@Home Concepts
ActiveSummary
@Home Concepts has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €76k and a net result of €49k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability100=
Solvency79▼-21
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 6.23 in 2025; short-term debt: 45.2% and cash: 66.8% of total assets), and 46.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
53.5%
Return on assets
34.2%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
37 d early
2025
9 d early
2024
1 d early
2023
32 d early
2022
4 d early
2021
47 d early
2020
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€76k▼ 48.8%
2025 · €149k
2019: €107k
2020: €66k▼ -37.9% vs 2019lowest in 8 years
2021: €66k● 0.0% vs 2020lowest in 8 years
2022: €93k▲ +40.4% vs 2021
2023: €111k▲ +19.0% vs 2022
2024: €155k▲ +39.7% vs 2023highest in 8 years
2025: €149k▼ -4.0% vs 2024
2026: €76k▼ -48.8% vs 2025
2019 → 2026
Total assets
€142k▼ 17.2%
2025 · €172k
2019: €122k
2020: €81k▼ -33.5% vs 2019
2021: €76k▼ -6.2% vs 2020lowest in 8 years
2022: €138k▲ +82.6% vs 2021
2023: €148k▲ +6.7% vs 2022
2024: €188k▲ +27.4% vs 2023highest in 8 years
2025: €172k▼ -8.7% vs 2024
2026: €142k▼ -17.2% vs 2025
2019 → 2026
Net result
€49k▲ 14.6%
2025 · €42k
2019: €19klowest in 8 years
2020: €31k▲ +68.7% vs 2019
2021: €31k▼ -0.2% vs 2020
2022: €48k▲ +54.6% vs 2021
2023: €23k▼ -52.0% vs 2022
2024: €44k▲ +89.9% vs 2023
2025: €42k▼ -3.6% vs 2024
2026: €49k▲ +14.6% vs 2025highest in 8 years
2019 → 2026
Working capital
€49k▼ 55.8%
2025 · €110k
2019: €76k
2020: €41k▼ -46.0% vs 2019lowest in 8 years
2021: €44k▲ +7.9% vs 2020
2022: €56k▲ +26.5% vs 2021
2023: €71k▲ +25.5% vs 2022
2024: €111k▲ +57.7% vs 2023highest in 8 years
2025: €110k▼ -0.8% vs 2024
2026: €49k▼ -55.8% vs 2025
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€93k-€111k▲ 19.0%€155k▲ 39.7%€149k▼ 4.0%€76k▼ 48.8%
2022: €93k
2023: €111k▲ +19.0% vs 2022
2024: €155k▲ +39.7% vs 2023highest in 5 years
2025: €149k▼ -4.0% vs 2024
2026: €76k▼ -48.8% vs 2025lowest in 5 years
Operating result€54k-€38k▼ 30.0%€62k▲ 63.8%€54k▼ 12.0%€63k▲ 15.5%
2022: €54k
2023: €38k▼ -30.0% vs 2022lowest in 5 years
2024: €62k▲ +63.8% vs 2023
2025: €54k▼ -12.0% vs 2024
2026: €63k▲ +15.5% vs 2025highest in 5 years
Net result€48k-€23k▼ 52.0%€44k▲ 89.9%€42k▼ 3.6%€49k▲ 14.6%
2022: €48k
2023: €23k▼ -52.0% vs 2022lowest in 5 years
2024: €44k▲ +89.9% vs 2023
2025: €42k▼ -3.6% vs 2024
2026: €49k▲ +14.6% vs 2025highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 16% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €142k
Fixed assets
€29k ▼ 27.6%
Current assets
€113k ▼ 14.0%
Equity and liabilities €142k
Equity
€76k ▼ 48.8%
Debt
€66k ▲ 185%
Debt's share of the balance-sheet total rises from 13.5% to 46.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▲
2025 · €72k
Cash flow
€64k▲
2025 · €61k
Current ratio
1.76▼
2025 · 6.23
Debt to equity
0.87▲
2025 · 0.16
ROE
63.9%▲
2025 · 28.6%
ROA
34.2%▲
2025 · 24.7%
Interest coverage
237.37▲
2025 · 188.44
Debt ≤ 1 year
€64k▲
2025 · €21k
Income taxes
€14k▲
2025 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet
Code20252026
Assets
Total assets20/58€172k€142k▼
Fixed assets21/28€40k€29k▼
Tangible fixed assets22/27€40k€29k▼
Land and buildings22€16k€13k▼
Plant, machinery and equipment23€8k€9k▲
Furniture and vehicles24€16k€6k▼
Current assets29/58€131k€113k▼
Amounts receivable within one year40/41€54k€18k▼
Trade receivables40€35k€18k▼
Other amounts receivable41€19k-
Cash at bank and in hand54/58€77k€95k▲
Equity and liabilities
Total equity and liabilities10/49€172k€142k▼
Equity10/15€149k€76k▼
Contributions10/11-€19k
Reserves13€149k€9k▼
Tax-exempt reserves132€7k€7k=
Distributable reserves133€142k€2k▼
Profit (loss) carried forward14-€49k
Amounts payable17/49€23k€66k▲
Amounts payable after more than one year17€841-
Financial debts170/4€841-
Amounts payable within one year42/48€21k€64k▲
Current portion of amounts payable after more than one year42€10k€841▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€9k€23k▲
Taxes450/3€9k€23k▲
Other amounts payable47/48-€38k
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Other operating charges640/8€118€313▲
Gross operating margin9900€73k€79k▲
Operating profit (loss)9901€54k€63k▲
Financial charges65/66B€384€329▼
Recurring financial charges65€384€329▼
Profit (loss) for the period before taxes9903€54k€62k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€42k€49k▲
Profit (loss) for the period to be appropriated9905€42k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€49k▲
Transfer from equity791/2€30k€140k▲
Transfer to equity691/2€42k-
To other reserves6921€42k-
Profit to be distributed694/7€30k€140k▲
Return on contributions (dividend)694€30k€140k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €16k | €20k | €18k | €15k | ▼ 14.6% |
| Other operating charges640/8 | €109 | €110 | €109 | €118 | €313 | ▲ 165% |
| Gross operating margin9900 | €62k | €54k | €82k | €73k | €79k | ▲ 8.2% |
| Operating profit (loss)9901 | €54k | €38k | €62k | €54k | €63k | ▲ 15.5% |
| Financial charges65/66B | €782 | €610 | €695 | €384 | €329 | ▼ 14.3% |
| Recurring financial charges65 | €782 | €610 | €695 | €384 | €329 | ▼ 14.3% |
| Profit (loss) for the period before taxes9903 | €53k | €37k | €61k | €54k | €62k | ▲ 15.7% |
| Income taxes67/77 | €5k | €14k | €17k | €11k | €14k | ▲ 20.0% |
| Profit (loss) for the period9904 | €48k | €23k | €44k | €42k | €49k | ▲ 14.6% |
| Transfer from tax-exempt reserves789 | €34k | €5k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €82k | €29k | €44k | €42k | €49k | ▲ 14.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €138k | €148k | €188k | €172k | €142k | ▼ 17.2% |
| Fixed assets21/28 | €67k | €61k | €54k | €40k | €29k | ▼ 27.6% |
| Tangible fixed assets22/27 | €67k | €61k | €54k | €40k | €29k | ▼ 27.6% |
| Land and buildings22 | €20k | €16k | €21k | €16k | €13k | ▼ 15.5% |
| Plant, machinery and equipment23 | €2k | €10k | €7k | €8k | €9k | ▲ 13.7% |
| Furniture and vehicles24 | €46k | €36k | €26k | €16k | €6k | ▼ 60.2% |
| Current assets29/58 | €71k | €87k | €134k | €131k | €113k | ▼ 14.0% |
| Amounts receivable within one year40/41 | €20k | €33k | €63k | €54k | €18k | ▼ 66.7% |
| Trade receivables40 | €15k | €32k | €38k | €35k | €18k | ▼ 48.6% |
| Other amounts receivable41 | €6k | €1k | €26k | €19k | - | - |
| Cash at bank and in hand54/58 | €51k | €53k | €70k | €77k | €95k | ▲ 22.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €138k | €148k | €188k | €172k | €142k | ▼ 17.2% |
| Equity10/15 | €93k | €111k | €155k | €149k | €76k | ▼ 48.8% |
| Contributions10/11 | €19k | €19k | €19k | - | €19k | - |
| Reserves13 | €75k | €92k | €136k | €149k | €9k | ▼ 94.0% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €12k | €7k | €7k | €7k | €7k | = |
| Distributable reserves133 | €60k | €83k | €129k | €142k | €2k | ▼ 98.7% |
| Profit (loss) carried forward14 | - | - | - | - | €49k | - |
| Amounts payable17/49 | €45k | €37k | €33k | €23k | €66k | ▲ 185% |
| Amounts payable after more than one year17 | €31k | €21k | €11k | €841 | - | - |
| Financial debts170/4 | €31k | €21k | €11k | €841 | - | - |
| Amounts payable within one year42/48 | €15k | €16k | €22k | €21k | €64k | ▲ 204% |
| Current portion of amounts payable after more than one year42 | €10k | €10k | €10k | €10k | €841 | ▼ 91.6% |
| Trade debts44 | €2k | €2k | €2k | €2k | €2k | ▲ 24.0% |
| Suppliers440/4 | €2k | €2k | €2k | €2k | €2k | ▲ 24.0% |
| Taxes, remuneration and social security45 | €4k | €2k | €11k | €9k | €23k | ▲ 144% |
| Taxes450/3 | €4k | €2k | €11k | €9k | €23k | ▲ 144% |
| Other amounts payable47/48 | - | €2k | - | - | €38k | - |
| Accrued charges and deferred income492/3 | - | - | - | €1k | €2k | ▲ 53.0% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48k | €23k | €44k | €42k | €49k | ▲ 14.6% |
| + Depreciation and write-downs630 | €8k | €16k | €20k | €18k | €15k | ▼ 14.6% |
| Operating cash flow (approximation) | €57k | €39k | €64k | €61k | €64k | ▲ 5.9% |
| Investment in fixed assets (approximation) | - | €-9k | €-14k | €-4k | €-4k | ▼ 9.9% |
| Change in cash | - | €3k | €17k | €7k | €18k | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Highest result since 2019net €49k ▲14.6%
Operating result €63k, net result €49k, both a record.
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €155k ▲39.7%
6 profitable years in a row build equity to €155k.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €111k ▲19%
5 profitable years in a row build equity to €111k.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2014
Ground area
3,744 m²
Building footprint
203 m²
Volume, LiDAR
645 m³
Parcel 13021A1142/00G000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
@Home Concepts
since 20142.231.745.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13021A1142/00G000 | Flanders | 3,744 m² | 1 · 203 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 8,611 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-04-2014
Fiscal year end31-03
Activities, NACEBEL 2025
43211General electrical installation work
62100Computer programming
62200Computer consultancy and computer facilities management
71112Activities of interior architects
74112Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.