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Private limited companyfounded 200521 yrs activeEerdegemstraat 58, 9310 Aalst, BelgiumKBO/BCE: BE 0873.553.690

HOME ~ has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €576k and a net result of €20k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 71% of 1892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
78 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-7
Solvency79=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.05 in 2024), and 24% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76%
Return on assets
2.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-03-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
33 d early
2024
46 d early
2023
11 d late
2022
6 d early
2021
53 d early
2020
35 d early
2019
49 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€576k▼ 1.7%
2024 · €586k
2018: €372k 2019: €416k 2020: €477k 2021: €580k 2022: €643k 2023: €645k 2024: €586k
2018 → 2025
Total assets
€757k▼ 4.7%
2024 · €795k
2018: €836k 2019: €859k 2020: €883k 2021: €991k 2022: €969k 2023: €899k 2024: €795k
2018 → 2025
Net result
€20k▼ 29.7%
2024 · €28k
2018: €42k 2019: €44k 2020: €61k 2021: €104k 2022: €63k 2023: €2k 2024: €28k
2018 → 2025
Working capital
€4k▲ 2.1%
2024 · €4k
2018: €23k 2019: €24k 2020: €63k 2021: €111k 2022: €-17k 2023: €22k 2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€580k-€643k▲ 10.8%€645k▲ 0.3%€586k▼ 9.2%€576k▼ 1.7%
Operating result€159k-€113k▼ 28.6%€7k▼ 93.7%€46k▲ 542%€30k▼ 33.8%
Net result€104k-€63k▼ 39.5%€2k▼ 96.7%€28k▲ 1,260%€20k▼ 29.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €159k€159kNet result 2021: €104k€104kOperating result 2022: €113k€113kNet result 2022: €63k€63kOperating result 2023: €7k€7kNet result 2023: €2k€2kOperating result 2024: €46k€46kNet result 2024: €28k€28kOperating result 2025: €30k€30kNet result 2025: €20k€20k20212022202320242025
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €757k
Fixed assets €676k▼ 5.2%
Current assets €81k▼ 1.0%
Equity and liabilities €757k
Equity €576k▼ 1.7%
Debt €181k▼ 13.3%
The debt ratio falls from 26.3% to 24.0%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69k
2024 · €86k
Cash flow
€59k
2024 · €69k
Solvency
76.0%
2024 · 73.7%
Current ratio
1.05
2024 · 1.05
Quick ratio
1.05
2024 · 1.05
Debt / equity
0.32
2024 · 0.36
ROE
3.5%
2024 · 4.9%
ROA
2.6%
2024 · 3.6%
Interest coverage
26.61
2024 · 25.73
Debt
€181k
2024 · €209k
Debt ≤ 1 year
€77k
2024 · €78k
Debt > 1 year
€105k
2024 · €131k
Income taxes
€8k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€795k€757k
Fixed assets21/28€713k€676k
Tangible fixed assets22/27€713k€676k
Land and buildings22€710k€674k
Plant, machinery and equipment23€518-
Furniture and vehicles24€2k€2k
Current assets29/58€82k€81k
Amounts receivable within one year40/41€35€19k
Trade receivables40-€19k
Other amounts receivable41€35€35=
Current investments50/53€585€585=
Cash at bank and in hand54/58€81k€61k
Equity and liabilities
Total equity and liabilities10/49€795k€757k
Equity10/15€586k€576k
Contributions10/11€19k€19k=
Reserves13€499k€489k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€475k€465k
Profit (loss) carried forward14€68k€68k=
Amounts payable17/49€209k€181k
Amounts payable after more than one year17€131k€105k
Financial debts170/4€131k€105k
Amounts payable within one year42/48€78k€77k
Current portion of amounts payable after more than one year42€28k€27k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€7k€8k
Taxes450/3€7k€8k
Other amounts payable47/48€40k€39k
Income statement Code20242025
Remuneration, social security and pensions62€27k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€39k
Other operating charges640/8€4k€5k
Gross operating margin9900€117k€74k
Operating profit (loss)9901€46k€30k
Financial income75/76B€81€54
Recurring financial income75€81€54
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€43k€28k
Income taxes67/77€14k€8k
Profit (loss) for the period9904€28k€20k
Profit (loss) for the period to be appropriated9905€28k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€96k€88k
Profit (loss) brought forward from the previous period14P€68k€68k=
Transfer from equity791/2€88k€30k
Transfer to equity691/2€28k€20k
To other reserves6921€28k€20k
Profit to be distributed694/7€88k€30k
Return on contributions (dividend)694€88k€30k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
28-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
11-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 11 days late
2023
30-09
Financial Weakest financial yearnet €2k ▼96.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
24-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Highest result since 2018net €104k ▲70.8%
Operating result €159k, net result €104k, both a record.
30-09
Financial Equity above €500kEq €580k ▲21.7%
4 profitable years in a row build equity to €580k.
26-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2024
Tamara Meert
Director · since 27-06-2024
Current
27-06-2024 Tamara Meert: Appointed as Director
30-04-2024 Thibaut Fernagut: Resigned as Director
08-12-2023 Thibaut Fernagut: Appointed as Statutair bestuurder
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eerdegemstraat 589310 Aalst
Ground area
4,341 m²
Building footprint
182 m²
Volume, LiDAR
1,069 m³
Parcel 41005A0041/00A000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOME ~
Eerdegemstraat 58, 9310 AalstNACE 7210001
since 20052.146.851.609
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41005A0041/00A000 Flanders 4,341 m² 1 · 182 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,714 companies in sector 63100 we hold annual accounts for 1,267. 790 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-04-2005
Fiscal year end30-09
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.