HOMBECQ-DEJAEGHERE
ActiveSummary
HOMBECQ-DEJAEGHERE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €522k and a net result of €10k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 57.89 against 49.7 in 2024; short-term debt: 1.7% and cash: 90.3% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
1.9%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-02-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
on the day
2023
on the day
2022
on the day
2021
9 d late
2020
27 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€522k=
2024 · €521k
2019: €464k
2020: €479k
2021: €499k
2022: €515k
2023: €526k
2024: €521k
2019 → 2025
Total assets
€530k▼ 0.2%
2024 · €532k
2019: €510k
2020: €513k
2021: €522k
2022: €534k
2023: €543k
2024: €532k
2019 → 2025
Net result
€10k▲ 90.2%
2024 · €5k
2019: €20k
2020: €22k
2021: €28k
2022: €25k
2023: €20k
2024: €5k
2019 → 2025
Working capital
€505k▲ 1.4%
2024 · €498k
2019: €464k
2020: €472k
2021: €491k
2022: €479k
2023: €497k
2024: €498k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€499k-€515k▲ 3.3%€526k▲ 2.1%€521k▼ 0.9%€522k=
Operating result€37k-€33k▼ 9.6%€26k▼ 20.5%€8k▼ 70.8%€12k▲ 59.3%
Net result€28k-€25k▼ 10.6%€20k▼ 20.9%€5k▼ 73.6%€10k▲ 90.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €530k
Fixed assets
€17k ▼ 29.3%
Current assets
€514k ▲ 1.1%
Equity and liabilities €530k
Equity
€522k =
Debt
€9k ▼ 12.5%
Debt's share of the balance-sheet total falls from 1.9% to 1.7%. Debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €16k
Cash flow
€17k▲
2024 · €13k
Current ratio
57.89▲
2024 · 49.70
Debt to equity
0.02▼
2024 · 0.02
ROE
1.9%▲
2024 · 1.0%
ROA
1.9%▲
2024 · 1.0%
Interest coverage
89.78▲
2024 · 62.75
Debt ≤ 1 year
€9k▼
2024 · €10k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€532k€530k▼
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€24k€17k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€20k€13k▼
Current assets29/58€508k€514k▲
Amounts receivable after more than one year29€11k€11k=
Other amounts receivable291€11k€11k=
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€783€417▼
Cash at bank and in hand54/58€472k€479k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€532k€530k▼
Equity10/15€521k€522k=
Contributions10/11€14k€14k=
Reserves13€441k€440k▼
Tax-exempt reserves132€14k€14k=
Distributable reserves133€427k€426k▼
Profit (loss) carried forward14€66k€67k▲
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€10k€9k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€196€369▲
Other amounts payable47/48€570€1k▲
Accrued charges and deferred income492/3-€65
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€17k€22k▲
Operating profit (loss)9901€8k€12k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€247€214▼
Recurring financial charges65€247€214▼
Profit (loss) for the period before taxes9903€9k€15k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€5k€10k▲
Profit (loss) for the period to be appropriated9905€5k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€76k▲
Profit (loss) brought forward from the previous period14P€66k€66k▲
Transfer from equity791/2€10k€10k=
Transfer to equity691/2€5k€9k▲
To other reserves6921€5k€9k▲
Profit to be distributed694/7€10k€10k=
Return on contributions (dividend)694€10k€10k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €5k ▼73.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €500kEq €515k ▲3.3%
4 profitable years in a row build equity to €515k.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-06
Financial
Highest result since 2019net €28k ▲31.2%
Operating result €37k, net result €28k, both a record.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Bellegemstraat(Z) 258550 ZwevegemGround area
546 m²
Building footprint
137 m²
Volume, LiDAR
618 m³
Parcel 34042C0099/00X003, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOMBECQ-DEBUF
since 19952.071.265.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042C0099/00X003 | Flanders | 546 m² | 1 · 137 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POSA
BE 0836.484.745
Tessenderlo-Ham · Eq €521k
VAN WIJNENDAELE STEVEN
BE 0742.643.579
Geraardsbergen · Eq €520k
MS CONSULTING
BE 0842.250.703
Beringen · Eq €524k
PROJECTMANAGEMENT
BE 0472.360.108
Wommelgem · Eq €518k
De Locht
BE 0563.649.776
Hoogstraten · Eq €516k
Of 3,962 companies in sector 43331 we hold annual accounts for 1,790. 1,051 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-1995
Fiscal year end30-06
Activities, NACEBEL 2025
43331Floor and wall tiling
41001General construction of residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.