24% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
17-1
equity -7.7% of total assets
Liquidity
8-6
short-term debt 78.5% · cash 0.8%
Profitability
36+14
return on assets -0.7%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.4%
12-2024: 1.4%▼ -0.3% vs 11-2024
01-2025: 1.3%▼ -3.3% vs 12-2024
02-2025: 1.3%● 0.0% vs 01-2025
03-2025: 1.3%▼ -0.6% vs 02-2025lowest value
04-2025: 1.3%▲ +2.3% vs 03-2025
05-2025: 1.4%▲ +3.6% vs 04-2025
06-2025: 1.4%▼ -2.4% vs 05-2025
07-2025: 1.4%▲ +4.0% vs 06-2025
08-2025: 2.0%▲ +38.6% vs 07-2025
09-2025: 2.2%▲ +11.3% vs 08-2025
10-2025: 3.4%▲ +53.5% vs 09-2025
11-2025: 3.6%▲ +7.4% vs 10-2025
12-2025: 4.5%▲ +25.1% vs 11-2025
01-2026: 5.4%▲ +19.1% vs 12-2025
02-2026: 5.4%● 0.0% vs 01-2026
03-2026: 5.4%● 0.0% vs 02-2026
04-2026: 5.1%▼ -6.0% vs 03-2026
05-2026: 5.0%▼ -0.6% vs 04-2026
06-2026: 4.8%▼ -3.6% vs 05-2026
07-2026: 4.5%▼ -7.0% vs 06-2026
08-2026: 5.5%▲ +21.7% vs 07-2026highest value
09-2026: 2.8%▼ -48.8% vs 08-2026
10-2026: 2.8%▼ -0.2% vs 09-2026
- Negative equity -€36,603 raises the probability
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Liquidity: current ratio 1.27, cash €3,955 raises the probability
- Size: 2 FTE, total assets €478,163 lowers the probability for this profile
No credit on open account
Liquidity tight (current ratio 1.27 against 1.27 in 2024; short-term debt: 78.5% and cash: 0.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 23%, liquidity 11%, profitability 30%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€36,603
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
126 d late
2023
2 d early
2022
116 d late
2021
22 d late
2020
22 d early
2019
35 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Weakest financial yearnet -€30,728
Key points
By topic
Timeline
- Events
- 11
- Since
- 2020
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 04-12-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Holiday cottages, homes and apartmentsNACE 55203
- Founded
- 07-08-2018
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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