HOME LABEL
ActiveHOME LABEL has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €-2k. Equity is growing by ~40.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency97▲+4
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.94 in 2023), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.8%
Return on assets
-5.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-04-2025, 92 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
92 d early
2023
34 d early
2022
14 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k▼ 9.8%
2023 · €23k
2022: €4k
2023: €23k
2022 → 2024
Total assets
€39k▼ 17.1%
2023 · €47k
2022: €24k
2023: €47k
2022 → 2024
Net result
€-2k
2023 · €19k
2022: €874
2023: €19k
2022 → 2024
Working capital
€20k▼ 10.1%
2023 · €22k
2022: €3k
2023: €22k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€4k-€23k▲ 497%€21k▼ 9.8%
Operating result€2k-€27k▲ 978%€-523
Net result€874-€19k▲ 2,102%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €523 after €27k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39k
Fixed assets
€780▼ 1.8%
Current assets
€38k▼ 17.4%
Equity and liabilities €39k
Equity
€21k▼ 9.8%
Debt
€18k▼ 24.2%
The debt ratio falls from 50.5% to 46.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-196▼
2023 · €27k
Cash flow
€-2k▼
2023 · €20k
Solvency
53.8%▲
2023 · 49.5%
Current ratio
2.12▲
2023 · 1.94
Quick ratio
2.12▲
2023 · 1.94
Debt / equity
0.86▼
2023 · 1.02
ROE
-10.9%▼
2023 · 83.2%
ROA
-5.9%▼
2023 · 41.2%
Interest coverage
-0.34▼
2023 · 35.34
Debt
€18k▼
2023 · €24k
Debt ≤ 1 year
€18k▼
2023 · €24k
Income taxes
€1k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€47k€39k▼
Formation expenses20€0-
Fixed assets21/28€795€780▼
Tangible fixed assets22/27€795€780▼
Furniture and vehicles24€795€780▼
Current assets29/58€46k€38k▼
Amounts receivable within one year40/41€14k€5k▼
Trade receivables40€14k€5k▼
Cash at bank and in hand54/58€32k€32k▲
Deferred charges and accrued income490/1-€901
Equity and liabilities
Total equity and liabilities10/49€47k€39k▼
Equity10/15€23k€21k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€20k€18k▼
Amounts payable17/49€24k€18k▼
Amounts payable within one year42/48€24k€18k▼
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€14k€14k▲
Taxes450/3€14k€14k▲
Other amounts payable47/48€403€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€791€327▼
Other operating charges640/8€670€486▼
Gross operating margin9900€28k€290▼
Operating profit (loss)9901€27k€-523▼
Financial income75/76B€65€12▼
Recurring financial income75€65€12▼
Financial charges65/66B€773€577▼
Recurring financial charges65€773€577▼
Profit (loss) for the period before taxes9903€26k€-1k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€19k€-2k▼
Profit (loss) for the period to be appropriated9905€19k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€18k▼
Profit (loss) brought forward from the previous period14P€874€20k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼112%
Net result drops to €-2k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €19k ▲2102%
Operating result €27k, net result €19k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fallais 16C4530 Villers-le-BouilletGround area
307 m²
Parcel 61066A0214/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HOME LABEL
since 20222.332.829.412
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61066A0214/00R000 | Wallonia | 307 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,140 companies in sector 71209 we hold annual accounts for 1,081. 642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2022
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.homelabel.be
E-mail:info@homelabel.be