HOME
Open bankruptcyA bankruptcy procedure is open for HOME according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-114k) and a net result of €-497k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2023, micro schema
Turnover
€145k
EBIT margin
98.1%
Net result
€-497k▼ 485%
2022 · €-85k
2018: €4k
2019: €-1.27M
2020: €226k
2021: €-726k
2022: €-85k
2018 → 2023
Working capital
€-1.99M▼ 4.3%
2022 · €-1.90M
2018: €-3.77M
2019: €-5.33M
2020: €-2.15M
2021: €-2.13M
2022: €-1.90M
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€145k
Equity€-233k-€1.19M€468k▼ 60.8%€383k▼ 18.2%€-114k
Operating result€-973k-€142k€-525k€199k€-72k
Net result€-1.27M-€226k€-726k€-85k▲ 88.3%€-497k▼ 485%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €72k after €199k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €7.63M
Fixed assets
€4.97M▼ 1.0%
Current assets
€2.66M▲ 1.8%
Key figures and ratios
EBITDA
€-21k▼
2022 · €250k
Cash flow
€-446k▼
2022 · €-34k
Solvency
-1.5%▼
2022 · 5.0%
Current ratio
0.57▼
2022 · 0.58
Quick ratio
0.17▲
2022 · 0.16
Debt / equity
-67.81▼
2022 · 18.94
ROA
-6.5%▼
2022 · -1.1%
Interest coverage
-0.05▼
2022 · 1.93
Debt
€7.74M▲
2022 · €7.25M
Debt ≤ 1 year
€4.65M▲
2022 · €4.52M
Debt > 1 year
€3.10M▲
2022 · €2.73M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€7.63M€7.63M=
Fixed assets21/28€5.02M€4.97M▼
Tangible fixed assets22/27€2.40M€2.35M▼
Land and buildings22€2.40M€2.35M▼
Financial fixed assets28€2.62M€2.62M=
Current assets29/58€2.61M€2.66M▲
Amounts receivable after more than one year29€98k€98k=
Trade receivables290€98k€98k=
Stocks and contracts in progress3€1.88M€1.88M=
Stocks30/36€1.88M€1.88M=
Amounts receivable within one year40/41€638k€683k▲
Other amounts receivable41€638k€683k▲
Cash at bank and in hand54/58€213€4k▲
Equity and liabilities
Total equity and liabilities10/49€7.63M€7.63M=
Equity10/15€383k€-114k▼
Contributions10/11€382k€382k=
Capital10€382k€382k=
Issued capital100€382k€382k=
Revaluation surpluses12€1.20M€1.20M=
Reserves13€23k€23k=
Non-distributable reserves130/1€23k€23k=
Legal reserve130€23k€23k=
Profit (loss) carried forward14€-1.22M€-1.72M▼
Amounts payable17/49€7.25M€7.74M▲
Amounts payable after more than one year17€2.73M€3.10M▲
Financial debts170/4€2.73M€3.10M▲
Amounts payable within one year42/48€4.52M€4.65M▲
Trade debts44-€67k
Suppliers440/4-€67k
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€4.52M€4.58M▲
Income statement
Code20222023
Non-recurring operating income76A€125k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€208k-
Other operating charges640/8€22k€96k▲
Gross operating margin9900€480k€75k▼
Operating profit (loss)9901€199k€-72k▼
Financial charges65/66B€284k€425k▲
Recurring financial charges65€129k€425k▲
Non-recurring financial charges66B€155k-
Profit (loss) for the period before taxes9903€-85k€-497k▼
Profit (loss) for the period9904€-85k€-497k▼
Profit (loss) for the period to be appropriated9905€-85k€-497k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.22M€-1.72M▼
Profit (loss) brought forward from the previous period14P€-1.14M€-1.22M▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HOME NV BRUGSTRAAT 71, 3740 BILZEN-HOESELT · event 21-05-2026
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 201 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €226k
Net result €226k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.19M
Equity rises from €-233k to €1.19M.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-1.27M ▼30643%
Net result drops to €-1.27M, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 247 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 89 days late
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-05-2025
Houbaer Chris: Resigned as Director
30-05-2025
Houbaer Dominique: Resigned as Director
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugstraat 713740 Bilzen-HoeseltGround area
3,454 m²
Building footprint
236 m²
Volume, LiDAR
2,022 m³
2 parcels, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOME
since 19912.186.268.251
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73005B0217/00P005 | Flanders | 3,108 m² | 1 · 160 m² | 10.3 m · 3 fl. |
| 73006H0998/00M000 | Flanders | 346 m² | 1 · 75 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | TOM ARTS JAARBEURSLAAN 19/31, 3600 GENK- |
21-05-2026 → present |
| Curator | GEERT RENIERS JAARBEURSLAAN 19/31,
3600 GENK |
21-05-2026 → present |
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-12-1991
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.