HOME PERFECT
ActiveHOME PERFECT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €446k and a net result of €108k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 48% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+5
Solvency70▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.69 in 2024; short-term debt: 20% and cash: 5.6% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
10.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
18 d late
2023
57 d late
2022
8 d late
2021
11 d late
2020
27 d late
2019
123 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€446k▲ 15.1%
2024 · €388k
2018: €150k
2019: €214k
2020: €248k
2021: €288k
2022: €350k
2023: €403k
2024: €388k
2018 → 2025
Total assets
€991k▼ 10.2%
2024 · €1.10M
2018: €212k
2019: €334k
2020: €774k
2021: €747k
2022: €825k
2023: €1.28M
2024: €1.10M
2018 → 2025
Net result
€108k▲ 43.2%
2024 · €75k
2018: €75k
2019: €64k
2020: €34k
2021: €40k
2022: €61k
2023: €53k
2024: €75k
2018 → 2025
Working capital
€273k▲ 15.8%
2024 · €236k
2018: €134k
2019: €214k
2020: €189k
2021: €170k
2022: €219k
2023: €271k
2024: €236k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€288k-€350k▲ 21.3%€403k▲ 15.2%€388k▼ 3.7%€446k▲ 15.1%
Operating result€63k-€89k▲ 40.9%€83k▼ 6.8%€120k▲ 44.3%€186k▲ 54.7%
Net result€40k-€61k▲ 52.3%€53k▼ 13.8%€75k▲ 41.7%€108k▲ 43.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €991k
Fixed assets
€520k▼ 0.7%
Current assets
€471k▼ 18.7%
Equity and liabilities €991k
Equity
€446k▲ 15.1%
Debt
€544k▼ 23.9%
The debt ratio falls from 64.8% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€207k▲
2024 · €140k
Cash flow
€128k▲
2024 · €95k
Solvency
45.1%▲
2024 · 35.2%
Current ratio
2.38▲
2024 · 1.69
Quick ratio
2.38▲
2024 · 1.69
Debt / equity
1.22▼
2024 · 1.84
ROE
24.1%▲
2024 · 19.4%
ROA
10.9%▲
2024 · 6.8%
Interest coverage
19.58▲
2024 · 13.12
Debt
€544k▼
2024 · €715k
Debt ≤ 1 year
€198k▼
2024 · €344k
Debt > 1 year
€343k▼
2024 · €371k
Income taxes
€68k▲
2024 · €36k
Staff costs
€22k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€991k▼
Fixed assets21/28€523k€520k▼
Tangible fixed assets22/27€523k€520k▼
Land and buildings22€507k€490k▼
Plant, machinery and equipment23€7k€14k▲
Furniture and vehicles24€9k€12k▲
Other tangible fixed assets26-€3k
Financial fixed assets28-€200
Current assets29/58€579k€471k▼
Amounts receivable after more than one year29€80k€75k▼
Other amounts receivable291€80k€75k▼
Amounts receivable within one year40/41€307k€340k▲
Trade receivables40€139k€97k▼
Other amounts receivable41€168k€244k▲
Cash at bank and in hand54/58€193k€56k▼
Deferred charges and accrued income490/1-€65
Equity and liabilities
Total equity and liabilities10/49€1.10M€991k▼
Equity10/15€388k€446k▲
Contributions10/11€6k€6k=
Reserves13€282k€312k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€280k€310k▲
Profit (loss) carried forward14€100k€128k▲
Amounts payable17/49€715k€544k▼
Amounts payable after more than one year17€371k€343k▼
Financial debts170/4€371k€343k▼
Amounts payable within one year42/48€344k€198k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€10k€29k▲
Suppliers440/4€10k€29k▲
Advances received on contracts in progress46€222k€58k▼
Taxes, remuneration and social security45€65k€82k▲
Taxes450/3€63k€79k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€19k-
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€2k€22k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€148k€233k▲
Operating profit (loss)9901€120k€186k▲
Financial income75/76B€2k€20▼
Recurring financial income75€2k€20▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€111k€175k▲
Income taxes67/77€36k€68k▲
Profit (loss) for the period9904€75k€108k▲
Profit (loss) for the period to be appropriated9905€75k€108k▲
Appropriation of the result
Profit (loss) to be appropriated9906€319k€207k▼
Profit (loss) brought forward from the previous period14P€244k€100k▼
Transfer from equity791/2€71k-
Transfer to equity691/2€200k€30k▼
To other reserves6921€200k€30k▼
Profit to be distributed694/7€90k€49k▼
Return on contributions (dividend)694€90k€49k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2018net €108k ▲43.2%
Operating result €186k, net result €108k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €34k ▼47.6%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.92
Current ratio from 2.88 to 6.92; short-term debt falls from €114k to €32k.
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
31-12
Financial
Equity above €200kEq €214k ▲43%
2 profitable years in a row build equity to €214k.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaluwenlaan 171640 Sint-Genesius-RodeGround area
756 m²
Building footprint
140 m²
Volume, LiDAR
722 m³
Parcel 22004B0079/00G002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zwaluwenlaan 17, 1640 Sint-Genesius-Rode
since 20102.194.684.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004B0079/00G002 | Flanders | 756 m² | 1 · 140 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsPolyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
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Of 4,096 companies in sector 43240 we hold annual accounts for 1,631. 1,032 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.