HOLTIM CONSULT
ActiveSummary
HOLTIM CONSULT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,517 and a net result of €21,989. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 59% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €91,517
- Profit
- €21,989
Why 94lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.35, cash €52,342Size: total assets €142,204Equity €91,517 (64.4% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 59% on solvency, 72% on liquidity, 57% on profitability and 21% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 30 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €21,989
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result returns to profit in 2025: €14,652 after a loss of €51,362 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 26,974 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.8% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,577 | €5,884 | €567 | €3,763 | €7,763 | €17,868 | €17,977 | ▲ 0.6% |
| Other operating charges640/8 | - | - | €2,309 | €1,161 | €935 | €710 | €958 | ▲ 34.9% |
| Non-recurring operating charges66A | - | - | €5,385 | - | - | - | - | - |
| Gross operating margin9900 | €67,680 | €21,608 | €37,181 | €61,650 | €50,072 | -€32,783 | €33,587 | - |
| Operating profit (loss)9901 | €59,261 | €12,298 | €28,920 | €56,726 | €41,374 | -€51,362 | €14,652 | - |
| Financial income75/76B | - | - | €385 | €1,759 | €705 | €2,918 | €7,814 | ▲ 168% |
| Recurring financial income75 | - | €199 | €385 | €1,759 | €705 | €2,918 | €7,814 | ▲ 168% |
| Financial charges65/66B | - | - | €1,080 | €950 | €863 | €207 | €477 | ▲ 131% |
| Recurring financial charges65 | €626 | €915 | €1,080 | €950 | €863 | €207 | €477 | ▲ 131% |
| Profit (loss) for the period before taxes9903 | €58,635 | €11,581 | €28,224 | €57,535 | €41,216 | -€48,650 | €21,989 | - |
| Income taxes67/77 | €13,628 | €4,340 | €9,564 | €10,736 | €9,345 | - | - | - |
| Profit (loss) for the period9904 | €45,006 | €7,241 | €18,660 | €46,799 | €31,871 | -€48,650 | €21,989 | - |
| Profit (loss) for the period to be appropriated9905 | €45,006 | €7,241 | €18,660 | €46,799 | €31,871 | -€48,650 | €21,989 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €148,676 | €105,608 | €112,389 | €161,697 | €185,705 | €151,132 | €142,204 | ▼ 5.9% |
| Fixed assets21/28 | €21,236 | €15,351 | €4,453 | €39,496 | €43,172 | €78,294 | €75,029 | ▼ 4.2% |
| Intangible fixed assets21 | - | - | - | - | €5,466 | €23,459 | €17,401 | ▼ 25.8% |
| Tangible fixed assets22/27 | €21,236 | €15,351 | €4,453 | €39,496 | €37,706 | €54,834 | €57,628 | ▲ 5.1% |
| Land and buildings22 | - | - | - | €14,546 | €12,878 | €33,286 | €28,595 | ▼ 14.1% |
| Plant, machinery and equipment23 | - | - | €2,647 | €8,466 | €6,495 | €4,524 | €2,553 | ▼ 43.6% |
| Furniture and vehicles24 | - | - | €1,807 | €10,984 | €12,833 | €11,524 | €20,980 | ▲ 82.1% |
| Other tangible fixed assets26 | - | - | - | €5,500 | €5,500 | €5,500 | €5,500 | = |
| Current assets29/58 | €127,440 | €90,257 | €107,936 | €122,201 | €142,533 | €72,838 | €67,174 | ▼ 7.8% |
| Amounts receivable within one year40/41 | €20,535 | €18,746 | €25,492 | €16,148 | €46,314 | €20,432 | €14,320 | ▼ 29.9% |
| Trade receivables40 | - | - | €16,872 | €13,467 | €46,314 | €10,735 | €9,315 | ▼ 13.2% |
| Other amounts receivable41 | - | - | €8,620 | €2,681 | - | €9,697 | €5,006 | ▼ 48.4% |
| Current investments50/53 | - | - | €59,792 | €60,712 | €60,624 | €43,962 | - | - |
| Cash at bank and in hand54/58 | €106,395 | €65,170 | €20,256 | €42,509 | €31,428 | €3,307 | €52,342 | ▲ 16× |
| Deferred charges and accrued income490/1 | - | - | €2,396 | €2,832 | €4,167 | €5,138 | €512 | ▼ 90.0% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €148,676 | €105,608 | €112,389 | €161,697 | €185,705 | €151,132 | €142,204 | ▼ 5.9% |
| Equity10/15 | €57,406 | €64,647 | €89,507 | €136,307 | €168,178 | €119,528 | €91,517 | ▼ 23.4% |
| Contributions10/11 | €12,400 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €45,006 | €52,247 | €70,907 | €117,707 | €149,578 | €100,928 | €72,917 | ▼ 27.8% |
| Amounts payable17/49 | €91,269 | €40,961 | €22,882 | €25,390 | €17,527 | €31,604 | €50,687 | ▲ 60.4% |
| Amounts payable after more than one year17 | €15,489 | €7,804 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €74,192 | €31,573 | €21,462 | €23,293 | €13,230 | €28,852 | €49,931 | ▲ 73.1% |
| Financial debts43 | - | - | - | - | - | - | €598 | - |
| Credit institutions430/8 | - | - | - | - | - | - | €598 | - |
| Trade debts44 | €39,630 | €292 | €4,269 | €10,281 | €4,531 | €10,631 | - | - |
| Suppliers440/4 | - | - | €4,269 | €10,281 | €4,531 | €10,631 | - | - |
| Taxes, remuneration and social security45 | - | - | €17,193 | €12,864 | €7,796 | - | €1,830 | - |
| Taxes450/3 | - | - | €17,193 | €12,864 | €7,796 | - | €1,830 | - |
| Other amounts payable47/48 | - | - | - | €148 | €902 | €18,222 | €47,503 | ▲ 161% |
| Accrued charges and deferred income492/3 | - | - | €1,420 | €2,097 | €4,298 | €2,752 | €755 | ▼ 72.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,006 | €7,241 | €18,660 | €46,799 | €31,871 | -€48,650 | €21,989 | - |
| + Depreciation and write-downs630 | €7,577 | €5,884 | €567 | €3,763 | €7,763 | €17,868 | €17,977 | ▲ 0.6% |
| Operating cash flow (approximation) | €52,583 | €13,125 | €19,227 | €50,562 | €39,634 | -€30,782 | €39,966 | - |
| Investment in fixed assets (approximation) | - | €0 | €10,331 | -€38,805 | -€11,438 | -€52,990 | -€14,712 | ▲ 72.2% |
| Change in cash | - | -€41,225 | -€44,914 | €22,252 | -€11,081 | -€28,121 | €49,035 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 03-07-2026 | 2026-00275434 |
| 31-12-2024 | micro format | 01-07-2025 | 2025-00213771 |
| 31-12-2023 | micro format | 01-07-2024 | 2024-00195633 |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00179150 |
| 31-12-2021 | micro format | 30-06-2022 | 2022-20112635 |
| 31-12-2020 | micro format | 05-07-2021 | 2021-30600140 |
| 31-12-2019 | micro format | 29-06-2020 | 2020-24400374 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Rudolf Hoebeek |
|
Owners and capital
Capital and shareholders
- Rudolf Hoebeek 100 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 13-09-2024 Converted to unavailable equity · €18,600
- 13-09-2024 Converted to unavailable equity
- 13-09-2024 Converted to available equity
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
2 board mandatesAcquisitions and mergers
1 transactionHistory
Acts, filings and financial milestones
13-09
Gazette deed
RestructuringReappointment: Rudolf Hoebeek (director) · Resignation: Rudolf Hoebeek (director) · Shareholding23 facts ▸
- Shareholding
- Other provision, “vaststelling van de vervulling van de wettelijke formaliteiten m.b.t. de geruisloze fusie”, 26-03-2024 (deed in Dutch)
- Approval, “fusievoorstel” (deed in Dutch)
- Other provision, “verzaking opstellen tussentijdse cijfers en mededeling belangrijke wijzigingen, artikel 12:51, §2, 4°, laatste lid van het Wetboek van vennootschappen en vereni…” (deed in Dutch)
- Accounting effect, 01-01-2024
- Other provision, “geen uitgifte van nieuwe aandelen en geen opleg, artikel 12:57 van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Other provision, “verklaring handelsfonds vrij en onbelast en raadpleging pandregister”, 28-05-2024 (deed in Dutch)
- Other provision, “Aan bijzondere publiciteit onderworpen inbrengen” (deed in Dutch)
- Other provision, “Geen nieuwe aandelen, artikel 12:57 van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Capital
- Shareholding, “na de fusie”, 100 (deed in Dutch)
- Director discharge, Rudolf Hoebeek (director)
- +11 further facts in this act
04-04
Gazette deed
Restructuring · MiscellaneousCapital · Shareholding · Board composition25 facts ▸
- Capital, €18,600 (2 times)
- Shareholding, “op heden”, 100 (deed in Dutch)
- Board composition, Rudolf Pieter M HOEBEEK (director)
- Other provision, “Brussel, ondernemingsrechtbank” (deed in Dutch)
- Other provision, 09-11-2007
- Amendment of the articles
- Shareholding, “heden”, 100 (deed in Dutch)
- Director in office, Rudolf Pieter M HOEBEEK (director)
- Share cancellation, 100, “activa en passiva integraal overgedragen” (deed in Dutch)
- Accounting effect, 01-01-2024
- Other provision, “bijzondere voordelen bestuurder” (deed in Dutch)
- Other provision, “rechten bijzondere rechten en andere effecten, Overnemende Vennootschap” (deed in Dutch)
- +13 further facts in this act
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23045C0257/00K000 | Flanders | 2,243 m² | 1 · 265 m² | 6.6 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De studies en de uitvoering van alle mogelijke particuliere en openbare bouwwerken, als algemene aan-nemer of in onderaanneming, het ontwerp…” (deed in Dutch)
29 activities (deed in Dutch)
- De studies en de uitvoering van alle mogelijke particuliere en openbare bouwwerken, als algemene aan-nemer of in onderaanneming, het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels, de studie en de uitvoering van binnen- en buitendecoraties;
- Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud, de re-novatie, het herstel, de verfaaiing, de vernieuwing en modernisering van alle soorten kunstwerken en onroeren-de goederen en, algemeen genomen, alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken;
- Het verstrekken van advies en bijstand, zowel technisch als administratief en commercieel, aan alle vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de on-roerende goederen;
- Het verwerven van alle mogelijke terreinen, het bouwen van openbare en particuliere gebouwen, de aan-koop, de verkoop, de verhuur, de verdeling en de verka-veling van alle mogelijke onroerende goederen;
- De aankoop, de verkoop, de huur, de invoer en de uitvoer van alle mogelijke materialen, goederen, toe-stellen en materiaal, noodzakelijk voor de bouw, het onderhoud, het herstel en de vemieuwing van kunstwer-ken en gebouwen;
- De voorbereiding, de opstelling en het afslui-ten, zowel als mandataris als voor eigen rekening, van alle mogelijke overeenkomsten voor openbare of particu-liere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden.
- Alle studies en operaties met betrekking tot alle onroerende goederen en rechten welke daaruit voortvloeien, zoals aankoop, de bouw, de verbouwing, de aanpassing, de huur en onderhuur, de ruiling, de ver-koop, en in het algemeen alle operaties die recht-streeks of onrechtstreeks betrekking hebben op het be-heer of het productief maken, voor zichzelf of voor an-deren van alle bebouwde of onbebouwde onroerende eigen-dommen;
- Overige werkzaamheden in verband met de afwer-king van gebouwen;
- Vervaardiging van speciale winkelmeubels, toon-banken, vitrines, rekken, enzovoort, overwegend van an-dere materialen dan metaal;
- Vervaardigen van stoelen en zitmeubels voor kan-toren en werkplaatsen;
- Vervaardigen van meubels en modulaire meubelele-menten voor inbouwkeukens;
- Vervaardigen van zitmeubels en onderdelen daar-van voor woningen;
- Afwerking van stoelen en zitmeubels zoals het stofferen;
- Vervaardiging en afwerking (inclusief het stof-feren, schilderen, polijsten, enzovoort) van slaapka-mer-, eetkamer- en zitkamermeubels;
- Handelsbemiddeling in hout- en bouwmaterialen, verf en vernis, sanitaire artikelen, meubels, huishou-delijke artikels en ijzerwaren;
- Groothandel in huismeubilair, tapijten, verlich-tingsapparatuur, niet-elektrische huishoudelijke arti-kelen;
- Groothandel in bouwmaterialen, onbewerkt hout;
- Groothandel in panelen en platen, parket, enzo-voort;
- Inrichting van gebouwen, interieurinrichting;
- Plaatsen van vloerbedekking en wandbekleding van hout;
- Ontwerp van interieurs, textielpatronen, meube-len en decoratie-artikelen;
- Toezien op de bouwwerkzaamheden:
- Import en export van goederen, handelsbemidde-ling, organisatie bij import en export van goederen;
- Overige zakelijke dienstverlening;
- Alle mogelijke advies- en/of dienstenfuncties op het vlak van public relations, communicatie en manage-ment, projectontwikkeling, bouw, bouwmaterialen, in-richting van gebouwen, import- en export;
- Consultancy, opleiding, technische expertise en bijstand op voornoemde gebieden;
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van be-drijven die op die domeinen actief zijn, de vertegen-woordiging en het optreden- als commercieel tussen-persoon;
- Verlenen van adviezen en hulp aan het bedrijfs-leven en de overheid op het gebied van planning, orga-nisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding enzovoort.
- Het verlenen van bijstand, advies en leiding aan be-drijven, privé-personen en instellingen, voornamelijk doch niet uitsluitend op het vlak van management, mar-keting, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de ruime be-tekenis, in België en in het buitenland, in eigen naam en voor eigen rekening
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- HOLTIM CONSULT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “De besluiten van het collegiaal bestuursorgaan kunnen bij eenparig schriftelijk akkoord van aile bestuurders worden genomen. §2. Externe…”
- Board ruleHow the board is made up, meets and takes decisions.
- “11, met of zonder beperking van duur, bij gebrek aan bepaling van onbepaalde duur” (deed in Dutch)“Meest uitgebreide machten om alle handelingen te verrichten die nodig of dienstig zijn tot verwezenlijking van doel en voorwerp, behoudens…” (deed in Dutch)“Vergoeding van de bestuurders, absolute meerderheid van stemmen” (deed in Dutch)
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vrije overdracht” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte van nieuwe aandelen - recht van voorkeur” (deed in Dutch)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Elk aandeel geeft recht op een gelijk aandeel in de winstverdeling, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Thursday of June at 11:00
- General meeting ruleHow the general meeting works: who calls it, who may attend and how it decides.
- “Bijeenroeping en oproeping algemene vergadering” (deed in Dutch)“Toegang tot de algemene vergadering en uitoefening stemrecht, mag nog steeds deelnemen aan de algemene vergadering zonder te kunnen…” (deed in Dutch)“Zittingen en notulen algemene vergadering, zetel” (deed in Dutch)“Beraadslagingen algemene vergadering, beraadslaagt en besluit ongeacht aanwezige of vertegenwoordigde aandeelhouders behoudens wettelijk…” (deed in Dutch)
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- “Controle van de vennootschap, wanneer het door de wet vereist is en binnen de wettelijke grenzen” (deed in Dutch)
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Op elk moment, in de vormen vereist voor de statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Indien geen andere vereffenaar zou zijn benoemd, ontbinding en vereffening in één akte” (deed in Dutch)