Equity
€1.1m ▲ 232%
Equity rose in 2025: capital increase.
HOMA
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €1.5m (2018)
€204,596▲ 0.5%
peak €156,058 (2018)
€36,769▼ 6.4%
peak €1.1m (2025)
€1.1m▲ 232%
€779,202▼ 14.8%
peak 21.3 FTE (2020)
-not published
Board5 names since 2021
1 directorJOIN
Documentsfilings and deeds
08-05-202684 days before the deadline
2025abbreviated format
Capital increase of €750,000 to €1,049,537.94 10-10Equity from €338,826 to €1.1mInvestments €768,579
Key points
from the 2025 annual accountsInvestments
€2.3m 19.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 291.3% higher than in 2024.
Filings
27 annual accounts since 1999
The 2018 accounts came 5 days late. The other nine of the last ten were filed on time.
Checked score
92
Excellent
Financially stronger than 67% of micro companies in land transport (NACE 49)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 9,097 companies (NACE 49, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025highest value
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 0.2%▼ -0.8 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Land transport and transport via pipelines (NACE 49)
Liquidity: current ratio 0.09, cash €10,960
lowers risk
Size: total assets €1.9m
Founded in 1998
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 71% of them on solvency, 55% on liquidity, 45% on profitability and 95% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as HOMA has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HOMA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for HOMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.11 in 2024), below 1. Short-term debt is 8.2% and cash 0.6% of total assets. 40.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 days early
2024
65 days early
2023
131 days early
2022
31 days early
2021
89 days early
2020
45 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 69 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 May (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CB
Conscius Bedrijfsrevisoren
Auditor, Georges Koslowski
- Johan Hoskens 2,252 sharesdeed of 10-10-2025
- Ingeborg Maes 1,252 sharesdeed of 10-10-2025
Recent changes
Capital increase of €750,000 to €1,049,537.94
Capital from €299,537.94 to €1,049,537.94, 2,504 new shares · 2,504 shares · Appointment: Conscius Bedrijfsrevisoren (statutory auditor) · General meeting of 08-07-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464919911
Demerger: HOSKENS VERVOER splits off to HOSKENS VERVOER
Company renamed from HOSKENS VERVOER to HOMA · Capital decrease of €500,573.69 · Resignations: Gaston Hoskens, Johan Hoskens and Ingeborg Maes · General meeting of 17-10-2022 · Gazette deed
Demerger proposal: HOSKENS VERVOER splits off to HOSKENS VERVOER (NEWCO)
Appointments: Johan Hoskens (director) and Ingeborg Maes (director) · Johan Hoskens holds all the shares · Johan Hoskens holds 1,000 shares (100%) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HOMA Temse | €1.9m | €204,596 | 59.1% | - |
| Schollaert - Blomme Ghent | €1.7m | €138,989 | 56.7% | - |
| AXE - IMMO Spa | €1.3m | €316,743 | 36.4% | - |
| A.C.H. PATRIMONIUM Grimbergen | €1.3m | €137,974 | 31.7% | - |
| SERVICE NR. 1 Boutersem | €2.6m | €574,783 | 69.7% | - |
| VERVAET VERHUIZINGEN ASSENEDE Assenede | €0.9m | €311,050 | 40.8% | - |
| TC-STORE Ghent | €1.0m | €81,544 | 17.0% | - |
These companies have the same main activity as HOMA: removal services (NACE 49420). They are comparable in size and age: total assets between €941,000 and €2.6m, founded between 1996 and 2008.
Official details
Source: KBO- Status
- Active since 30-12-1998Normal situation
- Activity
- Removal servicesNACE 49420and 1 other
- Joint committees
- 226White-collar workers in international trade, transport and logistics
- 140.05Removals
- 140.03Road transport and logistics for third parties · annual accounts 2022
- Establishment unit
- 2.164.069.0109140 Temse, since 01-01-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2024
Annual accounts 2025
- ≈ €510,000estimated
- €1.9m▲ 52.0%
- Filing
- Filed on 08-05-2026, 84 days before the end of the filing period
Insights on HOMA
HOMA files the abbreviated format. That format states no turnover. The gross margin fell from €516,904 in 2006 to €204,596 in 2025.
The balance sheet grew most from 2012 to 2014 through fixed assets, financed with long-term debt.
In October 2022, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HOMA
- What is the company number of HOMA?
- The company number of HOMA is 0464.919.911. The VAT number is the same number with BE in front: BE 0464.919.911.
- Where is HOMA based?
- The registered office is at Krimperslaan 3, 9140 Temse.Company details
- What does HOMA do?
- According to the KBO register, the main activity is removal services (NACE 49420).
- What is the legal form of HOMA?
- HOMA is a private limited company (BV).
- When was HOMA founded?
- HOMA was founded on 30-12-1998.
- Is HOMA still active?
- Yes, HOMA is an active enterprise in the KBO register.
- How many employees does HOMA have?
- HOMA had an average of 20.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does HOMA fall under?
- In its 2022 annual accounts, HOMA states joint committees 226 (White-collar workers in international trade, transport and logistics), 140.05 (Removals) and 140.03 (Road transport and logistics for third parties).
- What is the turnover of HOMA?
- The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €204,596 and 84 comparable companies (NACE 494). It probably lies between €420,000 and €700,000.
- Is HOMA profitable?
- In financial year 2025, HOMA made a profit of €36,769.
- Where can I find the annual accounts of HOMA?
- HOMA filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HOMA due?
- HOMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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