HOME PROPERTIES
ActiveHOME PROPERTIES has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 53% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency59▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.35 in 2024; short-term debt: 40.8% and cash: 0.8% of total assets), and 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
7 d early
2023
32 d early
2022
2 d early
2021
2 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 23.6%
2024 · €64k
2019: €57k
2020: €61k
2021: €81k
2022: €81k
2023: €79k
2023: €63k
2024: €64k
2019 → 2025
Total assets
€144k▼ 2.4%
2024 · €148k
2019: €156k
2020: €147k
2021: €169k
2022: €158k
2023: €163k
2023: €165k
2024: €148k
2019 → 2025
Net result
€5k▼ 11.2%
2024 · €6k
2019: €14k
2020: €4k
2021: €20k
2022: €87
2023: €1k
2023: €-2k
2024: €6k
2019 → 2025
Working capital
€-3k
2024 · €13k
2019: €11k
2020: €10k
2021: €18k
2022: €37k
2023: €19k
2023: €18k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€81k-€79k▼ 3.1%€63k▼ 20.0%€64k▲ 1.8%€49k▼ 23.6%
Operating result€5k-€8k▲ 57.0%€856▼ 89.7%€14k▲ 1,561%€12k▼ 14.3%
Net result€87-€1k▲ 1,264%€-2k€6k€5k▼ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€88k▼ 11.6%
Current assets
€56k▲ 16.4%
Equity and liabilities €144k
Equity
€49k▼ 23.6%
Debt
€95k▲ 13.8%
The debt ratio rises from 56.7% to 66.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €29k
Cash flow
€16k▼
2024 · €20k
Solvency
33.9%▼
2024 · 43.3%
Current ratio
0.96▼
2024 · 1.35
Quick ratio
0.96▼
2024 · 1.35
Debt / equity
1.95▲
2024 · 1.31
ROE
10.2%▲
2024 · 8.7%
ROA
3.4%▼
2024 · 3.8%
Interest coverage
5.91▼
2024 · 6.10
Debt
€95k▲
2024 · €84k
Debt ≤ 1 year
€59k▲
2024 · €36k
Debt > 1 year
€36k▼
2024 · €48k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€144k▼
Fixed assets21/28€99k€88k▼
Tangible fixed assets22/27€99k€88k▼
Land and buildings22€93k€87k▼
Plant, machinery and equipment23€163€0▼
Furniture and vehicles24€7k€995▼
Current assets29/58€48k€56k▲
Amounts receivable within one year40/41€44k€55k▲
Trade receivables40€15k€26k▲
Other amounts receivable41€28k€28k=
Cash at bank and in hand54/58€5k€1k▼
Deferred charges and accrued income490/1€142€146▲
Equity and liabilities
Total equity and liabilities10/49€148k€144k▼
Equity10/15€64k€49k▼
Contributions10/11€19k€19k=
Reserves13€29k€14k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€12k▼
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€84k€95k▲
Amounts payable after more than one year17€48k€36k▼
Financial debts170/4€48k€36k▼
Amounts payable within one year42/48€36k€59k▲
Current portion of amounts payable after more than one year42€15k€12k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Other amounts payable47/48€10k€28k▲
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€30k€25k▼
Operating profit (loss)9901€14k€12k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€9k€8k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€22k▼
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer from equity791/2€4k€20k▲
Transfer to equity691/2€6k€5k▼
To other reserves6921€6k€5k▼
Profit to be distributed694/7€4k€20k▲
Return on contributions (dividend)694€4k€20k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼239%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €20k ▲348%
Operating result €20k, net result €20k, both a record.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 371040 EtterbeekGround area
950 m²
Building footprint
415 m²
Volume, LiDAR
6,524 m³
2 parcels, Brussels · tallest building 22.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Darwinstraat 56, 1050 Elsene
since 20032.114.221.797
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0309/00N012 | Brussels | 533 m² | 1 · 258 m² | 19.3 m · 5 fl. |
| 21005A0542/00P010 | Brussels | 418 m² | 1 · 157 m² | 22.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2002
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.