Financials
- Fiscal year
- 2025
- Total assets
- €78,982
- Loss
- -€8,015
- Solvency
- -7.6%
HOME BY C
ActiveSummary
The computed 12-month bankruptcy probability of HOME BY C is 1.7% (moderate). The 2025 annual accounts show negative equity (-€6,015) and a net result of -€8,015. Its solvency ranks better than 10% of 417 sector peers (NACE 23, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Manufacture of other non-metallic mineral products
NACE 23650Wallpapering and laying of floor and wall coverings in other materials NACE 43333
1 site
Size
€78,982total assets 2025
- Equity
- -€6,015
- Loss
- -€8,015
Turnover not published (abridged schema)
Structure
Accounts 9 days early0 of 2 deeds read
Why 53- 1 change of registered office in 24 months- Negative equity -€6,015+ Sector Manufacture of other non-metallic mineral products (NACE 23)+ Size: total assets €78,982Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 23, micro)
Financial strength
Weak
Solvency
17
equity -7.6% of total assets
Liquidity
4
short-term debt 107.6% · cash 3.5%
Profitability
56
return on assets -10.1%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 0.5%lowest value
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.9%▲ +0.4 percentage points vs 10-2025
12-2025: 1.0%▲ +0.1 percentage points vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.1%▲ +0.1 percentage points vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.2%▲ +0.1 percentage points vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 1.7%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 1.7%● unchanged vs 08-2026highest value
10-2026: 1.7%● unchanged vs 09-2026highest value
No credit on open account
Liquidity short (current ratio 0.3; short-term debt: 107.6% and cash: 3.5% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 8% on solvency, 4% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of other non-metallic mineral productsNACE 23650
- Founded
- 13-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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